$420,000
SOLD APR 20, 2025

702 Jefferson Dr Palmyra, VA 22963

4 Beds
2.5 Baths
2,688 Sq Ft
0.39 Acres

Recently Sold

$156 Per Sq Ft

5% Above List Price

189 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Newspaper Service
  • Golf Course Community
  • 24-Hour Security
  • Outdoor Pool

About This Home

As of April 2025

Nestled in a tranquil lake community, is a beautifully renovated home that perfectly blends modern comfort with natural beauty. This spacious residence boasts 4 bedrooms and 2.5 baths, featuring contemporary finishes throughout. Gorgeous kitchen, tiled baths. New HVAC, The full finished basement offers additional living space, 2nd primary bedroom or perfect home theater, gym, or play area. Walk to beach 5 Enjoy serene outdoors from the screened room, you can relax surrounded by nature. The property includes an oversized detached garage, complete with A ground level storage , unfinished loft With rough plumbing and electrica, a basement beneath The entire garage providing excellent storage, workshop potential Or In-Law suite. Set on a private, wooded lot, this home offers a shady retreat, ideal for unwinding after a long day. As part of the vibrant community, you'll have access to an array of amenities, including five beaches, golf courses, tennis courts, and a pool, ensuring there's always something to enjoy. This property truly encapsulates the essence of lake living with modern conveniences! 15 Minutes to Pantops. Call today to make your appointment to see this one of a kind home before it is sold sold sold.

Last Agent to Sell the Property

PATRICIA ARNDT

LONG & FOSTER - LAKE MONTICELLO License #0225187171 Listed on: 10/13/2024

LONG & FOSTER - LAKE MONTICELLO

Last Buyer's Agent

PATRICIA ARNDT

LONG & FOSTER - LAKE MONTICELLO License #0225187171 Listed on: 10/13/2024

LONG & FOSTER - LAKE MONTICELLO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,356

Year Built

  • Built in 1996

Lot Details

  • 0.39 Acre Lot
  • Private Lot
  • Gentle Sloping Lot
  • Wooded Lot
  • Property is zoned R-1 Residential

HOA Fees

  • $104 Monthly HOA Fees

Parking

  • 1 Car Garage

Home Design

  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Insulated Windows
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Sun or Florida Room
  • Utility Room

Kitchen

  • ENERGY STAR Qualified Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Stone
  • Porcelain Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Dryer
  • ENERGY STAR Qualified Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Green Features

Outdoor Features

  • Outdoor Pool
  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • ENERGY STAR Qualified Water Heater
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18/A 2/ 259

Community Details

Overview

  • Association fees include area maint, beach, community dock, club house, master ins. policy, play area, pool, prof. mgmt., road maint, security force, tennis, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Newspaper Service
  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Community Library

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Trails

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,356

Year Built

Built in 1996

Lot Details

0

HOA Fees

$104 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1824
  • Below Grade Total Sq Ft: 960
  • Unfinished Above Grade: 264
  • Total Above Grade: 264
  • Dependency Total Sq Ft: 264
  • Design: Cape Cod
  • L V T Date: 10/17/2024
  • Nameof Property: Home Sweet Home
  • Parcel Number: 18/A 2/ 259
  • Price Per Sq Ft: 156.25
  • Property Included: All appliances including washer and dryer
  • Total Sq Ft: 4730
  • Total Unfinished Sq Ft: 2042
  • Type of Construction: On Site Built
  • Zoning: R-1 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Pri Bed1|Bedroom2|Pri BedB|LaundryB|Pri Bath1|Pri Bath1|Half Bath2|Home OfficB|Sun Room1|BarB|Utility RoB|Bedroom2|Family RooB|Utility RoB|
  • Structures Deck Porch: Deck
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 96
  • Laundry: Dryer, Washer
  • Basement Type: Finished, Full, Heated, Inside Access, Outside Entrance, Walk Out, Windows
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Primary Bedroom,On Level: 1
  • Room 4: Bedroom,On Level: 2
  • Room 5: Primary Bedroom,On Level: Basement
  • Room 6: Laundry,On Level: Basement
  • Room 7: Primary Bath,On Level: 1
  • Room 8: Primary Bath,On Level: 1
  • Room 9: Half Bath,On Level: 2
  • Room 10: Home Office,On Level: Basement
  • Room 11: Sun Room,On Level: 1
  • Room 12: Bar,On Level: Basement
  • Room 13: Utility Room,On Level: Basement
  • Room 14: Bedroom,On Level: 2
  • Room 15: Family Room,On Level: Basement
  • Room 16: Utility Room,On Level: Basement
  • Total Finished Sq Ft: 2688
  • Above Grade Finished Sq Ft: 1824
  • Basement: Yes
  • Below Grade Finished Sq Ft: 864
  • Foundation: Poured Concrete
  • Kitchen Cabinets Counters: Granite, Wood Cabinets
  • Land Description: Gently Rolling, Private, Wooded
  • Level: 1.5 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Family Room, Half Bath, Home Office, Kitchen, Laundry, Living Room, Sun Room, Utility Room
  • Room Types Level1: Kitchen (L1), Living Room (L1), Sun Room (L1)
  • Room Types Level2: Bedroom (L2+), Half Bath (L2+)
  • Room Types Level B: Family Room (LB), Home Office (LB), Laundry (LB), Utility Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.39
  • Pool: Yes
  • Pool: Community
  • Roof: Architectural Style
  • Structure Floors: Carpet, Porcelain Tile, Stone, Vinyl
  • Structure Security: 24-hr Security, Carbon Monoxide Detector, Gated Community, Security System, Smoke Detector(s)
  • Structure Window Ceiling: 8' Ceilings, Insulated Windows

