$164,500
PENDING $5K PRICE DROP

Spring Lake Towers 700 Mirror Terrace NW Unit 403 Floor 4 Winter Haven, FL 33881

Downtown Winter Haven Neighborhood

Estimated payment $1,527/month

Total Views 15,445
2 Beds
2 Baths
1,190 Sq Ft
$138 Price per Sq Ft

Highlights

  • 340 Feet of Chain of Lakes Waterfront
  • Fitness Center
  • Chain Of Lake Views
  • Dock made with concrete
  • Heated In Ground Pool
  • Lake Privileges

About This Home

Under contract-accepting backup offers. Winter Haven's premier condominium located directly overlooking the picturesque Lake Spring that is part of the Chain of Lakes. Be the first to enjoy this 4th floor extensively remodeled and upgraded 2BR/2BA unit including brand-new appliances. Completely furnished. Turn-key ready. Exquisitely maintained building and has passed the newly required Florida Milestone Inspection with flying colors! Many amenities including 2-covered assigned parking spaces, boat slips & fishing pier, paver brick pool area, work-out room, library and community room. Outdoor grills, shuffle board & patio furniture on the huge pool deck overlooking the Lake Spring. Publix shopping center across the side street is a great convenience. Close to downtown No pets or smoking. Owner is a Realtor & broker and will consider different leasing options. Short term seasonal or long term leases. Tenants and/or buyers have to be approved and interviewed by the HOA as this is a 98% owner occupied building. Nicest facility of this type in Winter Haven and maybe even the entire county!

Listing Agent

Scott Kline

KLINE REAL ESTATE SERVICES Brokerage Phone: 863-287-0204 License #384685 Listed on: 03/04/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $90

Year Built

  • Built in 1970

Lot Details

  • South Facing Home
  • Fenced
  • Irrigation Equipment

HOA Fees

  • $650 Monthly HOA Fees

Home Design

  • Entry on the 4th floor
  • Slab Foundation
  • Membrane Roofing
  • Concrete Siding

Interior Spaces

  • 1,190 Sq Ft Home
  • Furnished
  • Built-In Features
  • Double Pane Windows
  • Blinds
  • Drapes & Rods
  • Sliding Doors
  • Entrance Foyer
  • Combination Dining and Living Room
  • Bonus Room
  • Storage Room
  • Chain Of Lake Views
  • Closed Circuit Camera
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only
  • Window or Skylight in Bathroom

Parking

  • 2 Carport Spaces
  • Ground Level Parking
  • Guest Parking
  • Off-Street Parking
  • Reserved Parking
  • Assigned Parking

Accessible Home Design

  • Accessible Approach with Ramp

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Outside Bathroom Access
  • Pool Lighting

Outdoor Features

  • Access To Chain Of Lakes
  • First Come-First Served Dock
  • Water Skiing Allowed
  • Dock made with concrete
  • Lake Privileges
  • Enclosed Patio or Porch
  • Outdoor Storage

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Optional Additional Fees
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, maintenance, management, recreational facilities, sewer, trash
  • Carrie Howland Association, Phone Number (863) 299-5591
  • Mid-Rise Condominium
  • Spring Lake Towers Subdivision
  • On-Site Maintenance
  • Association Owns Recreation Facilities
  • 7-Story Property

