$225,000

7 Settler Ln Galena, IL 61036

Estimated payment $1,540/month

Total Views 1,085
2 Beds
1.5 Baths
950 Sq Ft
$237 Price per Sq Ft

Highlights

  • Popular Property
  • Deck
  • Baseboard Heating
  • Galena Primary School Rated A-
  • Zoned Heating and Cooling System
  • Wood Burning Fireplace

About This Home

Tucked among the rolling hills and wooded beauty of the Galena Territory, this charming 2-bedroom, 1.5-bathroom Settler-style townhouse at 7 Settler Lane offers the perfect blend of character, comfort, and low-maintenance living with seasonal views of Lake Galena. Inspired by classic Williamsburg design, these townhouses are thoughtfully arranged in clusters and supported by a monthly maintenance program that covers exterior upkeep and grounds, ideal for an effortless weekend escape or rental investment property (yes, this has a rental license). This two-story home features a bedroom on each level, providing flexibility and privacy for owners and guests alike. The open-concept main living area is warm and inviting, highlighted by beautiful birch floors, a cozy wood-burning fireplace, and abundant natural light. The kitchen was tastefully remodeled in 2024, offering modern finishes while maintaining the home’s timeless charm. Meticulously maintained and truly move-in ready, recent updates include AC unit, baseboard heat, and thermostats (2022), doors and windows (2014), an added half bath on the lower level (2013), and water heater (2013); over $20,000 of improvements since the current owners purchased it in 2013. Offered mostly furnished (with a few exclusions) and transferred via a separate bill of sale, this property is ready for immediate enjoyment. Whether you're looking for a peaceful full-time residence or a low-maintenance vacation retreat, this home delivers exceptional value in one of Galena’s most sought-after communities. Eagle Ridge Townhouse HOA monthly fee of $375.

Listing Agent

Mark Sumpter

DC Rise Real Estate License #471021332 Listed on: 03/18/2026

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,039

Year Built

  • Built in 1984

HOA Fees

  • $375 Monthly HOA Fees

Home Design

  • Shingle Roof
  • Siding
  • Cedar

Interior Spaces

  • Wood Burning Fireplace
  • Window Treatments
  • Crawl Space

Kitchen

  • Electric Range
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Galena Elementary And Middle School
  • Galena High School

Utilities

  • Zoned Heating and Cooling System
  • Baseboard Heating
  • Electric Water Heater

Community Details

Overview

  • Association fees include lawn care, snow removal, pool access, water access, clubhouse, garbage
  • The community has rules related to covenants

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,039

Year Built

Built in 1984

Lot Details

0 Sq Ft Lot

HOA Fees

$375 per month

Listing Details

  • Interior Amenities: Ceiling Fan(s), Window Treatments
  • Road Frontage: Hard Surface Road
  • Type: Covenants, Restrictions
  • Electric: Circuit Breaker
  • Class: CONDO
  • Estimated Above Grade Sq Ft: 572
  • Fee Includes: Lawn Care, Snow Removal, Pool Access, Water Access, Clubhouse, Garbage
  • General Features: County Taxes, Deck, Laundry 2nd Floor, Pet Friendly
  • Hoa Fee Frequency: Monthly
  • Legal Description: THE GALENA TERRITORY EAGLE RIDGE UNIT D LOT 1 SETTLER HOUSE NO. 7 (from the tax bill)
  • Lvt Date: 03/23/2026
  • Number of Upper Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Stove Range Fuel: Electric
  • Style: Townhouse
  • Type: Condominium
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer
  • Agent Only_ Designated Managing Broker Y N: No
  • Agent Only_ L A1 User Code: F_1237
  • Egress: No
  • Elementary School: Galena
  • Estimated Total Finished Sq Ft: 950
  • Estimated Upper Sq Ft: 378
  • Garage Type Driveway: None
  • Hold Earnest Money Y N: No
  • Licensed Unit Number: 7SETT
  • Pertinent Facts: Tucked among the rolling hills and wooded beauty of the Galena Territory, this charming 2-bedroom, 1.5-bathroom Settler-style townhouse at 7 Settler Lane offers the perfect blend of character, comfort, and low-maintenance living with seasonal views of Lake Galena. Inspired by classic Williamsburg design, these townhouses are thoughtfully arranged in clusters and supported by a monthly maintenance program that covers exterior upkeep and grounds, ideal for an effortless weekend escape or rental investment property (yes, this has a rental license). This two-story home features a bedroom on each level, providing flexibility and privacy for owners and guests alike. The open-concept main living area is warm and inviting, highlighted by beautiful birch floors, a cozy wood-burning fireplace, and abundant natural light. The kitchen was tastefully remodeled in 2024, offering modern finishes while maintaining the home’s timeless charm. Meticulously maintained and truly move-in ready, recent updates include AC unit, baseboard heat, and thermostats (2022), doors and windows (2014), an added half bath on the lower level (2013), and water heater (2013); over $20,000 of improvements since the current owners purchased it in 2013. Offered mostly furnished (with a few exclusions) and transferred via a separate bill of sale, this property is ready for immediate enjoyment. Whether you're looking for a peaceful full-time residence or a low-maintenance vacation retreat, this home delivers exceptional value in one of Galena’s most sought-after communities. Eagle Ridge Townhouse HOA monthly fee of $375.
  • Rental License: Yes
  • Estimated Above Grade Sq Ft: 950
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Bedrooms: 2
  • Basement Type: Crawl Space
  • Master Bedroom: Dimensions: 14x11, On Level: Upper
  • Fireplace Type: Wood
  • Bedroom 2: Dimensions: 11x12, On Level: Main
  • Dining Room: Yes, On Level: Main, Dimensions: 8x14
  • Family Room: No
  • Fireplace: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 9x11, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 10x11
  • Number Of Fireplaces: 1
  • Recreation Room: No
  • Total Bathrooms: 1.5

