Seller's Agent in 2025
Erin Pepas
RE/MAX on the Bay
(860) 961-3996
3 in this area
86 Total Sales
7 Cottage St Westerly, RI 02891
3
Beds
1
Bath
840
Sq Ft
10,454
Sq Ft Lot
Highlights
- Marina
- Wooded Lot
- Porch
- Golf Course Community
- Recreation Facilities
- 5-minute walk to White Rock Skate Park
About This Home
As of August 2025Looking to own a home in Westerly? Nothing to do but move in to this completely remodeled 3BR 1 Bath single family home with a large private lot! Enjoy peace of mind with a brand new natural gas heating system and hot water tank, new laminate flooring throughout, beautiful eat-in kitchen with butcher block counters, tile backsplash, and SS appliances and washer dryer hookups relocated to the 1st floor. Home also has a newer roof. Convenient location just minutes from downtown Westerly with shopping and restaurants, beautiful beaches and golf courses, I-95, and local Casinos just over the CT border.
Last Agent to Sell the Property
RE/MAX on the Bay License #REB.0018934 Listed on: 07/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,967
Year Built
- Built in 1918
Lot Details
- 10,454 Sq Ft Lot
- Fenced
- Wooded Lot
- Property is zoned R30
Home Design
- Bungalow
- Stone Foundation
- Vinyl Siding
- Plaster
Interior Spaces
- 840 Sq Ft Home
- 2-Story Property
- Living Room
- Laminate Flooring
- Storm Doors
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Parking
- 2 Parking Spaces
- No Garage
- Driveway
Outdoor Features
- Outbuilding
- Porch
Location
- Property near a hospital
Utilities
- No Cooling
- Heating System Uses Gas
- Baseboard Heating
- 100 Amp Service
- Gas Water Heater
Listing and Financial Details
- Tax Lot 25
- Assessor Parcel Number 7COTTAGESTWEST
Community Details
Amenities
- Shops
- Restaurant
Recreation
- Marina
- Golf Course Community
- Recreation Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Aug 21, 2025
Sold by
Koseoglu Kadir and Koseoglu Ebru M
Bought by
Lussier Russell A and Lamb Kora M
Seller's Agent
Erin Pepas
RE/MAX on the Bay
Buyer's Agent
Michael Lamb
Keller Williams Coastal
List Price
$374,900
Sold Price
$374,900
Views
112
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,772
Avg. Annual Appreciation
9.69%
Original Mortgage
$337,410
Outstanding Balance
$336,528
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$47,144
Purchase Details
Closed on
May 14, 2009
Sold by
Wells Fargo Bank Na
Bought by
Koseoglu Kadir
Purchase Details
Closed on
Nov 24, 2004
Sold by
Nowicki Joanne
Bought by
Galvin Scott
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $374,900 | -- | |
| Warranty Deed | $374,900 | -- | |
| Warranty Deed | $374,900 | -- | |
| Deed | $59,000 | -- | |
| Deed | $59,000 | -- | |
| Deed | $166,000 | -- | |
| Deed | $166,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $337,410 | New Conventional | |
| Closed | $337,410 | Purchase Money Mortgage | |
| Previous Owner | $105,000 | No Value Available | |
| Previous Owner | $157,700 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $374,900 | 0.0% | $446 / Sq Ft |
| 08/14/2025 08/14/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $374,900 | -- | $446 / Sq Ft |
Source: State-Wide MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,900 | $244,200 | $132,900 | $111,300 |
| 2024 | $1,917 | $183,400 | $94,900 | $88,500 |
| 2023 | $1,863 | $183,400 | $94,900 | $88,500 |
| 2022 | $1,852 | $183,400 | $94,900 | $88,500 |
| 2021 | $1,874 | $155,400 | $82,500 | $72,900 |
| 2020 | $1,841 | $155,400 | $82,500 | $72,900 |
| 2019 | $1,824 | $155,400 | $82,500 | $72,900 |
| 2018 | $1,492 | $120,800 | $72,800 | $48,000 |
| 2017 | $1,450 | $120,800 | $72,800 | $48,000 |
| 2016 | $1,450 | $120,800 | $72,800 | $48,000 |
| 2015 | $1,444 | $128,600 | $84,200 | $44,400 |
| 2014 | $1,421 | $128,600 | $84,200 | $44,400 |
Source: Public Records
Agents Affiliated with this Home
-
Erin Pepas
-
Michael Lamb
Buyer's Agent in 2025
Michael Lamb
Keller Williams Coastal
(401) 644-8349
38 in this area
65 Total Sales
Map
Source: State-Wide MLS
MLS Number: 1389397
APN: WEST-000026-000025
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