Amenities

  • Laundry Facilities
  • Elevator
  • Community Mailbox

Recreation

  • Recreation Facilities

Pet Policy

  • No Pets Allowed

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$90

Year Built

Built in 1970

Lot Details

0

HOA Fees

$650 per month

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Recreational Facilities, Sewer, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Concrete
  • Fireplace: No
  • Living Area: 1190
  • New Construction: No
  • Year Built: 1970
  • Accessibility Features: Accessible Approach with Ramp
  • Building Area Total: 1190
  • Status: Pending
  • Street Post Direction: NW
  • Ownership: Condominium
  • Entry Level: 4
  • Building Area Total Srch Sq M: 110.55
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: 5th Street SE
  • Floor Number: 4
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 138.24
  • Water Access YN: 1
  • Property Description: Mid Rise
  • Amenities Additional Fees: Boat slip
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 4 Point Moorage,Dock - Concrete,Dock - Slip 1st Come
  • MFR_DockYN: 1
  • MFR_DockMaintenanceFee: 0
  • MFR_DockMaintenanceFeeFrequency: N/A
  • MFR_CommunityAssociationWaterFeatures: Boat Slip,Dock,Fishing,Lake,Water Access,Waterfront
  • Attribution Contact: 863-287-0204
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 7
  • Window Features: Blinds, Double Pane Windows, Drapes, Window Treatments
  • Has Basement: Finished
  • Additional Rooms: Bonus Room,Storage Rooms
  • Living Area Meters: 110.55

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated, In Ground, Lighting, Outside Bath Access
  • Exterior Features: Sidewalk, Sliding Doors, Storage
  • Roof: Membrane
  • Pool Private: No
  • Water Body Name: LAKE SPRING
  • Waterfront: Yes
  • Patio and Porch Features: Enclosed
  • Road Surface Type: Asphalt
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Skiing Allowed
  • Water View: Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 340
  • Additional Water Information: Chain of Lakes frontage with access to 17 navigable freshwater lakes
  • Water Frontage Feet Lake Chain: 340

Garage/Parking

  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Assigned, Ground Level, Guest, Off Street, Reserved

Utilities

  • Utilities: Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Common Area
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Community Mailbox, Fitness Center, Pool, Sidewalks, Street Lights
  • Association Amenities: Cable TV, Elevator(s), Fitness Center, Laundry, Maintenance, Optional Additional Fees, Pool, Recreation Facilities, Storage
  • Association Fee: 650
  • Association Fee Frequency: Monthly
  • Association Name: Carrie Howland
  • Phone: 863.299.5591
  • Association: Yes
  • Security: Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Fees: 0
  • Condo Land Included YN: 0
  • Association Email: sltcondo1@outlook.com
  • Management: On Site Property Manager

Fee Information

  • Total Annual Fees: 7800.00
  • Total Monthly Fees: 650.00
  • Monthly HOA Amount: 650.00

Lot Info

  • Parcel Number: 26-28-20-570421-004030
  • Additional Parcels: No
  • Fencing: Fenced
  • Flood Zone Code: x

Rental Info

  • Furnished: Furnished
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Leasing allowed 2 times per year.

Tax Info

  • Tax Annual Amount: 90.27
  • Tax Block: 1
  • Tax Book Number: 1-7
  • Tax Lot: A

Multi Family

  • Waterfront Features: Lake Privileges
  • Approval Process: Application, background check, HOA board of directors interview.

Map

About Spring Lake Towers

Range of Values:

--
Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $90 $117,000 $100 $116,900
2024 $168 $34,736 -- --
2023 $168 $33,724 $0 $0
2022 $150 $32,742 $0 $0
2021 $137 $31,788 $0 $0
2020 $129 $31,349 $0 $0
2018 $106 $30,073 $0 $0
2017 $88 $29,454 $0 $0
2016 $78 $28,848 $0 $0
2015 $75 $28,647 $0 $0
2014 $68 $28,420 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 Pending -- -- --
08/06/2025 08/06/25 Price Changed $164,500 -2.1% $138 / Sq Ft
04/29/2025 04/29/25 Price Changed $168,000 -0.6% $141 / Sq Ft
03/04/2025 03/04/25 For Sale $169,000 +70.7% $142 / Sq Ft
12/06/2024 12/06/24 Sold $99,000 -1.0% $96 / Sq Ft View Prior Sale
11/16/2024 11/16/24 Pending -- -- --
11/13/2024 11/13/24 For Sale $99,999 -- $97 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $99,000 Capstone Title
Warranty Deed $99,000 Capstone Title
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $67,000 --
Warranty Deed $59,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $24,000 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: B4901839

Stellar MLS

APN: 26-28-20-570421-004030

Florida Polk County Winter Haven 33881 Downtown Winter Haven

700 Mirror Terrace NW Unit 403, Winter Haven, FL

Pending

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Scott Kline
Listing Agent
Scott Kline
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KLINE REAL ESTATE SERVICES
(863) 887-7388