Exterior Features

  • Exterior: Siding, Cedar
  • Roof: Shingle

Utilities

  • Cooling: Central Air
  • Heating: Baseboard, Zoned, Electric
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Fees: 375

Building Info

  • Year Built: 1984

Tax Info

  • Year: 2024
  • Taxes: 4039

MLS Schools

  • HighSchool: Galena
  • School District: Galena
  • Middle School: Galena

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,039 $58,424 $5,179 $53,245
2023 $3,377 $47,658 $4,225 $43,433
2022 $3,377 $28,779 $3,603 $25,176
2021 $2,048 $26,623 $3,333 $23,290
2020 $2,092 $26,469 $3,328 $23,141
2019 $2,077 $26,469 $3,328 $23,141
2018 $2,032 $26,509 $3,333 $23,176
2017 $1,991 $26,509 $3,333 $23,176
2016 $1,507 $20,459 $4,689 $15,770
2015 $1,511 $20,459 $4,689 $15,770
2014 $1,787 $31,607 $5,000 $26,607
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/18/2026 03/18/26 For Sale $225,000 +246.2% $237 / Sq Ft
05/01/2013 05/01/13 Sold $65,000 -22.6% $68 / Sq Ft View Prior Sale
03/27/2013 03/27/13 Pending -- -- --
02/14/2013 02/14/13 For Sale $83,950 -- $88 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Purchase History

Date Type Sale Price Title Company
Grant Deed $65,000 --
Source: Public Records

About the Listing Agent

Mark Sumpter

DC Rise Real Estate

(779) 243-6664

Section Image

Real estate transactions should not be stressful, nor should one feel they are getting a spiel. Mark Sumpter's intent is to work casually and help reduce the stress that comes with “the deal.” He is driven by a passion for helping others and has come to real estate through a non-traditional path. Growing up in a small, rural town in southwestern Ohio, he longed for life in the big city. After graduating from university, he accepted a position as a Chemist with the Procter & Gamble company. It

Mark's Other Listings

  • 4 Timberline Dr, Galena, IL 61036

    $369,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,531 Sq Ft
    • 4 Timberline Dr
    • Galena, IL

    Your Perfect Getaway Awaits in The Galena Territory, right on the South Golf Course of Eagle Ridge Resort & Spa. With 3 bedrooms, 2 baths, and a bright, open, and airy great room, this home is ideal for both relaxation and entertainment. Perfectly positioned along the South Course, it offers panoramic views of lush fairways and rolling vistas beyond, scenery you can enjoy from the open living

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 41 Spring Creek Ln, Galena, IL 61036

    $205,000

    • 2 Beds
    • 2 Baths
    • 1,030 Sq Ft
    • 41 Spring Creek Ln
    • Galena, IL

