Seller's Agent in 2025
Deb Thomas
Schilke Realty
(860) 235-9466
42 in this area
64 Total Sales
7 Rock Ridge Rd Westerly, RI 02891
4
Beds
3
Baths
2,696
Sq Ft
0.87
Acres
Highlights
- Marina
- Golf Course Community
- Colonial Architecture
- Water Views
- 0.87 Acre Lot
- Deck
About This Home
As of April 2025Welcome to Rock Ridge Estates located right off of Shore Road. This one owner home is professionally landscaped with beautiful castle grey sandstone steps and masonry stone retaining walls in a yard that rolls down towards the saltwater views. Looking for a home close to Misquamicut, Watch Hill and Weekapaug with a first-floor master? Look no further. Laundry, garage and ample open common living space right on the main living level. Walk in the front door and you're graced with sun-drenched formal living space with 15-foot cathedral ceilings. The kitchen has new stainless appliances and functional counter space, cabinets are abundant, and the space is perfect to entertain as its located in the center of the house and looks into a tv room with a fireplace. On the main living level is the master with its own bath, another bedroom and full bath for quests. Up a level are 2 more bedrooms. One has been transformed by California Closets and the other has access to the second story balcony to see out to the ocean, separated by another full bath. A walkout basement is finished and plumbed for heat just waiting for you to tie it in. This is a great space for your friends and family who visit to be close to Westerly's shoreline. Brand new 200-amp electrical panel, furnace, oil tank and carpets. Hardwoods have been refinished to shine. A 4-bedroom Eljen septic was installed in 2006. A whole house generator is less than 5 years old. 3 mini splits provide supplemental heat and A/C.
Last Agent to Sell the Property
Schilke Realty License #RES.0031585 Listed on: 01/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,637
Year Built
- Built in 1978
Lot Details
- 0.87 Acre Lot
- Sprinkler System
- Property is zoned R20
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Colonial Architecture
- Contemporary Architecture
- Concrete Perimeter Foundation
- Masonry
Interior Spaces
- 2-Story Property
- Fireplace Features Masonry
- Thermal Windows
- Living Room
- Water Views
- Washer
- Attic
Kitchen
- Oven
- Range
- Dishwasher
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
- Bathtub with Shower
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Outdoor Features
- Walking Distance to Water
- Deck
Location
- Property near a hospital
Utilities
- Ductless Heating Or Cooling System
- Heating System Uses Oil
- Baseboard Heating
- 200+ Amp Service
- Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 040
- Assessor Parcel Number 7ROCKRIDGERDWEST
Community Details
Overview
- Off Shore Road Subdivision
Amenities
- Shops
- Restaurant
Recreation
- Marina
- Golf Course Community
- Tennis Courts
- Recreation Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 28, 2025
Closed on
Apr 21, 2025
Sold by
Townsend Todd M and Townsend Jonathan D
Bought by
Amy Stepanian Ret and Stepanian
Seller's Agent
Deb Thomas
Schilke Realty
Buyer's Agent
Steven Rei
RI Real Estate Services
List Price
$949,000
Sold Price
$939,000
Premium/Discount to List
-$10,000
-1.05%
Views
102
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,363
Avg. Annual Appreciation
-1.32%
Original Mortgage
$610,350
Outstanding Balance
$607,641
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$325,996
Purchase Details
Listed on
Jan 28, 2025
Closed on
Apr 19, 2025
Sold by
Townsend Thomas M Est and Townsend
Bought by
Amy Stepanian Ret and Stepanian
Seller's Agent
Deb Thomas
Schilke Realty
Buyer's Agent
Steven Rei
RI Real Estate Services
List Price
$949,000
Sold Price
$939,000
Premium/Discount to List
-$10,000
-1.05%
Views
102
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$610,350
Outstanding Balance
$607,641
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$325,996
Purchase Details
Closed on
Feb 5, 2025
Sold by
Townsend Todd M and Townsend Jonathan D
Bought by
Townsend Thomas M
Purchase Details
Closed on
Jun 6, 2024
Sold by
Townsend Thomas M
Bought by
Townsend Todd M and Townsend Jonathan D
Purchase Details
Closed on
Nov 12, 1976
Bought by
Townsend Thomas M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Executors Deed | $939,000 | None Available | |
| Executors Deed | $939,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $610,350 | New Conventional | |
| Previous Owner | $111,500 | No Value Available | |
| Previous Owner | $23,500 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/25/2025 04/25/25 | Sold | $939,000 | -1.1% | $348 / Sq Ft |
| 03/06/2025 03/06/25 | Pending | -- | -- | -- |
| 01/28/2025 01/28/25 | For Sale | $949,000 | -- | $352 / Sq Ft |
Source: State-Wide MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,749 | $586,000 | $262,800 | $323,200 |
| 2023 | $5,637 | $586,000 | $262,800 | $323,200 |
| 2022 | $5,602 | $586,000 | $262,800 | $323,200 |
| 2021 | $5,198 | $451,200 | $195,300 | $255,900 |
| 2020 | $5,103 | $451,200 | $195,300 | $255,900 |
| 2019 | $5,053 | $451,200 | $195,300 | $255,900 |
| 2018 | $4,849 | $408,200 | $195,300 | $212,900 |
| 2017 | $4,731 | $408,200 | $195,300 | $212,900 |
| 2016 | $4,768 | $408,200 | $195,300 | $212,900 |
| 2015 | $4,496 | $415,500 | $199,200 | $216,300 |
| 2014 | $4,421 | $415,500 | $199,200 | $216,300 |
Source: Public Records
Agents Affiliated with this Home
-
Deb Thomas
-
Steven Rei
Buyer's Agent in 2025
Steven Rei
RI Real Estate Services
(401) 932-5507
1 in this area
54 Total Sales
Map
Source: State-Wide MLS
MLS Number: 1377014
APN: WEST-000130-000040
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