$305,000
SOLD MAR 18, 2025

7 Riverside St Lowell, NC 28098

3 Beds
2.5 Baths
1,596 Sq Ft
0.34 Acres

Recently Sold

$191 Per Sq Ft

3% Below List Price

45 Days on Market

Highlights

  • 1 Car Attached Garage
  • Laundry closet
  • Forced Air Heating and Cooling System

About This Home

As of March 2025

Welcome to this charming 2-story home nestled at the end of a quiet cul-de-sac in a well-established community. The property is located in a thriving small town just minutes from the Charlotte Airport and the enchanting McAdenville. The private backyard is perfect for relaxing evenings or for your morning coffees. Inside you are welcomed by a spacious living room with tons of natural light, opened to second floor. This is a great floor plan designed to have the primary bedroom with an ensuite full bath, and walk-in closet on main level. A cozy powder room is there to accommodate your guests. A designated dining room is right beside the kitchen with the nice view of the private backyard. Upstairs, you'll find two additional bedrooms, a full bathroom, and a large loft area ideal for a home office, playroom, or extra living space. A conveniently located laundry closet rounds out the second floor.
This home has the perfect vibe of a small-town charm—don’t miss the chance to make it yours!

Last Agent to Sell the Property

Galina Iancu

EXP Realty LLC Ballantyne Brokerage Phone: 704-254-9704 License #293972 Listed on: 12/18/2024

EXP Realty LLC Ballantyne

Last Buyer's Agent

Yolima Quevedo

Citywide Group Inc License #251505

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,159

Year Built

  • Built in 2005

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Laundry closet

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

Additional Features

  • Property is zoned R2
  • Forced Air Heating and Cooling System

Community Details

  • Riverview Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 199453

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,159

Year Built

Built in 2005

Lot Details

0

HOA Fees

$20 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 191.10
  • Geocode Confidence: High
  • Attribution Contact: 704-254-9704
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: No
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 848
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 748
  • Appliances: Dishwasher, Electric Range, Microwave
  • Above Grade Finished Sq Ft: 1596
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1596
  • Bedroom Main: 1
  • Room Count: 8

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: Public Sewer
  • Laundry Features: Laundry Closet
  • Cooling: Central Air, Electric
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 237
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 237.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.34
  • Lot Size Units: Acres
  • Parcel Number: 199453
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R2

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 18, 2024
Closed on
Mar 13, 2025
Sold by
Moldovan Sorin Stefan
Bought by
Guer Raimundo Rodwin Emanuel
Seller's Agent
Galina Iancu
EXP Realty LLC Ballantyne
Buyer's Agent
Yolima Quevedo
Citywide Group Inc
List Price
$315,000
Sold Price
$305,000
Premium/Discount to List
-$10,000
-3.17%
Total Days on Market
45
Views
31
Current Estimated Value
$300,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,972
Avg. Annual Appreciation
-3.59%
Original Mortgage
$299,475
Outstanding Balance
$298,221
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$1,807

Purchase Details

Listed on
Oct 22, 2023
Closed on
Dec 4, 2023
Sold by
Keeter Morris W
Bought by
Moldovan Sorin Stefan
Seller's Agent
Eddie Noles
Residential Valuation, Inc
Buyer's Agent
Christos Teis
COMPASS
List Price
$270,000
Sold Price
$265,000
Premium/Discount to List
-$5,000
-1.85%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.51%
Original Mortgage
$212,000
Interest Rate
7.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 28, 2016
Sold by
Stevens Ryan and Stevens Stephanie
Bought by
Rugley Ambredawn T and Rugley Carlos

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,572
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 15, 2008
Sold by
Deutsche Bank National Trust Co
Bought by
Stevens Ryan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,100
Interest Rate
6.43%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 18, 2008
Sold by
Yates Tammy P and Yates Roger D
Bought by
Deutsche Bank National Trust Co

Purchase Details

Closed on
Mar 22, 2006
Sold by
Craft Homes Usa Llc
Bought by
Yates Roger D and Yates Tammy P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,632
Interest Rate
11.3%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 16, 2004
Sold by
Pinnacle Homes Usa Llc
Bought by
Craft Homes Usa Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,500
Interest Rate
6.09%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 25, 2003
Sold by
Craft Development Llc
Bought by
Pinnacle Homes Usa Llc

Purchase Details

Closed on
Aug 27, 2003
Sold by
Craft Homes Usa Llc
Bought by
Craft Development Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $305,000 Austin Title
Special Warranty Deed $265,000 None Listed On Document
Warranty Deed $134,000 None Available
Special Warranty Deed $100,000 None Available
Trustee Deed $131,166 None Available
Warranty Deed $127,000 Realty Title Settlement Svcs
Warranty Deed -- Chicago Title Insurance Comp
Warranty Deed -- --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $299,475 FHA
Previous Owner $212,000 New Conventional
Previous Owner $131,572 FHA
Previous Owner $93,100 FHA
Previous Owner $120,632 Fannie Mae Freddie Mac
Previous Owner $212,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/18/2025 03/18/25 Sold $305,000 +2.0% $191 / Sq Ft
01/28/2025 01/28/25 Price Changed $299,000 -5.1% $187 / Sq Ft
12/18/2024 12/18/24 For Sale $315,000 +18.9% $197 / Sq Ft
12/02/2023 12/02/23 Sold $265,000 -1.9% $161 / Sq Ft
10/22/2023 10/22/23 For Sale $270,000 -- $164 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,159 $276,230 $28,000 $248,230
2024 $3,159 $295,550 $28,000 $267,550
2023 $3,502 $295,550 $28,000 $267,550
2022 $2,500 $177,340 $21,000 $156,340
2021 $2,341 $177,340 $21,000 $156,340
2019 $2,252 $177,340 $21,000 $156,340
2018 $1,645 $126,533 $19,200 $107,333
2017 $1,645 $126,533 $19,200 $107,333
2016 $1,645 $126,533 $0 $0
2014 $1,909 $146,827 $26,000 $120,827
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4208257

Canopy MLS (Canopy Realtor® Association)

APN: 199453