Seller's Agent in 2025
Belinda Fratto
Howard Hanna
(315) 521-7413
363 Total Sales
7 Chadwick Dr Waterloo, NY 13165
Estimated Value: $223,968 - $252,000
2
Beds
2
Baths
1,328
Sq Ft
$175/Sq Ft
Est. Value
Highlights
- Deck
- Sun or Florida Room
- Porch
- Main Floor Bedroom
- Formal Dining Room
- 1 Car Attached Garage
About This Home
As of November 2025Welcome to this charming 2-bedroom, 2 full bath Ranch-Style Home tucked away on a quiet street with no "through traffic" and only nine houses. With maintenance-free siding, nice landscaping and a deep lot, this property offers both comfort and convenience. Step inside to a welcoming foyer with a closet that opens into a spacious living room, featuring a bay window and newer vinyl flooring that continues throughout. The open kitchen includes a center island with seating and storage, stainless steel appliances, and a great layout with views to everyone gathered. A bright dinette area with sharp overhead lighting and a built-in glass cabinet adds character and functionality. A bonus sunroom with sliding glass doors leads to newer vinyl/Trex decking, complete with a comfortable entertainment space with 6-person Hot Tub and an above-ground pool surrounded by classic railings. The owner’s suite offers a full bath, a walk-in closet plus an additional closet for extra storage. The second bedroom is generously sized with a large window and full closet. The partially finished lower level is currently used as a den, with laundry and additional space ideal for a home office, gym, or storage. An attached garage includes an epoxy floor, remote overhead door, and a newer 200-amp breaker box. The newer split unit cooling system keeps the home comfortable on hot days and nights. Outside, the Expansive Yard offers a Shed, Garden Area, and Plenty of room for more. Conveniently located near schools, shopping, banking, and the Seneca Cayuga Canal Walk, this home is move-in ready and waiting for you. ALL OFFERS ARE DUE 8/25 BY 1PM.
Last Agent to Sell the Property
Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 08/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,705
Year Built
- Built in 1971
Lot Details
- 13,504 Sq Ft Lot
- Lot Dimensions are 90x152
- Rectangular Lot
Parking
- 1 Car Attached Garage
- Parking Storage or Cabinetry
- Garage Door Opener
- Driveway
Home Design
- Block Foundation
- Vinyl Siding
Interior Spaces
- 1,328 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Sliding Doors
- Entrance Foyer
- Formal Dining Room
- Sun or Florida Room
- Storage Room
- Laundry Room
- Partially Finished Basement
- Laundry in Basement
Kitchen
- Breakfast Bar
- Gas Oven
- Gas Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
- Open Patio
- Porch
Schools
- Waterloo High School
Utilities
- Cooling System Mounted In Outer Wall Opening
- Heating System Uses Gas
- Hot Water Heating System
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 70
- Assessor Parcel Number 453801-001-000-0001-070-002-0000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 15, 2025
Closed on
Nov 14, 2025
Sold by
Bought by
Seller's Agent
Belinda Fratto
Howard Hanna
Buyer's Agent
Scott Burnham
Howard Hanna
List Price
$199,900
Sold Price
$224,900
Premium/Discount to List
$25,000
12.51%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,592
Avg. Annual Appreciation
5.69%
Original Mortgage
$135,000
Outstanding Balance
$133,582
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$98,910
Purchase Details
Listed on
Mar 19, 2013
Closed on
May 30, 2013
Sold by
Bought by
Seller's Agent
Allyson Adam-Anderson
Yaman Real Estate
Buyer's Agent
Marilyn McDougal
Coldwell Banker Finger Lakes
List Price
$93,800
Sold Price
$98,000
Premium/Discount to List
$4,200
4.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.89%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $224,900 | -- | ||
| $98,000 | Richard Swinehart |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $135,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $224,900 | +12.5% | $169 / Sq Ft | |
| 08/26/2025 08/26/25 | Pending | -- | -- | -- | |
| 08/15/2025 08/15/25 | For Sale | $199,900 | +94.1% | $151 / Sq Ft | |
| 07/12/2017 07/12/17 | Sold | $103,000 | -0.5% | $78 / Sq Ft | View Prior Sale |
| 05/15/2017 05/15/17 | Pending | -- | -- | -- | |
| 05/06/2017 05/06/17 | For Sale | $103,500 | +5.6% | $78 / Sq Ft | |
| 05/30/2013 05/30/13 | Sold | $98,000 | +4.5% | $74 / Sq Ft | View Prior Sale |
| 03/25/2013 03/25/13 | Pending | -- | -- | -- | |
| 03/19/2013 03/19/13 | For Sale | $93,800 | -- | $71 / Sq Ft |
Source: Upstate New York Real Estate Information Services (UNYREIS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,705 | $97,900 | $18,500 | $79,400 |
| 2024 | $4,705 | $97,900 | $18,500 | $79,400 |
| 2023 | $46 | $97,900 | $18,500 | $79,400 |
| 2022 | $4,477 | $97,900 | $18,500 | $79,400 |
| 2021 | $4,227 | $93,100 | $18,500 | $74,600 |
| 2020 | $4,165 | $93,100 | $18,500 | $74,600 |
| 2019 | $1,681 | $93,100 | $18,500 | $74,600 |
| 2018 | $3,144 | $93,100 | $18,500 | $74,600 |
| 2017 | $2,141 | $93,100 | $18,500 | $74,600 |
| 2016 | $2,231 | $84,500 | $16,500 | $68,000 |
| 2015 | -- | $84,500 | $16,500 | $68,000 |
| 2014 | -- | $84,500 | $16,500 | $68,000 |
Source: Public Records
Agents Affiliated with this Home
-
Belinda Fratto
-
Scott Burnham
S
Buyer's Agent in 2025
Scott Burnham
Howard Hanna
(315) 398-4486
25 Total Sales
-
M
Seller's Agent in 2017
Marilyn McDougal
Coldwell Banker Finger Lakes
-
Teresa Van Tassel
Buyer's Agent in 2017
Teresa Van Tassel
Century 21 Steve Davoli RE
(315) 568-2903
33 Total Sales
-
Allyson Adam-Anderson
Seller's Agent in 2013
Allyson Adam-Anderson
Yaman Real Estate
(585) 967-0579
30 Total Sales
Map
Source: Upstate New York Real Estate Information Services (UNYREIS)
MLS Number: R1631142
APN: 453801-001-000-0001-070-002-0000
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