$430,000
SOLD MAY 30, 2025

7 Spruce St Passaic, NJ 07055

3 Beds
2 Baths
-- Sq Ft
3,049 Sq Ft Lot

Recently Sold

1% Below List Price

16 Days on Market

About This Home

As of May 2025

This home is located at 7 Spruce St, Passaic, NJ 07055 and is currently priced at $430,000. 7 Spruce St is a home located in Passaic County with nearby schools including Passaic High School # 12, Passaic Arts and Science Charter School, and St Nicholas Ukrainian Catholic School.

Last Agent to Sell the Property

MARISA MUCKA

EXP REALTY, LLC Brokerage Phone: 866-201-6210 Listed on: 02/04/2025

Last Buyer's Agent

ERIC GUEVARA

EREALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,432

Lot Details

  • 3,049 Sq Ft Lot

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Bathrooms

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,432

Lot Details

0

Listing Details

  • County Name: Passaic
  • Street Number Display: 7
  • I D: 5336244
  • Modified: 2025-06-01
  • Number Images: 0
  • Attribution Contact: 866-201-6210
  • MLS Status: Sold
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Bathrooms: 2.00

Lot Info

  • Lot Size: 25X119
  • Total Acres: 0.07

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 15, 2025
Sold by
Rosario Danny J and Rosario Marjulie
Bought by
Gago Nicole I Velez and Velez Isaias F
Current Estimated Value
$462,608

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$422,211
Interest Rate
6.76%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 13, 2023
Sold by
Rosario Danny J
Bought by
Rosario Danny J and Rosario Marjulie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,650
Interest Rate
7.29%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 20, 2022
Closed on
Oct 5, 2022
Sold by
Lewis James W
Bought by
Rosario Danny J
Seller's Agent
JULANA HERON
EXP Realty, LLC
Buyer's Agent
Marisa Mucka
EXP Realty, LLC
List Price
$237,000
Sold Price
$230,000
Premium/Discount to List
-$7,000
-2.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
26.93%
Original Mortgage
$312,096
Interest Rate
6.7%

Purchase Details

Closed on
Oct 16, 2012
Sold by
Nelson Wayne
Bought by
Nelson Wayne and Nelson Carolyn

Purchase Details

Closed on
Aug 3, 2012
Sold by
Nelson Wayne
Bought by
Nelson Wayne and Nelson Carolyn
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $430,000 Title Agency Of New Jersey
Deed $430,000 Title Agency Of New Jersey
Deed -- Expert Title
Deed -- Expert Title
Deed $230,000 Stewart Title Guaranty Company
Deed $230,000 Stewart Title Guaranty Company
Deed -- None Available
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $422,211 FHA
Previous Owner $58,650 New Conventional
Previous Owner $309,000 New Conventional
Previous Owner $312,096 No Value Available
Previous Owner $15,000 Unknown
Previous Owner $36,800 Stand Alone Second
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2025 05/30/25 Sold $430,000 -1.1% --
02/20/2025 02/20/25 Pending -- -- --
02/04/2025 02/04/25 For Sale $435,000 +89.1% --
10/12/2022 10/12/22 Sold $230,000 -3.0% --
08/16/2022 08/16/22 Pending -- -- --
08/01/2022 08/01/22 For Sale $237,000 0.0% --
05/19/2022 05/19/22 Pending -- -- --
05/04/2022 05/04/22 Price Changed $237,000 -5.2% --
04/20/2022 04/20/22 For Sale $249,999 -- --
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,432 $156,000 $64,900 $91,100
2024 $6,246 $156,000 $64,900 $91,100
2022 $5,302 $136,500 $64,900 $71,600
2021 $5,132 $136,500 $64,900 $71,600
2020 $5,093 $136,500 $64,900 $71,600
2019 $5,019 $136,500 $64,900 $71,600
2018 $4,911 $136,500 $64,900 $71,600
2017 $4,760 $136,500 $64,900 $71,600
2016 $4,597 $136,500 $64,900 $71,600
2015 $5,846 $77,200 $50,000 $27,200
2014 $5,739 $77,200 $50,000 $27,200
Source: Public Records

Agents Affiliated with this Home

  • ERIC GUEVARA

    Buyer's Agent in 2025

    ERIC GUEVARA

    EREALTY

    (973) 216-9270

    2 in this area

    55 Total Sales

    ERIC GUEVARA
    Section Image
  • JULANA HERON

    Seller's Agent in 2022

    JULANA HERON

    EXP Realty, LLC

    (201) 467-7599

    1 in this area

    11 Total Sales

    JULANA HERON
    Section Image
  • Naeem Boucher

    Seller Co-Listing Agent in 2022

    Naeem Boucher

    EXP Realty, LLC

    (973) 405-0095

    2 in this area

    76 Total Sales

    Naeem Boucher
    Section Image
  • Marisa Mucka

    Buyer's Agent in 2022

    Marisa Mucka

    EXP Realty, LLC

    (201) 892-8262

    3 in this area

    23 Total Sales

    Marisa Mucka
    Section Image
See All Agents

Map

Source: Garden State MLS

MLS Number: 3944322

Garden State MLS

APN: 07-02185-01-00032

New Jersey Passaic County Passaic 07055

7 Spruce St, Passaic, NJ

This home is located at 7 Spruce St, Passaic, NJ 07055 and is currently priced at $430,000. 7 Spruce St is a home located in Passaic County with nearby schools including Passaic High School # 12, Passaic Arts and Science Charter School, and St Nicholas Ukrainian Catholic School.

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