$95,000
SOLD OCT 1, 2025
Last list price

700 Ruggles Rd Saint Louis, MO 63135

3 Beds
2 Baths
960 Sq Ft
6,373 Sq Ft Lot

Recently Sold

$99 Per Sq Ft

26 Days on Market

Highlights

  • Ranch Style House
  • No HOA
  • Back and Front Yard
  • STEAM Academy at McCluer South-Berkeley High School Rated 10
  • Forced Air Heating and Cooling System

About This Home

As of October 2025

Looking for a property that practically pays for itself? This 3-bedroom, 2-bathroom gem in Ferguson is tenant-owned and already pulling in $1,100/month in steady cash flow. Even better, the current tenant has called this place home for over 20 years—talk about reliability! That’s two decades of on-time rent and consistent care, which makes this one a true set-it-and-forget-it kind of investment.

Inside, you’ll find a well-kept home in good condition, proving that long-term tenants can be a landlord’s best friend. With three bedrooms, there’s space for family living, and two bathrooms make morning routines much smoother. This isn’t a fixer-upper screaming for attention—it’s already doing the job you want it to do: producing income.

The best part? At just $95,000, this property offers a solid return on investment with little fuss. That’s less than the cost of most cars on the road these days, but instead of depreciating, this one keeps the money flowing back into your pocket.

Whether you’re a seasoned investor adding to your portfolio or dipping your toes into real estate for the first time, this Ferguson property checks the boxes: affordable entry price, reliable tenant, strong cash flow, and low stress.

Don’t overthink it—great deals don’t last 20 years like this tenant has. Grab it while it’s still available and let this property start working for you!

Property being sold as is!

Last Agent to Sell the Property

Deairra Freeman

Keller Williams Realty St. Louis License #2020011552 Listed on: 08/17/2025

Keller Williams Realty St. Louis

Last Buyer's Agent

Deairra Freeman

Keller Williams Realty St. Louis License #2020011552 Listed on: 08/17/2025

Keller Williams Realty St. Louis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,022

Year Built

  • Built in 1958

Lot Details

  • 6,373 Sq Ft Lot
  • Back and Front Yard

Home Design

  • 960 Sq Ft Home
  • Ranch Style House
  • Vinyl Siding

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elem. Elementary School
  • Ferguson Middle School
  • Mccluer South-Berkeley High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 12J-32-1156

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,022

Year Built

Built in 1958

Lot Details

6,373 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1958
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, Front Yard
  • Lot Size Acres: 0.1463
  • Co List Office Phone: 314-677-6000
  • MLS Status: Closed
  • Subdivision Name: Florisant Road Terrace
  • Above Grade Finished Sq Ft: 960
  • Architectural Style: Ranch
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 960.00
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Attached Garage: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Electricity Available, Natural Gas Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Ferguson-Florissant R-II
  • High School: Mccluer South-Berkeley High
  • Middle Or Junior School: Ferguson Middle

Lot Info

  • Lot Size Sq Ft: 6372.83
  • Parcel Number: 12J-32-1156

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 17, 2025
Closed on
Oct 1, 2025
Sold by
Makarios Properties Llc
Bought by
Goldstone Cap 4 Llc
Seller's Agent
Deairra Freeman
Keller Williams Realty St. Louis
Buyer's Agent
Deairra Freeman
Keller Williams Realty St. Louis
List Price
$95,000
Views
56
Current Estimated Value
$94,206

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.85%
Original Mortgage
$96,614
Outstanding Balance
$96,527
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
-$1,923

Purchase Details

Closed on
Mar 23, 2021
Sold by
Invest 1 Properties Llc
Bought by
Makarios Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,935
Interest Rate
2.73%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Feb 5, 2021
Sold by
Warden Bud T and Warden Jill M
Bought by
Sun West Properties Missouri Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,935
Interest Rate
2.73%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Jul 8, 2016
Sold by
Warden Buel T and Warden Jill M
Bought by
Warden Buel T and Warden Jill M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,500
Interest Rate
3.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 16, 2007
Sold by
Atc Properties Llc
Bought by
Warden Buel T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 20, 2007
Sold by
Earll Properties Inc
Bought by
Atc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 30, 2005
Sold by
Earll Properties Inc
Bought by
Earll Properties Inc

Purchase Details

Closed on
Oct 30, 2000
Sold by
Lane Lena K and Shannon Rose Mary
Bought by
Earl Properties Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$32,000
Interest Rate
7.87%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Freedom Title
Warranty Deed -- True Title
Warranty Deed $36,000 True Title Company Llc
Warranty Deed -- True Title
Interfamily Deed Transfer -- Title Partners Agency Llc
Warranty Deed $75,000 Fa
Corporate Deed $60,000 Fa
Quit Claim Deed -- Fa
Warranty Deed -- Land Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $96,614 New Conventional
Previous Owner $51,935 Seller Take Back
Previous Owner $54,500 New Conventional
Previous Owner $60,000 Purchase Money Mortgage
Previous Owner $32,000 No Value Available
Closed $0 Undefined Multiple Amounts
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/01/2025 10/01/25 Sold -- -- --
09/12/2025 09/12/25 Pending -- -- --
09/05/2025 09/05/25 For Sale $95,000 0.0% $99 / Sq Ft
08/25/2025 08/25/25 Pending -- -- --
08/17/2025 08/17/25 For Sale $95,000 -- $99 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,022 $21,070 $2,340 $18,730
2024 $1,022 $13,950 $2,740 $11,210
2023 $1,022 $13,950 $2,740 $11,210
2022 $1,008 $12,050 $2,740 $9,310
2021 $976 $12,050 $2,740 $9,310
2020 $1,073 $11,950 $1,200 $10,750
2019 $1,053 $11,950 $1,200 $10,750
2018 $1,128 $11,440 $1,220 $10,220
2017 $1,106 $11,440 $1,220 $10,220
2016 $1,122 $11,420 $1,600 $9,820
2015 $1,129 $11,420 $1,600 $9,820
2014 $1,004 $10,010 $1,860 $8,150
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25056578

MARIS MLS

APN: 12J-32-1156

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