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 841
  • Below Grade Unfinished Garage: 841
  • Number of Car Spaces: 1
  • Total Above Grade Garage: 841
  • Total Below Grade Garage: 841

Utilities

  • Cooling: Central AC
  • Heating: Central Heat, Electric, Heat Pump
  • Cable Available: Cable, Dish/Satellite, DSL, Fiber-Optic
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Baseball Field, Beach, Boat Launch, Community Dock, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Library, Meeting Room, Newspaper Svc, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Community Dock, Club House, Master Ins. Policy, Play Area, Pool, Prof. Mgmt., Road Maint, Security Force, Tennis, Trash Pickup
  • Association Fee: 1250

Schools

  • Other School: Covenant, Fork Union Military Academy

Green Features

  • Green Appliances: Energy Star Certified, ES Qual Clothes Washer, ES Qualified Dishwasher, ES Qualified Refrigerator, ES Qual Water Heater
  • Green Features: Yes

Lot Info

  • Deed Book: 2410/0

Building Info

  • Year Built: 1996

Tax Info

  • Year: 2024
  • Taxes: 2356.44

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 13, 2024
Closed on
Mar 18, 2025
Sold by
Ange Lauren Grace
Bought by
Kensy Daniel John and Kensy Tina Shepherd
Seller's Agent
PATRICIA ARNDT
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
PATRICIA ARNDT
LONG & FOSTER - LAKE MONTICELLO
List Price
$400,000
Sold Price
$420,000
Premium/Discount to List
$20,000
5%
Views
121
Current Estimated Value
$410,537

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,463
Avg. Annual Appreciation
-3.12%
Original Mortgage
$391,685
Outstanding Balance
$389,637
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$20,900

Purchase Details

Listed on
May 11, 2020
Closed on
Jul 1, 2020
Sold by
Mccabe Mark Jonathan and Mccabe Teresa A
Bought by
Ange Lauren Grace
Seller's Agent
Chris Long
EXP REALTY LLC - STAFFORD
Buyer's Agent
PATRICIA ARNDT
LONG & FOSTER - LAKE MONTICELLO
List Price
$268,000
Sold Price
$268,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.83%
Original Mortgage
$187,600
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2019
Sold by
Rilko David L
Bought by
Mccabe Mark Jonathon and Mccabe Terresa S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,471
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 2, 2016
Sold by
Rilko David L and Rilko Lorraine T
Bought by
Rilko David L and Lorraine T Rilko

Purchase Details

Closed on
Jan 8, 2013
Sold by
Rilko David L and Rilko David
Bought by
Rilko David L and Rilko Lorraine Taylor
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $415,000 Old Republic National Title In
Deed $268,000 Old Republic Title Insurance
Deed $250,000 Chicago Title
Gift Deed -- --
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $391,685 New Conventional
Previous Owner $187,600 New Conventional
Previous Owner $245,471 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/24/2025 12/24/25 Pending -- -- --
04/20/2025 04/20/25 Sold $420,000 +5.0% $156 / Sq Ft
10/13/2024 10/13/24 For Sale $400,000 +49.3% $149 / Sq Ft
07/07/2020 07/07/20 Sold $268,000 0.0% $114 / Sq Ft View Prior Sale
05/21/2020 05/21/20 Pending -- -- --
05/11/2020 05/11/20 For Sale $268,000 -- $114 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,798 $373,100 $30,000 $343,100
2024 $24 $279,200 $30,000 $249,200
2023 $2,356 $279,200 $30,000 $249,200
2022 $2,167 $249,100 $27,500 $221,600
2021 $2,167 $249,100 $27,500 $221,600
2020 $2,078 $224,700 $27,500 $197,200
2019 $2,078 $224,700 $27,500 $197,200
2018 $1,965 $216,700 $27,500 $189,200
2017 $1,965 $216,700 $27,500 $189,200
2016 $1,986 $216,600 $27,500 $189,100
2015 $1,879 $216,600 $27,500 $189,100
2014 $1,879 $213,500 $27,500 $186,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 657834

Charlottesville area Association of Realtors®

APN: 18A 2 259