Ruth Guss
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(434) 260-3172
73 Total Sales
23 in Lake Monticello
$273K - $567K Price Range
7 Riverwood Ct Palmyra, VA 22963
Lake Monticello Area
3
Beds
2
Baths
1,500
Sq Ft
0.34
Acre Lot
Highlights
- Vaulted Ceiling
- 1 Car Garage
- Wood Burning Fireplace
- Central Air
- Heated Garage
- Heat Pump System
About This Home
As of August 2026Move-in ready ranch with inviting country front porch and vaulted open floor plan! Features luxury vinyl plank flooring, a cozy wood-burning fireplace with custom built-in shelving, and a spacious eat-in kitchen with upgraded appliances and breakfast bar. The finished garage has its own heating and cooling system, making it ideal as a garage, workshop, home office, gym, or man cave. The primary suite offers a private bath and walk-in closet with custom built-ins. Two additional bedrooms also feature built-ins, including a Murphy bed for flexible living. Enjoy outdoor entertaining on the new two-tier deck with a custom dining table on the lower level. The fenced backyard includes a playground and spacious storage shed. This well-maintained home offers comfort, versatility, and thoughtful upgrades throughout—just move in and enjoy!
Last Agent to Sell the Property
LONG & FOSTER - LAKE MONTICELLO License #0225102265 Listed on: 07/15/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,105
Year Built
- Built in 1997
Lot Details
- 14,810 Sq Ft Lot
- Zoning described as R-4 Residential
HOA Fees
- $125 per month
Parking
- 1 Car Garage
- Heated Garage
- Front Facing Garage
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 1,500 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Wood Burning Fireplace
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 7 177
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 29, 2020
Sold by
Jankowski Adam M
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,130
Outstanding Balance
$176,466
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$161,548
Purchase Details
Closed on
Jun 10, 2019
Sold by
Williams Evelyn
Bought by
Jankowski Adam M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,850
Interest Rate
4.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 20, 2006
Sold by
Johnson Jason S and Johnson Sadrina R
Bought by
Williams Evelyn
Purchase Details
Closed on
Jun 21, 2005
Sold by
Hamilton James B
Bought by
Johnson Jason S and Johnson Sadrina R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,367
Interest Rate
5.82%
Mortgage Type
Construction
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Ruth Guss
-
SABINA MARTIN
SABINA MARTIN
REAL ESTATE III, INC.
(434) 443-7692
80 Total Sales
1 in Lake Monticello
$393,000 Price
-
Laurie Partner
Laurie Partner
REAL ESTATE III, INC.
(434) 443-5859
25 Total Sales
9 in Lake Monticello
$230K - $489K Price Range
-
Tom Pace
Tom Pace
LONG & FOSTER - GLENMORE
(434) 443-5099
52 Total Sales
4 in Lake Monticello
$215K - $335K Price Range
-
Sabrina Thompson
Sabrina Thompson
LONG & FOSTER - CHARLOTTESVILLE
(434) 443-5083
44 Total Sales
3 in Lake Monticello
$320K - $385K Price Range
-
Bunny French
Bunny French
LORING WOODRIFF REAL ESTATE ASSOCIATES
(434) 443-5922
9 Total Sales
1 in Lake Monticello
$393,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Old Republic National Title | |
| Deed | $205,000 | Old Republic Title | |
| Warranty Deed | $210,000 | None Available | |
| Warranty Deed | $191,835 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,000 | Credit Line Revolving | |
| Open | $203,130 | New Conventional | |
| Closed | $198,850 | New Conventional | |
| Previous Owner | $38,367 | Construction | |
| Previous Owner | $75,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/20/2026 08/20/26 | Sold | $339,000 | 0.0% | $226 / Sq Ft |
| 07/21/2026 07/21/26 | Pending | -- | -- | -- |
| 07/16/2026 07/16/26 | For Sale | $339,000 | -- | $226 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $2,106 | $278,900 | $30,000 | $248,900 |
| 2025 | $2,092 | $278,900 | $30,000 | $248,900 |
| 2024 | $19 | $228,400 | $30,000 | $198,400 |
| 2023 | $1,928 | $228,400 | $30,000 | $198,400 |
| 2022 | $1,665 | $191,400 | $25,000 | $166,400 |
| 2021 | $1,665 | $191,400 | $25,000 | $166,400 |
| 2020 | $1,555 | $168,100 | $25,000 | $143,100 |
| 2019 | $1,555 | $168,100 | $25,000 | $143,100 |
| 2018 | $1,458 | $160,800 | $25,000 | $135,800 |
| 2017 | $1,458 | $160,800 | $25,000 | $135,800 |
| 2016 | $1,439 | $156,900 | $25,000 | $131,900 |
| 2015 | $1,355 | $156,900 | $25,000 | $131,900 |
| 2014 | $1,355 | $154,000 | $25,000 | $129,000 |
Source: Public Records
Agents Affiliated with this Home
-
Diane Miller
Seller's Agent in 2026
Diane Miller
LONG & FOSTER - LAKE MONTICELLO
(434) 960-5856
78 Total Sales
-
DANIEL BARBER
Buyer's Agent in 2026
DANIEL BARBER
MONTICELLO COUNTRY REALTY, LLC
(434) 242-5318
32 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 679526
APN: 18A 7 77
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Information is deemed reliable but not guaranteed.
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