NOT LISTED FOR SALE

7 Cobbler Ct South Elgin, IL 60177

Estimated Value: $364,000 - $428,000

3 Beds
2.5 Baths
1,432 Sq Ft
$267/Sq Ft Est. Value

Last Sold November 14, 2023

Last sale price $339,000 $237 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,710/month

10 Days on Market

Highlights

  • Main Floor Bedroom
  • Stainless Steel Appliances
  • 2 Car Attached Garage
  • Anderson Elementary School Rated A
  • Stained Glass
  • 4-minute walk to Ralph E. Tredup Park West

About This Home

As of November 2023

Welcome to this charming 3-bedroom, 2 1/2 bath home nestled in a peaceful cul-de-sac within the highly sought-after St. Charles School District. This beautifully maintained property offers a warm and inviting atmosphere with a host of recent upgrades. As you step inside, you'll immediately notice the plush, new carpeting that spans throughout the home, providing comfort and style in equal measure. The heart of this home is the well-appointed kitchen, featuring brand new appliances that include a modern oven and refrigerator. Step outside to the expansive backyard, where you'll discover a brand new fence and shed, offering both privacy and convenience. This outdoor oasis is perfect for hosting gatherings, gardening, or simply enjoying the tranquility of your surroundings. Upstairs, you'll find three generously sized bedrooms, each offering ample closet space and comfortable accommodations. The primary bedroom boasts its own en-suite bathroom, providing a private retreat for the homeowner. Throughout the entire home, fresh paint enhances the interior, creating a bright and welcoming ambiance. This thoughtful upgrade ensures that you can move in with ease, knowing that your new home is in pristine condition. Located in the esteemed St. Charles School District, this home provides access to top-notch educational opportunities. Additionally, the quiet cul-de-sac setting offers a peaceful and safe environment for families. Don't miss the chance to make this property your own and create lasting memories in this wonderful neighborhood. A preferred lender offers a reduced interest rate for this listing.

Last Agent to Sell the Property

Maria Thompson

Redfin Corporation License #475149141 Listed on: 10/06/2023

Redfin Corporation

Last Buyer's Agent

Susan Price

Baird & Warner Real Estate - Algonquin License #475120055

Baird & Warner Real Estate - Algonquin

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,999

Year Built

  • Built in 1993

Lot Details

  • Lot Dimensions are 100x65

Parking

  • 2 Car Attached Garage
  • Garage ceiling height seven feet or more
  • Garage Transmitter
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,432 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Blinds
  • Stained Glass
  • Window Screens
  • Combination Kitchen and Dining Room
  • Unfinished Attic
  • Storm Screens

Kitchen

  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Stamped Concrete Patio
  • Shed

Schools

  • Anderson Elementary School
  • Wredling Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • TV Antenna

Community Details

  • Sugar Ridge Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,999

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Sugar Ridge
  • Year Built: 1993
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Range Hood
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Interior Amenities: First Floor Bedroom, First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 1432
  • Other Equipment: TV Antenna, Ceiling Fan(s)
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1432
  • Basement Description: None
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Door Features: Sliding Doors,Storm Door(s)
  • Window Features: Blinds,Screens,Some Stained Glass
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Stamped Concrete Patio, Storms/Screens
  • List Price: 339000
  • OtherStructures: Shed(s)
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Street Lights
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Anderson Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 100X65
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5999.4
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2023
Closed on
Nov 6, 2023
Sold by
Vuong Steve & Loan Ngoc
Bought by
Bingman Brian Michael
Seller's Agent
Maria Thompson
Redfin Corporation
Buyer's Agent
Susan Price
Baird & Warner Real Estate - Algonquin
List Price
$349,999
Sold Price
$339,000
Premium/Discount to List
-$10,999
-3.14%
Total Days on Market
10
Views
51
Current Estimated Value
$382,093

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,093
Avg. Annual Appreciation
8.03%
Original Mortgage
$339,000
Interest Rate
4%
Mortgage Type
Construction

Purchase Details

Closed on
Aug 23, 2010
Sold by
Vuong Steve and Nguyen Lynn
Bought by
Vuong Steve and Nguyen Loan Ngoc

Purchase Details

Closed on
Jun 7, 2010
Sold by
Vuong Steve
Bought by
Vuong Steve and Nguyen Lynn

Purchase Details

Closed on
Sep 26, 2007
Sold by
Stover Steven A
Bought by
Vuong Steve

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 31, 2001
Sold by
Espino Fernando and Espino Carmen
Bought by
Stover Steven A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,550
Interest Rate
7.06%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 27, 1999
Sold by
Brogan John W and Brogan Carol B
Bought by
Espino Fernando and Espino Carmen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
7.69%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bingman Brian Michael $339,000 First American Title Insurance
Vuong Steve -- None Available
Vuong Steve -- None Available
Vuong Steve $230,000 Pntn
Stover Steven A $175,000 Attorneys Title Guaranty Fun
Espino Fernando $153,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bingman Brian Michael $350,077
Closed Bingman Brian Michael $339,000
Previous Owner Vuong Steve $169,300
Previous Owner Vuong Steve $184,000
Previous Owner Vuong Steve $184,000
Previous Owner Stover Steven A $201,600
Previous Owner Stover Steven A $177,875
Previous Owner Stover Steven A $174,884
Previous Owner Stover Steven A $172,550
Previous Owner Espino Fernando $160,557
Previous Owner Espino Fernando $15,479
Previous Owner Espino Fernando $153,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/14/2023 11/14/23 Sold $339,000 0.0% $237 / Sq Ft
10/17/2023 10/17/23 Pending -- -- --
10/13/2023 10/13/23 Price Changed $339,000 -3.1% $237 / Sq Ft
10/06/2023 10/06/23 For Sale $349,999 -- $244 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,782 $93,091 $24,998 $68,093
2022 $5,999 $80,434 $26,746 $53,688
2021 $5,754 $76,669 $25,494 $51,175
2020 $5,728 $74,846 $25,019 $49,827
2019 $5,642 $73,364 $24,524 $48,840
2018 $5,305 $69,041 $23,592 $45,449
2017 $5,046 $66,680 $22,785 $43,895
2016 $5,288 $64,338 $21,985 $42,353
2015 -- $60,780 $21,748 $39,032
2014 -- $59,626 $21,748 $37,878
2013 -- $59,497 $21,965 $37,532
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11901233

Midwest Real Estate Data (MRED)

APN: 09-03-134-023