$2,000,000
SOLD MAY 15, 2025
3 Beds
3 Baths
3,592 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$557 Per Sq Ft

8% Below List Price

108 Days on Market

Highlights

  • 50 Feet of Waterfront
  • No HOA
  • Forced Air Heating and Cooling System
  • Traditional Architecture
  • 2 Car Detached Garage
  • Gas Fireplace

About This Home

As of May 2025

Welcome home to your Chesapeake Bay front dream! Spacious and updated, this colonial sits off the beaten path in Annapolis & has it all! From the sandy beach with stunning Bay Bridge views to the detached 2 car garage with finished living space above making for the perfect work from home location! Entertain in the gorgeous kitchen complete with butler's pantry offering sweeping views of the Bay. Built 2005, this custom home offers 3,500+ sq ft with 3 bedrooms, 3 full bathrooms, hardwood floors, designer neutral paint and high end finishes throughout. The kitchen is a chef's dream with stainless steel appliances, peninsula seating, additional counter space all open to the living room. Natural light pours through the windows, offering the perfect place to relax and watch the boats cruise by. The spacious primary bedroom has stunning walls of windows with a balcony facing the bay. Huge walk in closet and large private bath with dual sink vanity, tiled shower with glass doors & separate soaking tub. The upper level offers 2 additional bedrooms and a full bathroom. Main floor with 9' ceilings offers a 4th bedroom or home office and a 3rd full bathroom, Spacious laundry/mud room, rear deck, long pier, and so much more. Close to downtown Annapolis, shopping, dining, entertainment & major commuter routes. Come live the Annapolis lifestyle & Schedule your tour today!

Last Agent to Sell the Property

David Orso

(443) 372-7171 david@davidorso.com Berkshire Hathaway HomeServices PenFed Realty License #631291 Listed on: 12/19/2024

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Lance Johnson

(240) 232-7797 landlots21@gmail.com Keller Williams Select Realtors of Annapolis License #677301

Keller Williams Select Realtors of Annapolis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,311

Year Built

  • Built in 2005

Lot Details

  • 8,276 Sq Ft Lot
  • 50 Feet of Waterfront
  • Home fronts navigable water

Parking

  • 2 Car Detached Garage
  • Front Facing Garage

Home Design

  • Traditional Architecture
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 3,592 Sq Ft Home
  • Property has 2 Levels
  • Gas Fireplace
  • Water Views
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Water Access
  • Property near a bay

Schools

  • Georgetown East Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Bembe Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 020600006285000

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,311

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 3592
  • Living Area Sq Ft: 3592
  • Price Per Sq Ft: 605.51
  • Above Grade Finished Sq Ft: 3592
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Shingle
  • View: Water
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 50

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Heat Pump(s), Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: GEORGETOWN EAST
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8276.00
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 17311.00
  • Assessor Parcel Number: 020600006285000
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 19, 2024
Closed on
May 20, 2025
Sold by
Bay Front Road One Llc
Bought by
Moran Thomas Michael and Moran Bonny Jean
Seller's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Lance Johnson
Keller Williams Select Realtors of Annapolis
List Price
$2,175,000
Sold Price
$2,000,000
Premium/Discount to List
-$175,000
-8.05%
Views
288
Current Estimated Value
$1,986,617

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,383
Avg. Annual Appreciation
-1.04%
Original Mortgage
$1,000,000
Outstanding Balance
$996,581
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$990,036

Purchase Details

Closed on
Aug 11, 2004
Sold by
Polen Marjorie L
Bought by
Bay Front One Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,000,000 Universal Title
Warranty Deed $2,000,000 Universal Title
Deed $511,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,000,000 New Conventional
Closed $1,000,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/15/2025 05/15/25 Sold $2,000,000 -8.0% $557 / Sq Ft
12/19/2024 12/19/24 For Sale $2,175,000 0.0% $606 / Sq Ft
08/06/2013 08/06/13 Rented $3,600 -34.5% --
08/06/2013 08/06/13 Under Contract -- -- --
03/13/2013 03/13/13 For Rent $5,500 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $17,312 $1,268,667 -- --
2024 $17,312 $1,204,733 -- --
2023 $16,382 $1,140,800 $792,700 $348,100
2022 $14,991 $1,063,967 $0 $0
2021 $12,835 $987,133 $0 $0
2020 $12,835 $910,300 $582,100 $328,200
2019 $12,844 $910,300 $582,100 $328,200
2018 $12,662 $910,300 $582,100 $328,200
2017 $11,924 $913,700 $0 $0
2016 -- $880,533 $0 $0
2015 -- $847,367 $0 $0
2014 -- $814,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2098212

Bright MLS

APN: 06-000-06285000