$164,500
$5K PRICE DROP

Spring Lake Towers 700 Mirror Terrace NW Unit 403 Winter Haven, FL 33881

Downtown Winter Haven Neighborhood

Estimated payment $1,573/month

Total Views 13,358
2 Beds
2 Baths
1,190 Sq Ft
$138 Price per Sq Ft

Highlights

  • 340 Feet of Chain of Lakes Waterfront
  • Dock made with concrete
  • Heated In Ground Pool
  • Frank E. Brigham Academy Rated 9+
  • Fitness Center
  • Chain Of Lake Views

About This Home

Winter Haven's premier condominium located directly overlooking the picturesque Lake Spring that is part of the Chain of Lakes. Be the first to enjoy this 4th floor extensively remodeled and upgraded 2BR/2BA unit including brand-new appliances. Completely furnished. Turn-key ready. Exquisitely maintained building and has passed the newly required Florida Milestone Inspection with flying colors! Many amenities including 2-covered assigned parking spaces, boat slips & fishing pier, paver brick pool area, work-out room, library and community room. Outdoor grills, shuffle board & patio furniture on the huge pool deck overlooking the Lake Spring. Publix shopping center across the side street is a great convenience. Close to downtown No pets or smoking. Owner is a Realtor & broker and will consider different leasing options. Short term seasonal or long term leases. Tenants and/or buyers have to be approved and interviewed by the HOA as this is a 98% owner occupied building. Nicest facility of this type in Winter Haven and maybe even the entire county!

Listing Agent

Scott Kline

KLINE REAL ESTATE SERVICES Brokerage Phone: 863-287-0204 License #384685 Listed on: 03/04/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $168

Year Built

  • Built in 1970

Lot Details

  • South Facing Home
  • Fenced
  • Irrigation Equipment

HOA Fees

  • $650 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Membrane Roofing
  • Concrete Siding

Interior Spaces

  • 1,190 Sq Ft Home
  • Furnished
  • Built-In Features
  • Double Pane Windows
  • Blinds
  • Drapes & Rods
  • Sliding Doors
  • Entrance Foyer
  • Combination Dining and Living Room
  • Bonus Room
  • Storage Room
  • Chain Of Lake Views
  • Closed Circuit Camera
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only
  • Window or Skylight in Bathroom

Parking

  • 2 Carport Spaces
  • Ground Level Parking
  • Off-Street Parking
  • Reserved Parking
  • 2 Assigned Parking Spaces

Accessible Home Design

  • Accessible Approach with Ramp

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Outside Bathroom Access
  • Pool Lighting

Outdoor Features

  • Access To Chain Of Lakes
  • First Come-First Served Dock
  • Water Skiing Allowed
  • Dock made with concrete
  • Enclosed patio or porch
  • Outdoor Storage

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Optional Additional Fees
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, maintenance, management, recreational facilities, sewer, trash
  • Carrie Howland Association, Phone Number (863) 299-5591
  • Mid-Rise Condominium
  • Spring Lake Towers Subdivision
  • On-Site Maintenance
  • Association Owns Recreation Facilities
  • 7-Story Property

Amenities

  • Laundry Facilities
  • Elevator
  • Community Mailbox

Recreation

  • Recreation Facilities

Pet Policy

  • No Pets Allowed

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$168

Year Built

Built in 1970

Lot Details

0

HOA Fees

$650 per month

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Recreational Facilities, Sewer, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Concrete
  • Fireplace: No
  • Living Area: 1190
  • New Construction: No
  • Year Built: 1970
  • Accessibility Features: Accessible Approach with Ramp
  • Building Area Total: 1190
  • Directions to Property: Winter Haven northbound on Hwy 17 to left turn on Mirror Terrace NW. Community entrance is one block down on the right.
  • Status: Active
  • Street Post Direction: NW
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow City: Winter Haven
  • Escrow Postal Code: 33880
  • Escrow State: FL
  • Escrow Street Name: 5th Street SE
  • Escrow Street Number: 1012
  • Floor Number: 4
  • List Office Head Office Key Nume: 528330977
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 138.24
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Mid Rise
  • Amenities Additional Fees: Boat slip
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 4 Point Moorage,Dock - Concrete,Dock - Slip 1st Come
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Dock,Fishing,Lake,Water Access,Waterfront
  • Attribution Contact: 863-287-0204
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 7
  • Window Features: Blinds, Double Pane Windows, Drapes, Window Treatments
  • Street Number Modifier: 700
  • Has Basement: Finished
  • Additional Rooms: Bonus Room,Storage Rooms
  • Living Area Meters: 110.55
  • Room Count: 7

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated, In Ground, Lighting, Outside Bath Access
  • Exterior Features: Sidewalk, Sliding Doors, Storage
  • Roof: Membrane
  • Pool Private: Yes
  • Water Body Name: LAKE SPRING
  • Waterfront: Yes
  • Patio and Porch Features: Enclosed
  • Road Surface Type: Asphalt
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Skiing Allowed
  • Water Extras YN: 1
  • Water View: Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 340
  • Additional Water Information: Chain of Lakes frontage with access to 17 navigable freshwater lakes
  • Water Frontage Feet Lake Chain: 340

