NOT LISTED FOR SALE

7 N Bluff Rd Chesapeake City, MD 21915

Estimated Value: $1,110,460 - $1,323,000

4 Beds
2 Baths
3,200 Sq Ft
$378/Sq Ft Est. Value

Last Sold November 25, 2019

Last sale price $825,000 $258 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $7,351/month

241 Days on Market

Highlights

  • 104 Feet of Waterfront
  • 3 Dock Slips
  • Private Beach
  • Boat Ramp
  • Access to Tidal Water
  • River View

About This Home

As of November 2019

This Elk River 4 bdr ranch with a 3 car garage,offers a spacious 4 season sun porch,outdoor patio, remodeled kitchen and baths, hardwood floors, 2 fireplaces and most of all a beautiful view of the Elk River with sunsets. Sloping lawn to a sandy beach plus 200' dock with 3 boat lifts, jet ski lift and new boat shed.This gem is located in a quiet community of North Bluff and only minutes to Chesapeake City by boat or car.

Last Agent to Sell the Property

Ashton Kelley

Gunther-McClary Real Estate Listed on: 03/02/2019

Last Buyer's Agent

Daniel Sweeney

RE/MAX Edge

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,464

Year Built

  • Built in 1962 | Remodeled in 2013

Lot Details

  • 0.86 Acre Lot
  • 104 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • East Facing Home
  • Partially Fenced Property
  • Landscaped
  • Property is in very good condition
  • Property is zoned RURAL RESIDENTIAL

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 3 Car Direct Access Garage
  • Parking Storage or Cabinetry
  • Driveway

Property Views

  • River
  • Canal

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 3,200 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Skylights
  • 2 Fireplaces
  • Sliding Windows
  • Great Room
  • Combination Kitchen and Living
  • Screened Porch
  • Attic

Kitchen

  • Galley Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Outdoor Features

  • Access to Tidal Water
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Powered Boats Permitted
  • Patio
  • Outbuilding

Utilities

  • Heating System Uses Oil
  • Heat Pump System
  • Propane
  • Well
  • Oil Water Heater
  • Water Conditioner is Owned
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 0802004380

Community Details

Overview

  • Association fees include road maintenance, snow removal, trash
  • North Bluff HOA
  • North Bluff Subdivision

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,464

Year Built

Built in 1962 | Remodeled in 2013

Lot Details

0

HOA Fees

$25 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: 3 Boat lifts
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1962
  • Year Renovated: 2013
  • Remarks Public: This Elk River 4 bdr ranch with a 3 car garage,offers a spacious 4 season sun porch,outdoor patio, remodeled kitchen and baths, hardwood floors, 2 fireplaces and most of all a beautiful view of the Elk River with sunsets. Sloping lawn to a sandy beach plus 200' dock with 3 boat lifts, jet ski lift and new boat shed.This gem is located in a quiet community of North Bluff and only minutes to Chesapeake City by boat or car.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Oven/Range - Electric, Refrigerator, Washer, Water Conditioner - Owned
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Kitchen - Galley, Breakfast Area, Combination Kitchen/Living, Primary Bath(s), Upgraded Countertops, Floor Plan - Open
  • Window Features: Skylights, Sliding
  • Fireplace Features: Equipment
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Great Room, Laundry, Attic, Screened Porch
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 3200
  • Living Area Sq Ft: 3200
  • Price Per Sq Ft: 279.69
  • Above Grade Finished Sq Ft: 3200
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 7

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Private Beach, Outbuilding(s)
  • Roof: Asphalt
  • Spa: No
  • View: Water, River, Canal
  • Water Access Features: Boat - Powered, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Elk River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 104

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Inside Access, Oversized, Additional Storage Area
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Electric Service: Circuit Breakers
  • Heating Fuel: Oil, Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: Septic Exists
  • Utilities: Propane
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 300.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal, Trash
  • HOA Name: NORTH BLUFF
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CECIL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139799812
  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Improvement Assessed Value: 424800.00
  • Land Assessed Value: 326700.00
  • Lot Features: Landscaping
  • Lot Size Acres: 0.86
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 37261.00
  • Outdoor Living Structures: Enclosed, Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2019
  • Zoning: RURAL RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Multi Family

  • Mean Low Water Feet: 3
  • Waterfront Features: Sandy Beach

Tax Info

  • Assessor Parcel Number: 4444282
  • Tax Annual Amount: 6464.00
  • Assessor Parcel Number: 0802004380
  • Tax Year: 2018
  • Close Date: 11/25/2019

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 2, 2019
Closed on
Nov 25, 2019
Sold by
Dudek Richard E and Dudek Mary M
Bought by
Greim Timothy J and Greim Linda H
Seller's Agent
Ashton Kelley
Gunther-McClary Real Estate
Buyer's Agent
Daniel Sweeney
RE/MAX Edge
List Price
$1,095,000
Sold Price
$825,000
Premium/Discount to List
-$270,000
-24.66%
Current Estimated Value
$1,208,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$383,487
Avg. Annual Appreciation
4.36%
Original Mortgage
$350,000
Outstanding Balance
$250,866
Interest Rate
3.75%
Mortgage Type
New Conventional
Estimated Equity
$803,682

Purchase Details

Closed on
Jul 17, 2007
Sold by
Relocation Advantage Llc
Bought by
Dudek Richard E Mary M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 2007
Sold by
Relocation Advantage Llc
Bought by
Dudek Richard E Mary M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 14, 2006
Sold by
Kelloway O Keith Donna M
Bought by
Relocation Advantage Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.24%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 4, 1995
Sold by
Whiteman Martin L and Whiteman Suzan
Bought by
Kelloway O Keith Donna M
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Greim Timothy J $825,000 Kirsh Title Services Inc
Dudek Richard E Mary M $900,000 --
Relocation Advantage Llc $900,000 --
Dudek Richard E Mary M $900,000 --
Relocation Advantage Llc $900,000 --
Kelloway O Keith Donna M $415,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Greim Timothy J $350,000
Previous Owner Dudek Richard E $405,000
Previous Owner Dudek Richard E $415,000
Previous Owner Relocation Advantage Llc $417,000
Previous Owner Dudek Richard E Mary M $417,000
Previous Owner Relocation Advantage Llc $417,000
Closed Kelloway O Keith Donna M --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/25/2019 11/25/19 Sold $825,000 -7.8% $258 / Sq Ft
10/29/2019 10/29/19 Pending -- -- --
10/03/2019 10/03/19 Price Changed $895,000 -4.3% $280 / Sq Ft
06/30/2019 06/30/19 Price Changed $935,000 -4.6% $292 / Sq Ft
05/20/2019 05/20/19 Price Changed $980,000 -8.4% $306 / Sq Ft
04/11/2019 04/11/19 Price Changed $1,070,000 -2.3% $334 / Sq Ft
03/02/2019 03/02/19 For Sale $1,095,000 -- $342 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,897 $807,433 $0 $0
2024 $8,453 $766,900 $326,700 $440,200
2023 $8,473 $761,767 $0 $0
2022 $8,582 $756,633 $0 $0
2021 $8,626 $751,500 $326,700 $424,800
2020 $7,973 $686,067 $0 $0
2019 $7,158 $620,633 $0 $0
2018 $6,464 $555,200 $326,700 $228,500
2017 $6,186 $555,200 $0 $0
2016 $6,227 $555,200 $0 $0
2015 $6,227 $559,300 $0 $0
2014 $7,700 $559,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC158496

Bright MLS

APN: 02-004380