Spencer Wenger
Kline May Realty
(540) 534-4278
114 Total Sales
1 in Lake Monticello
$257,000 Price
7 Mechunk Terrace Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $281,574
3
Beds
2
Baths
1,144
Sq Ft
$246/Sq Ft
Est. Value
About This Home
As of December 2025Price Adjustment! Sellers are motivated and can accommodate a quick, seamless closing. Back on the Market at NO Fault of Seller. Welcome to this inviting 3-bedroom, 2-bath ranch home nestled on a spacious corner lot in the non-gated section of Lake Monticello. Built in 1995 and offering 1,144 sq. ft. of single-level living, this home combines comfort, convenience, and community amenities in a sought-after location. Step inside to find a bright and functional layout featuring a first-floor bedroom with full bath, a spacious living area, and durable flooring with a mix of wood, vinyl plank, and carpet. The kitchen comes equipped with essential appliances including a stove, refrigerator, dishwasher, washer, and dryer. Outside, enjoy the fenced backyard, as well as a deck ideal for relaxing or entertaining. The property also includes an outbuilding for extra storage. With a roof repaired in 2018 and public water/sewer, this home is move-in ready and easy to maintain. Living in Lake Monticello means access to an array of amenities: beaches, boat ramps, community pool, playgrounds, and water access to the lake—all with the added benefit of road maintenance, snow removal, and trash service included in the HOA.
Last Agent to Sell the Property
KEETON & CO REAL ESTATE License #0225270241 Listed on: 09/26/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,350
Year Built
- Built in 1995
Lot Details
- 16,117 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $126 per month
Home Design
- Block Foundation
- Stick Built Home
Interior Spaces
- 1,144 Sq Ft Home
- 1-Story Property
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Forced Air Heating and Cooling System
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18-A-6-226
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2025
Closed on
Nov 25, 2025
Sold by
Kelly Caitlin A and Kelly Thomas E
Bought by
Seller's Agent
Katie Mullins
KEETON & CO REAL ESTATE
Buyer's Agent
Katie Mullins
KEETON & CO REAL ESTATE
List Price
$275,000
Sold Price
$273,000
Premium/Discount to List
-$2,000
-0.73%
Views
115
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,574
Avg. Annual Appreciation
3.99%
Original Mortgage
$9,555
Outstanding Balance
$9,480
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$272,094
Purchase Details
Closed on
Sep 18, 2019
Sold by
Meyers Jacqueline Ann
Bought by
Peaceful Passings Inc
Purchase Details
Closed on
Jul 27, 2018
Sold by
Anderson James Audrey
Bought by
Kelly Thomas E and Kelly Lois M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,400
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 23, 2018
Sold by
Kelly Thomas E and Kelly Lois M
Bought by
Kelly Caitlin A and Kelly Thomas E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,400
Interest Rate
4.6%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Spencer Wenger
-
Kate Herring
Kate Herring
HERITAGE REAL ESTATE CO.
(434) 443-5912
15 Total Sales
2 in Lake Monticello
$445,000 Price Range
-
PETE KOOKEN
PETE KOOKEN
DOGWOOD REALTY GROUP LLC
(434) 443-6301
80 Total Sales
2 in Lake Monticello
$389,900 Price Range
-
Brittany Maxton
Brittany Maxton
Real Broker, LLC
(540) 603-1388
59 Total Sales
2 in Lake Monticello
$486,000 Price Range
-
Dana Amos
Dana Amos
RE/MAX Realty Specialists
(540) 513-5906
87 Total Sales
2 in Lake Monticello
$350,000 Price Range
-
David Cooke
David Cooke
Compass Florida LLC
(561) 473-1470
243 Total Sales
1 in Lake Monticello
$365,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $273,000 | Fidelity National Title | ||
| Peaceful Passings Inc | $122,668 | None Available | |
| Kelly Thomas E | $153,000 | None Available | |
| Kelly Caitlin A | -- | Chicago Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $9,555 | ||
| Open | Crickenberger Teaugean | $268,055 | |
| Previous Owner | Kelly Thomas E | $155,250 | |
| Previous Owner | Kelly Thomas E | $122,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/09/2025 12/09/25 | Sold | $273,000 | 0.0% | $239 / Sq Ft |
| 11/17/2025 11/17/25 | Pending | -- | -- | -- |
| 10/20/2025 10/20/25 | Price Changed | $273,000 | -0.7% | $239 / Sq Ft |
| 10/08/2025 10/08/25 | For Sale | $275,000 | 0.0% | $240 / Sq Ft |
| 09/30/2025 09/30/25 | Pending | -- | -- | -- |
| 09/26/2025 09/26/25 | Price Changed | $275,000 | -99.9% | $240 / Sq Ft |
| 09/24/2025 09/24/25 | For Sale | $275,000,000 | -- | $240,385 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,786 | $236,600 | $30,000 | $206,600 |
| 2025 | $1,775 | $236,600 | $30,000 | $206,600 |
| 2024 | $14 | $160,000 | $30,000 | $130,000 |
| 2023 | $1,350 | $160,000 | $30,000 | $130,000 |
| 2022 | $1,161 | $133,500 | $25,000 | $108,500 |
| 2021 | $1,161 | $133,500 | $25,000 | $108,500 |
| 2020 | $1,135 | $122,700 | $25,000 | $97,700 |
| 2019 | $1,135 | $122,700 | $25,000 | $97,700 |
| 2018 | $1,067 | $117,600 | $25,000 | $92,600 |
| 2017 | $1,067 | $117,600 | $25,000 | $92,600 |
| 2016 | $1,049 | $114,400 | $25,000 | $89,400 |
| 2015 | $987 | $114,400 | $25,000 | $89,400 |
| 2014 | $987 | $112,200 | $25,000 | $87,200 |
Source: Public Records
Agents Affiliated with this Home
-
Katie Mullins
Seller's Agent in 2025
Katie Mullins
KEETON & CO REAL ESTATE
(434) 987-6303
69 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 669483
APN: 18A 6 226
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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