$1,200,000
SOLD MAY 12, 2025
5 Beds
4.5 Baths
3,800 Sq Ft
0.32 Acres

Recently Sold

$316 Per Sq Ft

4% Above List Price

21 Days on Market

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Recreation Room
  • Davis Primary School Rated A-
  • Deck
  • Wood Flooring

About This Home

As of May 2025

This MH Dev. Greg Miller custom built three-story residence is ideally situated in downtown St. Charles, directly across from Moody Park, near the Fox River and all that downtown St Charles has to offer. The home is meticulously crafted and maintained by original owner with exceptional attention to detail, presenting itself like a model home. It boasts custom woodwork throughout, including a mahogany office with coffered ceilings and wainscoting, solid mahogany doors throughout. The kitchen is designed with a stunning island, new quartz and granite countertops and a newer Sub-Zero refrigerator, while the cozy breakfast nook, equipped with built-in benches, overlooks a professionally landscaped yard and patio space elevated above neighboring properties, providing breathtaking western sunset views. Hardwood floors extend across all three levels, and the luxurious primary suite serves as a tranquil retreat, the bath recently updated to perfection. The second-floor updated laundry room adds convenience, and the fully finished 3rd floor offers an additional gathering space, complete with a 4th full bath and a 5th bedroom making it ideal guest space or a teen-suite. The full English deep poor basement is plumbed for a 5th bathroom, 2nd fireplace and radiant heated floors. It is ready for customization to suit your needs. With numerous features, this home is a must-see and truly exemplifies a show home. Too much to list. More details and floorplans under other information.

Last Agent to Sell the Property

Jodi Sagil

Coldwell Banker Realty License #475137823 Listed on: 03/26/2025

Coldwell Banker Realty

Co-Listed By

Tom French

Coldwell Banker Realty License #475143411

Last Buyer's Agent

Bernard Cobb

RE/MAX of Naperville License #475135803

RE/MAX of Naperville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $19,072

Year Built

  • Built in 2006

Lot Details

  • 0.32 Acre Lot
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Sprinkler System

Parking

  • 3 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Stone Siding
  • Radon Mitigation System

Interior Spaces

  • 3,800 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Built-In Features
  • Bookcases
  • Historic or Period Millwork
  • Coffered Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Window Treatments
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Wood Flooring

Kitchen

  • Double Oven
  • Cooktop with Range Hood
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • European Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Accessible Home Design

  • Handicap Shower

Outdoor Features

  • Deck
  • Patio

Schools

  • Davis Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • 200+ Amp Service
  • Gas Water Heater
  • Water Softener Leased
  • Cable TV Available

Community Details

  • Moodys Subdivision, Custom Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$19,072

Year Built

Built in 2006

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 3 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 3 Stories
  • Subdivision Name: Moodys
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Humidifier
  • Basement: Unfinished, Bath/Stubbed, Partial Exposure, Full, Daylight
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning, Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Dry Bar, Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Coffered Ceiling(s), Open Floorplan, Special Millwork, Granite Counters, Pantry
  • LivingArea: 3800
  • Other Equipment: Water-Softener Rented, TV-Cable, Security System, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Radon Mitigation System, Water Heater-Gas
  • Room Type: Breakfast Room, Office, Recreation Room, Bedroom 5
  • Window Features: Window Treatments
  • Estimated Total Finished Sq Ft: 3800
  • Assessed Sq Ft: 3800
  • Bathroom Amenities: Separate Shower,Accessible Shower,Double Sink,European Shower,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 3800
  • Basement Sq Ft: 1491
  • Fireplace Location: Family Room
  • Total Sq Ft: 5291
  • Unfinished Basement Sq Ft: 1491
  • Upper Level Sq Ft: 3800
  • Attic: Finished,Interior Stair
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Materials: Stone, Other, Combination
  • List Price: 1200000
  • Lot Features: Landscaped
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer, Storm Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Radiant, Sep Heating Systems - 2+, Zoned
  • Laundry Features: Upper Level, Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Davis Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.32
  • Lot Dimensions: 13950
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 19072.3
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
May 9, 2025
Sold by
Crosby Tricia R
Bought by
John And Julie Puscheck Residential Trust
Seller's Agent
Jodi Sagil
Coldwell Banker Realty
Buyer's Agent
Bernard Cobb
RE/MAX of Naperville
List Price
$1,150,000
Sold Price
$1,200,000
Premium/Discount to List
$50,000
4.35%
Views
48
Current Estimated Value
$1,171,434

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$28,566
Avg. Annual Appreciation
-27.18%

Purchase Details

Closed on
Jan 26, 2015
Sold by
Billups Ted E and Crosby Tricia R
Bought by
Crosby Tricia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$611,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 1, 2008
Sold by
Miller Homes Inc
Bought by
Billups Ted E and Crosby Tricia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 28, 2007
Sold by
Miller Homes Inc
Bought by
Billups Ted E and Crosby Tricia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 16, 2006
Sold by
France Custom Homes Inc
Bought by
Miller Homes Inc

Purchase Details

Closed on
Dec 15, 2005
Sold by
France Ronald S
Bought by
Miller Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,200,000 Burnet Title
Interfamily Deed Transfer -- Burnet Title
Warranty Deed $815,000 Chicago Title Insurance Co
Warranty Deed $815,000 Chicago Title Insurance Co
Warranty Deed -- Multiple
Warranty Deed $230,000 Ticor Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $600,000 New Conventional
Previous Owner $611,000 New Conventional
Previous Owner $339,835 Future Advance Clause Open End Mortgage
Previous Owner $339,835 Future Advance Clause Open End Mortgage
Previous Owner $687,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $642,942 Unknown
Previous Owner $417,000 Unknown
Previous Owner $417,000 Purchase Money Mortgage
Previous Owner $235,000 Credit Line Revolving
Previous Owner $417,000 Purchase Money Mortgage
Previous Owner $20,000 Construction
Previous Owner $660,556 Credit Line Revolving
Previous Owner $184,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $1,200,000 0.0% $316 / Sq Ft
04/17/2025 04/17/25 Pending -- -- --
04/10/2025 04/10/25 Price Changed $1,200,000 +4.3% $316 / Sq Ft
04/09/2025 04/09/25 For Sale $1,150,000 0.0% $303 / Sq Ft
03/30/2025 03/30/25 Pending -- -- --
03/26/2025 03/26/25 For Sale $1,150,000 -- $303 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $19,834 $275,193 $59,583 $215,610
2023 $19,072 $246,302 $53,328 $192,974
2022 $17,947 $228,271 $59,028 $169,243
2021 $17,257 $217,587 $56,265 $161,322
2020 $17,309 $216,315 $55,216 $161,099
2019 $17,005 $212,032 $54,123 $157,909
2018 $17,685 $219,214 $52,064 $167,150
2017 $17,237 $211,719 $50,284 $161,435
2016 $17,933 $202,297 $48,518 $153,779
2015 -- $201,023 $47,995 $153,028
2014 -- $193,049 $47,995 $145,054
2013 -- $237,761 $75,743 $162,018
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12302309

Midwest Real Estate Data (MRED)

APN: 09-34-158-027