    MOTIVATED SELLER says to bring an offer! Imagine starting your mornings with coffee on a peaceful porch, surrounded by the rolling beauty of Galena Territory, and ending your evenings beside a glowing fireplace after a day of golf, hiking, or lake adventures. 41 Spring Creek Lane offers the perfect blend of cozy retreat and smart investment in one of the area’s most sought-after communities. This

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 5 Augusta Dr, Guilford Township, IL 61036

    $39,500

    • Land
    • 0.73 Acre
    • $54,110 per Acre
    • 5 Augusta Dr
    • Guilford Township, IL

    Beautiful buildable lot in the Resort Core of the Galena Territory with WATER AND SEWER HOOKUP available. The lot slopes slightly uphill from left to right and is mostly clear of trees. A wonderful spot for building your dream home in the heart of it all! Enjoy all the Galena Territory amenities while you build your future home. Sewer hookup is available for this lot. (Acreage and lot dimensions

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 13 Hickory Trail, Guilford Township, IL 61036

    $39,900

    • Land
    • 1.1 Acres
    • $36,273 per Acre
    • 13 Hickory Trail
    • Guilford Township, IL

    Imagine building your dream home overlooking a beautiful golf course in The Galena Territory. This wooded homesite backs directly to the Eagle Ridge Resort East Golf Course and is perfectly positioned in the heart of the Territory’s resort core. From here, you’re just minutes from the Property Owners’ Club featuring indoor and outdoor pools, a fitness center, basketball court, game room, tennis

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 11 Hawthorn Ln, Guilford Township, IL 61036

    $15,000

    • Land
    • 1.34 Acres
    • $11,194 per Acre
    • 11 Hawthorn Ln
    • Guilford Township, IL

    Beautiful lot located on the cul-de-sac of a quiet street near the main entrance to the Galena Territory. 11 Hawthorn Lane is an ideal building site for your Galena Territory home. It offers a gentle down-slope on 1.34 wooded acres. Owner is related to listing agent. Listing Agent/Designated Managing Broker related to Seller.

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 8 Whitetail Ct, Galena, IL 61036

    $34,000 Pending

    • Land
    • 0.37 Acre
    • $91,892 per Acre
    • 8 Whitetail Ct
    • Galena, IL

    Beautiful downsloping lot tucked away at the end of a quiet cul-de-sac, offering stunning views overlooking Lake Galena’s all new marina building, owners' pavilion, and renovated docks. Located in the heart of The Galena Territory, this prime homesite is just minutes from the Owners’ Club amenities, Eagle Ridge Inn & Resort, and the Territory’s renowned golf courses. The natural downslope makes

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 4 Sorrel Ct, Galena, IL 61036

    $22,000

    • Land
    • 1.65 Acres
    • $13,333 per Acre
    • 4 Sorrel Ct
    • Galena, IL

    Spacious 1.65-acre wooded lot with seasonal views of The General golf course. The downsloping lot backs up to 15.57 acres of green space on a small court with only 5 lots. Conveniently located to the primary entrance of the Galena Territory and minutes away from the Owners' Club, Marina, and Eagle Ridge Golf Courses, this is an ideal location for your new home.

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 8 Garnet Ct, Galena, IL 61036

    $350,000

    • 3 Beds
    • 3 Baths
    • 1,828 Sq Ft
    • 8 Garnet Ct
    • Galena, IL

    MOTIVATED SELLER! Tucked among the trees on a beautiful, partially wooded homesite, this inviting 3-bedroom, 3-bath home blends comfort, charm, and thoughtful updates in one of the area’s most popular floor plans. From the moment you step onto the welcoming front porch, you’ll feel the warmth this home offers. Inside, the great room captivates with rich wood floors and a stunning wood-clad

    Mark Sumpter DC Rise Real Estate

    Section Image
  • 605 N Blackjack Rd, Galena, IL 61036

    $49,500

    • Land
    • 0.99 Acre
    • $50,000 per Acre
    • 605 N Blackjack Rd
    • Galena, IL

    Located on beautiful Blackjack Road only three miles outside Galena. Long panoramic views of the countryside and horse pastures surround you. See why this little gem of heaven is the perfect spot to build your weekend get-a-way or forever home! Ideal for walk-out basement with southeastern exposure. Electric and well on property.

    Mark Sumpter DC Rise Real Estate

    Section Image

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202601567

NorthWest Illinois Alliance of REALTORS®

APN: 06-410-001-07

Your Personal Tour Guide

Ask me questions while you tour the home.