Garage/Parking

  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Assigned, Ground Level, Guest, Off Street, Reserved

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Common Area
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Community Mailbox, Fitness Center, Pool, Sidewalks, Street Lights
  • Association Amenities: Cable TV, Elevator(s), Fitness Center, Laundry, Maintenance, Optional Additional Fees, Pool, Recreation Facilities, Storage
  • Association Fee: 650
  • Association Fee Frequency: Monthly
  • Association Name: Carrie Howland
  • Phone: 863.299.5591
  • Association: Yes
  • Security: Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Building Name Number: SPRING LAKE TOWERS
  • Condo Fees: 0
  • Condo Land Included YN: 0
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: sltcondo1@outlook.com
  • Management: On Site Property Manager

Fee Information

  • Total Annual Fees: 7800.00
  • Total Monthly Fees: 650.00
  • Monthly HOA Amount: 650.00

Lot Info

  • Parcel Number: 26-28-20-570421-004030
  • Additional Parcels: No
  • Fencing: Fenced
  • Flood Zone Code: x
  • Homestead YN: 0
  • Zoning Compatible YN: 1

Rental Info

  • Furnished: Furnished
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Leasing allowed 2 times per year.

Tax Info

  • Tax Annual Amount: 90.27
  • Tax Block: 1
  • Tax Book Number: 1-7
  • Tax Lot: A

Multi Family

  • Waterfront Features: Lake Privileges
  • Approval Process: Application, background check, HOA board of directors interview.

Map

About Spring Lake Towers

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $168 $33,724 $0 $0
2022 $150 $32,742 $0 $0
2021 $137 $31,788 $0 $0
2020 $129 $31,349 $0 $0
2018 $106 $30,073 $0 $0
2017 $88 $29,454 $0 $0
2016 $78 $28,848 $0 $0
2015 $75 $28,647 $0 $0
2014 $68 $28,420 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 Price Changed $164,500 0.0% $138 / Sq Ft
08/06/2025 08/06/25 Price Changed $1,875 -2.6% $2 / Sq Ft
04/29/2025 04/29/25 Price Changed $1,925 0.0% $2 / Sq Ft
04/29/2025 04/29/25 Price Changed $168,000 -0.6% $141 / Sq Ft
03/04/2025 03/04/25 For Sale $169,000 0.0% $142 / Sq Ft
03/01/2025 03/01/25 Price Changed $1,950 -2.5% $2 / Sq Ft
02/17/2025 02/17/25 For Rent $2,000 0.0% --
12/06/2024 12/06/24 Sold $99,000 -1.0% $96 / Sq Ft
11/16/2024 11/16/24 Pending -- -- --
11/13/2024 11/13/24 For Sale $99,999 -- $97 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $99,000 Capstone Title
Warranty Deed $99,000 Capstone Title
Warranty Deed $100 None Listed On Document
Warranty Deed $67,000 --
Warranty Deed $59,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $24,000 No Value Available
Source: Public Records

Similar Homes in Winter Haven, FL

  • 235 6th St NW Unit 307, Winter Haven, FL 33881

    $150,000

    • 1 Bed
    • 1 Bath
    • 714 Sq Ft
    • 235 6th St NW
    • Unit 307
    • Winter Haven, FL

    Welcome to The Haven, one of Downtown Winter Haven’s most iconic historic buildings, originally built in the 1920s and now offering a unique opportunity to live in the heart of the city with modern comforts and classic charm. This beautifully updated third-floor condo features 1 bedroom, 1 bathroom, and a bright, open living space filled with natural light.The updated kitchen showcases

    Brock Jennings THE MARKET REALTY COMPANY

    Section Image
  • 615 Ridge Terrace, Winter Haven, FL 33881

    $155,000

    • 2 Beds
    • 2 Baths
    • 1,073 Sq Ft
    • 615 Ridge Terrace
    • Winter Haven, FL

    Tucked away in the waterfront community with direct access to the Chain of Lakes (Lake Smart), Unit 615 is a charming 2-bedroom, 2-bath home that offers low-maintenance living, convenience, and value! Step inside to discover brand new vinyl plank flooring throughout, with ceramic tile in the kitchen and bathrooms. The open layout seamlessly connects the spacious living and dining areas to a

    CarLee Marchetti STAR REALTY OF WINTER HAVEN

    Section Image
  • 1901 Garden Lake Dr Unit 1901, Winter Haven, FL 33884

    $188,000

    • 2 Beds
    • 2 Baths
    • 1,103 Sq Ft
    • 1901 Garden Lake Dr
    • Unit 1901
    • Winter Haven, FL

    Experience the pristine, resort-like lifestyle at Winterset! This beautifully updated, end unit, first-floor 2-bedroom, 2-bath condo offers breathtaking panoramic views of Garden Lake. Residents enjoy an array of amenities, including a heated pool and spa, tennis courts, and a community pier on Lake Winterset—perfect for fishing, boat access, bike rides, and leisurely walks. This condo provides a

