Seller's Agent in 2024
Nikki Culbertson
Culbertson Real Estate Group
(859) 653-0972
42 in this area
363 Total Sales
7 Spruce Dr Florence, KY 41042
Estimated Value: $241,000 - $278,000
3
Beds
1
Bath
1,220
Sq Ft
$210/Sq Ft
Est. Value
Highlights
- Partially Wooded Lot
- Cathedral Ceiling
- Private Yard
- Ranch Style House
- Wood Flooring
- No HOA
About This Home
As of July 2024Spacious 3 bedroom ranch home. Front covered porch and covered back patio, shed, no hoa, lg living room w/gas or wood burning fireplace with stone surround, hardwood flooring under carpet. Fenced yard, full basement with walkout. New windows, hardwood floors under carpet, updated kitchen with 2 ovens, gas stove, pantry with walkout to covered patio. Formal dining room, 1st floor or lower level laundry hook ups, security system, tiled bathroom, updated mechanics, storage shelving, 1 year home owner warranty, storm doors, oversized garage, storage room, All information is believed to be accurate but not guaranteed.
Last Agent to Sell the Property
Culbertson Real Estate Group License #229728 Listed on: 06/15/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,192
Year Built
- Built in 1974
Lot Details
- 10,425 Sq Ft Lot
- Lot Dimensions are 75x142
- Chain Link Fence
- Level Lot
- Partially Wooded Lot
- Private Yard
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
Interior Spaces
- 1,220 Sq Ft Home
- Cathedral Ceiling
- Ceiling Fan
- Chandelier
- Wood Burning Fireplace
- Stone Fireplace
- Gas Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Picture Window
- Panel Doors
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Storage
- Walk-Out Basement
Kitchen
- Gas Oven
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Concrete
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Laundry Room
- Laundry on lower level
- Dryer
- Washer
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- Covered patio or porch
- Shed
Schools
- Collins Elementary School
- Jones Middle School
- Boone County High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Underground Utilities
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 073.00-01-007.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 15, 2024
Closed on
Jul 31, 2024
Sold by
Franco Carolyn S
Bought by
Garbett Jerry Allen and Garbett Jannes Elizabeth
Seller's Agent
Nikki Culbertson
Culbertson Real Estate Group
Buyer's Agent
Eric Ginder
RE/MAX Victory + Affiliates
List Price
$240,000
Sold Price
$245,000
Premium/Discount to List
$5,000
2.08%
Views
82
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,370
Avg. Annual Appreciation
4.50%
Original Mortgage
$245,000
Outstanding Balance
$243,318
Interest Rate
6.87%
Mortgage Type
VA
Estimated Equity
$13,052
Purchase Details
Closed on
May 23, 2012
Sold by
Secretary Of Housing & Urban Development
Bought by
Franco John T and Franco Carolyn S
Purchase Details
Closed on
Feb 27, 2012
Sold by
Malarkey Amber C and Malarkey Debbie J
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Jun 29, 2006
Sold by
Woolum Randall E and Woolum Bonnie
Bought by
Malarkey Amber C and Malarkey Debbie J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,460
Interest Rate
6.57%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Garbett Jerry Allen | $245,000 | 360 American Title Services | |
| Franco John T | $82,986 | Regional First Title Group | |
| Secretary Of Housing & Urban Development | $85,000 | None Available | |
| Malarkey Amber C | $132,500 | Heritage Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Garbett Jerry Allen | $245,000 | |
| Previous Owner | Franco John T | $173,550 | |
| Previous Owner | Malarkey Amber C | $137,260 | |
| Previous Owner | Malarkey Amber C | $135,462 | |
| Previous Owner | Malarkey Amber C | $133,431 | |
| Previous Owner | Malarkey Amber C | $131,460 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2024 07/31/24 | Sold | $245,000 | +2.1% | $201 / Sq Ft |
| 06/28/2024 06/28/24 | Pending | -- | -- | -- |
| 06/26/2024 06/26/24 | For Sale | $240,000 | 0.0% | $197 / Sq Ft |
| 06/22/2024 06/22/24 | Pending | -- | -- | -- |
| 06/22/2024 06/22/24 | Price Changed | $240,000 | -4.0% | $197 / Sq Ft |
| 06/16/2024 06/16/24 | For Sale | $250,000 | -- | $205 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,192 | $170,000 | $15,000 | $155,000 |
| 2023 | $1,241 | $170,000 | $15,000 | $155,000 |
| 2022 | $1,045 | $121,750 | $15,000 | $106,750 |
| 2021 | $1,047 | $121,750 | $15,000 | $106,750 |
| 2020 | $800 | $121,750 | $15,000 | $106,750 |
| 2019 | $807 | $121,750 | $15,000 | $106,750 |
| 2018 | $884 | $121,750 | $15,000 | $106,750 |
| 2017 | $815 | $121,750 | $15,000 | $106,750 |
| 2015 | $815 | $121,750 | $15,000 | $106,750 |
| 2013 | -- | $115,000 | $15,000 | $100,000 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2024
Eric Ginder
RE/MAX
(859) 250-0675
2 in this area
103 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 623766
APN: 073.00-01-007.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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