$95,000

700 Ruggles Rd Saint Louis, MO 63135

Estimated payment $602/month

Total Views 1,351
3 Beds
2 Baths
960 Sq Ft
$99 Price per Sq Ft

Highlights

  • Popular Property
  • No HOA
  • Forced Air Heating and Cooling System
  • STEAM Academy at McCluer South-Berkeley High School Rated 10
  • 1-Story Property
  • Back and Front Yard

About This Home

Looking for a property that practically pays for itself? This 3-bedroom, 2-bathroom gem in Ferguson is tenant-owned and already pulling in $1,100/month in steady cash flow. Even better, the current tenant has called this place home for over 20 years—talk about reliability! That’s two decades of on-time rent and consistent care, which makes this one a true set-it-and-forget-it kind of investment.

Inside, you’ll find a well-kept home in good condition, proving that long-term tenants can be a landlord’s best friend. With three bedrooms, there’s space for family living, and two bathrooms make morning routines much smoother. This isn’t a fixer-upper screaming for attention—it’s already doing the job you want it to do: producing income.

The best part? At just $95,000, this property offers a solid return on investment with little fuss. That’s less than the cost of most cars on the road these days, but instead of depreciating, this one keeps the money flowing back into your pocket.

Whether you’re a seasoned investor adding to your portfolio or dipping your toes into real estate for the first time, this Ferguson property checks the boxes: affordable entry price, reliable tenant, strong cash flow, and low stress.

Don’t overthink it—great deals don’t last 20 years like this tenant has. Grab it while it’s still available and let this property start working for you!

Property being sold as is!

Listing Agent

Deairra Freeman

Keller Williams Realty St. Louis License #2020011552 Listed on: 08/17/2025

Keller Williams Realty St. Louis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,022

Year Built

  • Built in 1958

Lot Details

  • 6,373 Sq Ft Lot
  • Back and Front Yard

Home Design

  • Vinyl Siding

Interior Spaces

  • 960 Sq Ft Home
  • 1-Story Property

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elem. Elementary School
  • Ferguson Middle School
  • Mccluer South-Berkeley High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 12J-32-1156

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,022

Year Built

Built in 1958

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1958
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard, Front Yard
  • Lot Size Acres: 0.1463
  • Co List Office Phone: 314-677-6000
  • MLS Status: Active
  • Subdivision Name: Florisant Road Terrace
  • Above Grade Finished Sq Ft: 960
  • Architectural Style: Ranch
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 960.00
  • MIS_SellerConsiderConcessionYN: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Main Level Bedrooms: 3
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Vinyl Siding

Garage/Parking

  • Attached Garage: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Electricity Available, Natural Gas Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Central Elem.
  • Junior High Dist: Ferguson-Florissant R-II
  • High School: Mccluer South-Berkeley High
  • Middle Or Junior School: Ferguson Middle

Lot Info

  • Lot Size Sq Ft: 6372.83
  • Parcel Number: 12J-32-1156

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1022

Map

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,022 $13,950 $2,740 $11,210
2023 $1,022 $13,950 $2,740 $11,210
2022 $1,008 $12,050 $2,740 $9,310
2021 $976 $12,050 $2,740 $9,310
2020 $1,073 $11,950 $1,200 $10,750
2019 $1,053 $11,950 $1,200 $10,750
2018 $1,128 $11,440 $1,220 $10,220
2017 $1,106 $11,440 $1,220 $10,220
2016 $1,122 $11,420 $1,600 $9,820
2015 $1,129 $11,420 $1,600 $9,820
2014 $1,004 $10,010 $1,860 $8,150
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2025 08/17/25 For Sale $95,000 -- $99 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- True Title
Warranty Deed -- True Title
Warranty Deed $36,000 True Title Company Llc
Warranty Deed -- True Title
Interfamily Deed Transfer -- Title Partners Agency Llc
Warranty Deed $75,000 Fa
Corporate Deed $60,000 Fa
Quit Claim Deed -- Fa
Warranty Deed -- Land Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $51,935 Seller Take Back
Closed $51,935 Seller Take Back
Previous Owner $54,500 New Conventional
Previous Owner $60,000 Purchase Money Mortgage
Previous Owner $32,000 No Value Available
Closed $0 Undefined Multiple Amounts
Source: Public Records

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Source: MARIS MLS

MLS Number: MIS25056578

MARIS MLS

APN: 12J-32-1156