    Kathy Alexander CENTURY 21 WATSON & MYERS REALTY

    Section Image
  • 700 Mirror Terrace NW Unit 505, Winter Haven, FL 33881

    $139,400

    • 2 Beds
    • 2 Baths
    • 1,190 Sq Ft
    • 700 Mirror Terrace NW
    • Unit 505
    • Winter Haven, FL

    Reduced Price! Best view in the building! Welcome to your dream Florida escape at 700 Mirror Terrace NW, a beautifully updated and well-maintained condo in this lively 55+ Spring Lake Towers Community. This stunning unit boasts unparalleled lakefront views on the Chain of Lakes in Winter Haven, offering breathtaking sunrises and sunsets every day. Step inside and discover a spacious living and

    Victoria Bollea CHARLES RUTENBERG REALTY INC

    Section Image
  • 1776 6th St NW Unit 709, Winter Haven, FL 33881

    $150,000

    • 2 Beds
    • 2 Baths
    • 1,347 Sq Ft
    • 1776 6th St NW
    • Unit 709
    • Winter Haven, FL

    Welcome to lakeside living at Lakeridge Condominiums! This beautifully updated 7th-floor, 2-bedroom, 2-bath unit in the highly sought-after 55+ gated community offers panoramic sunset and lake views right from your private balcony. The building has recently undergone major upgrades including fresh exterior paint and brand-new windows, bringing a modern touch and improved energy efficiency—new

    Haylee Taylor WATSON REALTY CORP.

    Section Image
  • 208 Lake Howard Dr NW Unit 104, Winter Haven, FL 33880

    $192,500

    • 2 Beds
    • 2 Baths
    • 1,152 Sq Ft
    • 208 Lake Howard Dr NW
    • Unit 104
    • Winter Haven, FL

    LOCATED IN THE HEART OF WINTER HAVEN SITS THIS BEAUTIFUL END-UNIT CONDO WITH SPECTACULAR VIEWS OF LAKE HOWARD!!! These units are hard to come by, and with it being an end unit, it has 3 sets of sliding doors along the south side of the unit which allows a massive amount of natural light to flow into the kitchen, dining room and the living room. The great room as well as the Master bedroom share a

    Catherine Kluytenaar THE K TEAM REAL ESTATE SERVICES LLC

    Section Image
  • 689 Lake Howard Dr NW Unit 2D, Winter Haven, FL 33880

    $139,900

    • 2 Beds
    • 2 Baths
    • 1,077 Sq Ft
    • 689 Lake Howard Dr NW
    • Unit 2D
    • Winter Haven, FL

    Price Improvement!! Welcome to this Charming 2-bedroom 2 bath move-in-ready condo in the well-established 55+ Wellington Community. This community has a beautiful lake front with a private dock and access to Lake Howard that connects to the Chain of Lakes. This spacious home provides plenty of living space, with large bedrooms, and sliding doors that lead to a screened in lanai with a side rear

    Rick Hemenway CROSBY & ASSOCIATES, INC.

    Section Image
  • 333 Lake Howard Dr NW Unit 302B, Winter Haven, FL 33880

    $134,500

    • 2 Beds
    • 2 Baths
    • 1,134 Sq Ft
    • 333 Lake Howard Dr NW
    • Unit 302B
    • Winter Haven, FL

    COMPLETLY FURNISHED - READY TO MOVE IN- WAS USED AS WINTER HOME IN BEAUTIFUL 55+ IMPERIAL HARBORS COMMUNITY. GORGEOUS VIEW OF LAKE HOWARD FROM THIS UNIT. APARTMENT HAS BEEN UPDATED INCLUDING NEW FLOORING.

    Karen MYERS UNITED REALTY GROUP INC

    Section Image
  • 2500 21st St NW Unit 58, Winter Haven, FL 33881

    $189,900

    • 3 Beds
    • 2.5 Baths
    • 1,334 Sq Ft
    • 2500 21st St NW
    • Unit 58
    • Winter Haven, FL

    Beautiful End Unit Condominium in Casa Del Sol – 3 Bed, 2.5 BathWelcome to this low-maintenance, 1,334 sq ft end-unit condominium in the desirable Casa Del Sol community. This beautifully maintained 3-bedroom, 2.5-bath home features an attached 2-car garage with built-in storage, offering both convenience and functionality.Enjoy outdoor living with a private front lanai and a

    Jonalyn Davis DALTON WADE INC

    Section Image
See All Homes in Winter Haven

Source: Stellar MLS

MLS Number: B4901839

Stellar MLS

APN: 26-28-20-570421-004030

Florida Polk County Winter Haven 33881 Downtown Winter Haven

700 Mirror Terrace NW Unit 403, Winter Haven, FL

This home is located at 700 Mirror Terrace NW Unit 403, Winter Haven, FL 33881 and is currently priced at $164,500, approximately $138 per square foot. This property was built in 1970. 700 Mirror Terrace NW Unit 403 is a home located in Polk County with nearby schools including Jewett School of the Arts, Fred G. Garner Elementary School, and Frank E. Brigham Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes
Scott Kline
Listing Agent
Scott Kline
Section Image
KLINE REAL ESTATE SERVICES
(863) 887-7388