Debbie Hill
Responds Quickly
Capstone Realty
(256) 289-7493
120 Total Sales
6 in Owens Cross Roads
$270K - $520K Price Range
7028 Regency Ln Gurley, AL 35748
Owens Cross Roads AreaEstimated Value: $463,259
4
Beds
3
Baths
2,589
Sq Ft
$179/Sq Ft
Est. Value
Highlights
- Great Room
- Plantation Shutters
- Laundry Room
- Screened Porch
- Double Pane Windows
- Tankless Water Heater
About This Home
As of May 2026This impeccably maintained 2019 ranch on Regency Lane delivers style, space, and sophistication on a lush 0.29-acre lot with a three-car garage. Step inside to soaring comfort and effortless flow-hardwood floors, cozy gas fireplace, and show-stopping kitchen with granite countertops, stainless appliances, and massive island. The primary suite feels like a private escape with a spa-inspired bath and an oversized custom walk-in closet. From the screened-in porch to paver patio, outdoor living is as inviting as the interior. Thoughtful upgrades-custom mahogany front door, plantation shutters throughout, designer lighting, fresh paint, updated flooring, and smart storage-elevate every corner.
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Home Details
Home Type
- Single Family
Year Built
- Built in 2019
Lot Details
- 12,632 Sq Ft Lot
- Sprinkler System
- Landscaped with Trees
HOA Fees
- $40 Monthly HOA Fees
Home Design
- Brick Exterior Construction
- Slab Foundation
Interior Spaces
- 2,589 Sq Ft Home
- Property has 1 Level
- Gas Log Fireplace
- Double Pane Windows
- Plantation Shutters
- Entrance Foyer
- Great Room
- Dining Room
- Screened Porch
- Laundry Room
Kitchen
- Gas Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Parking
- 3 Car Garage
- Side Facing Garage
- Driveway
Schools
- Hampton Cove Elementary And Middle School
- Huntsville High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Tankless Water Heater
- Gas Water Heater
Listing and Financial Details
- Tax Lot 9
- Assessor Parcel Number 1908330000055010
Community Details
Overview
- Association fees include common grounds
- Wilson Cove Hoa/Elevate Management Association
- Wilson Cove Subdivision
Amenities
- Common Area
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 5, 2026
Closed on
May 4, 2026
Sold by
Bought by
Seller's Agent
Karen Borden
Legend Realty
Buyer's Agent
Michelle Omenski
KW Huntsville
List Price
$474,900
Sold Price
$474,900
Views
74
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$11,641
Avg. Annual Appreciation
-9.45%
Original Mortgage
$386,568
Outstanding Balance
$385,828
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$77,431
Purchase Details
Listed on
Oct 21, 2023
Closed on
Nov 29, 2023
Sold by
Bought by
Seller's Agent
Susan Baldwin
Keller Williams Horizon
Buyer's Agent
Lisa Zibas
Keller Williams Horizon
List Price
$450,000
Sold Price
$450,000
Views
65
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.24%
Original Mortgage
$230,000
Interest Rate
7.63%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 19, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,888
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Closed on
Mar 6, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$322,245
Interest Rate
3.6%
Mortgage Type
VA
Purchase Details
Closed on
Jul 18, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,968
Interest Rate
3.82%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Gurley, AL
-
Debbie Hill
-
Ben Wales
Ben Wales
Gateway AL Realty Group LLC
(938) 666-1925
91 Total Sales
1 in Owens Cross Roads
$277,915 Price
-
Adrienne Brown
Adrienne Brown
Driem Homes Realty
(256) 870-2343
69 Total Sales
1 in Owens Cross Roads
$190,000 Price
-
Todd Hicks
Todd Hicks
Freedom Realty
(931) 910-2852
68 Total Sales
2 in Owens Cross Roads
$130K - $245K Price Range
-
Stevi Dixon
Stevi Dixon
Capstone Realty
(470) 615-5782
92 Total Sales
2 in Owens Cross Roads
$307K - $815K Price Range
-
Ada Handley
Ada Handley
Capstone Realty LLC Huntsville
(334) 697-8252
79 Total Sales
2 in Owens Cross Roads
$330K - $560K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $474,900 | None Listed On Document | ||
| $450,000 | None Listed On Document | ||
| $358,000 | None Available | ||
| $315,000 | None Available | ||
| $305,968 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $386,568 | ||
| Previous Owner | $263,500 | ||
| Previous Owner | $230,000 | ||
| Previous Owner | $370,888 | ||
| Previous Owner | $322,245 | ||
| Previous Owner | $270,968 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/04/2026 05/04/26 | Sold | $474,900 | +5.5% | $183 / Sq Ft | |
| 04/13/2026 04/13/26 | Off Market | $450,000 | -- | -- | |
| 03/27/2026 03/27/26 | Pending | -- | -- | -- | |
| 03/05/2026 03/05/26 | For Sale | $474,900 | +5.5% | $183 / Sq Ft | |
| 11/30/2023 11/30/23 | Sold | $450,000 | 0.0% | $175 / Sq Ft | View Prior Sale |
| 11/01/2023 11/01/23 | Pending | -- | -- | -- | |
| 10/21/2023 10/21/23 | For Sale | $450,000 | -- | $175 / Sq Ft |
Source: ValleyMLS.com
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,068 | $40,580 | $7,500 | $33,080 |
| 2024 | $2,215 | $39,020 | $7,500 | $31,520 |
| 2023 | $1,968 | $34,760 | $4,500 | $30,260 |
| 2022 | $1,892 | $30,380 | $4,500 | $25,880 |
| 2021 | $3,524 | $60,760 | $9,000 | $51,760 |
| 2020 | $1,633 | $28,970 | $4,500 | $24,470 |
| 2019 | $394 | $9,000 | $9,000 | $0 |
| 2018 | $0 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Borden
Seller's Agent in 2026
Karen Borden
Legend Realty
(256) 479-5788
116 Total Sales
-
Michelle Omenski
Buyer's Agent in 2026
Michelle Omenski
KW Huntsville
(256) 468-1527
155 Total Sales
-
Susan Baldwin
Seller's Agent in 2023
Susan Baldwin
Keller Williams Horizon
(256) 653-8999
344 Total Sales
-
Lisa Zibas
Buyer's Agent in 2023
Lisa Zibas
Keller Williams Horizon
(256) 426-9561
45 Total Sales
Map
Source: ValleyMLS.com
MLS Number: 21911339
APN: 19-08-33-0-000-055.010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
Copyright 2026 Valley MLS
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