$680,000
SOLD JUL 25, 2025
2 Beds
2 Baths
1,923 Sq Ft
5,344 Sq Ft Lot

Recently Sold

$354 Per Sq Ft

2% Above List Price

11 Days on Market

Highlights

  • Boat Dock
  • Golf Club
  • Canoe or Kayak Water Access
  • Beach
  • Home fronts navigable water
  • Fitness Center

About This Home

As of July 2025

Welcome to 704 Sydney Terrace, a beautifully maintained home tucked away on a quiet cul-de-sac in the vibrant, amenity-rich community of Heritage Harbour in Annapolis. Step inside to discover a bright and airy open floor plan where the living and dining rooms are enhanced by soaring vaulted ceilings, and dramatic, dimmer controlled, recessed lighting, creating an inviting and spacious atmosphere. The kitchen features crisp white cabinetry and stainless steel appliances, flowing seamlessly into the cozy family room with wide plank hardwood floors, skylights, and vaulted ceilings. From here, step into the showstopping sunroom wrapped in rich cedar wood paneling and flooded with natural light from multiple skylights, and fully climate controlled with a modern split system. Direct access to the patio and side yard for easy indoor-outdoor living. The primary suite is a peaceful retreat, complete with a spacious walk-in closet and a recently installed private en-suite bath. A second generously sized bedroom with large closets, stylish hall bath, convenient laundry/mudroom, and attached garage round out this inviting home.
As a resident of Heritage Harbour, you’ll enjoy access to an impressive array of amenities including a marina with boat slips, a community pier, and kayak/canoe storage. Take advantage of two resort-style pools one with a relaxing hot tub or stay active in the state-of-the-art fitness center. Hobbyists will love the fully equipped woodshop, while social butterflies can enjoy clubs and activities ranging from golf, tennis, and pickleball to community events and gatherings. Additional features include a cafe, a Par 3 golf course, newly renovated tennis courts, and a billiards room at the waterfront lodge.

Last Agent to Sell the Property

Joie White

Northrop Realty License #506248 Listed on: 06/19/2025

Northrop Realty

Last Buyer's Agent

Emily Marsh

Engel & Völkers Annapolis License #5010194

Engel & Völkers Annapolis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,359

Year Built

  • Built in 1991

Lot Details

  • 5,344 Sq Ft Lot
  • Home fronts navigable water
  • Backs To Open Common Area
  • No Through Street
  • Wooded Lot
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $267 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Woods
  • Garden

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,923 Sq Ft Home
  • Property has 1 Level
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Vinyl Clad Windows
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Sun or Florida Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Lake Privileges
  • Patio

Schools

  • Rolling Knolls Elementary School
  • Bates Middle School
  • Annapolis High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 020289290054394

Community Details

Overview

  • Active Adult
  • $2,075 Recreation Fee
  • Association fees include pier/dock maintenance, pool(s), recreation facility, sauna
  • Senior Community | Residents must be 55 or older
  • Heritage Harbour Community Association
  • Heritage Harbour Subdivision

Amenities

  • Fax or Copying Available
  • Transportation Service
  • Picnic Area
  • Common Area
  • Gift Shop
  • Sauna
  • Clubhouse
  • Billiard Room
  • Community Center
  • Meeting Room
  • Party Room
  • Community Library
  • Elevator

Recreation

  • Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Golf Club
  • Golf Course Membership Available
  • Tennis Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Indoor Pool
  • Community Spa

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,359

Year Built

Built in 1991

Lot Details

0

HOA Fees

$267 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 6/20/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 704 Sydney Terrace, a beautifully maintained home tucked away on a quiet cul-de-sac in the vibrant, amenity-rich community of Heritage Harbour in Annapolis. Step inside to discover a bright and airy open floor plan where the living and dining rooms are enhanced by soaring vaulted ceilings, and dramatic, dimmer controlled, recessed lighting, creating an inviting and spacious atmosphere. The kitchen features crisp white cabinetry and stainless steel appliances, flowing seamlessly into the cozy family room with wide plank hardwood floors, skylights, and vaulted ceilings. From here, step into the showstopping sunroom wrapped in rich cedar wood paneling and flooded with natural light from multiple skylights, and fully climate controlled with a modern split system. Direct access to the patio and side yard for easy indoor-outdoor living. The primary suite is a peaceful retreat, complete with a spacious walk-in closet and a recently installed private en-suite bath. A second generously sized bedroom with large closets, stylish hall bath, convenient laundry/mudroom, and attached garage round out this inviting home. As a resident of Heritage Harbour, you’ll enjoy access to an impressive array of amenities including a marina with boat slips, a community pier, and kayak/canoe storage. Take advantage of two resort-style pools one with a relaxing hot tub or stay active in the state-of-the-art fitness center. Hobbyists will love the fully equipped woodshop, while social butterflies can enjoy clubs and activities ranging from golf, tennis, and pickleball to community events and gatherings. Additional features include a café, a Par 3 golf course, newly renovated tennis courts, and a billiards room at the waterfront lodge.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Disposal, Refrigerator
  • Flooring Type: Ceramic Tile, Vinyl, Carpet, Hardwood
  • Interior Amenities: Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Eat-In, Primary Bath(s), Combination Dining/Living, Walk-In Closet(s), Wood Floors, Breakfast Area
  • Window Features: Screens, Skylights, Vinyl Clad
  • Fireplace: No
  • Door Features: Storm, Six Panel, Sliding Glass
  • Wall Ceiling Types: High, Vaulted Ceilings
  • Foundation Details: Other
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Foyer, Sun/Florida Room, Laundry
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1923
  • Living Area Sq Ft: 1923
  • Price Per Sq Ft: 345.81
  • Above Grade Finished Sq Ft: 1923
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 704

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick, Vinyl Siding
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Asphalt, Architectural Shingle
  • View: Trees/Woods, Garden/Lawn
  • Water Access Features: Private Access, Canoe/Kayak
  • Water Access: Yes
  • Water Body Name: South River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 267.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Billiard Room, Boat Dock/Slip, Club House, Common Grounds, Community Center, Elevator, Exercise Room, Fax/Copying, Gift Shop, Golf Club, Golf Course Membership Available, Hot Tub, Library, Meeting Room, Party Room, Picnic Area, Pier/Dock, Pool - Indoor, Pool - Outdoor, Retirement Community, Sauna, Security, Shuffleboard, Spa, Swimming Pool, Tennis Courts, Transportation Service, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Pool(s), Recreation Facility, Sauna
  • HOA Name: HERITAGE HARBOUR COMMUNITY ASSOCIATION
  • HOA: Yes
  • Senior Community Age Requirement: 55
  • Senior Community: Yes
  • Association Recreation Fee: 2075.00
  • Association Recreation Fee: Yes
  • Community Pool Features: Indoor, In Ground

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: ROLLING KNOLLS
  • Middle School: BATES
  • High School: ANNAPOLIS
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: ROLLING KNOLLS
  • High School: ANNAPOLIS
  • Middle Or Junior School: BATES

Lot Info

  • Land Use Code: R
  • Lot Features: Backs - Open Common Area, No Thru Street, Trees/Wooded
  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5344.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5359.00
  • Assessor Parcel Number: 020289290054394
  • Tax Lot: 12
  • Tax Total Finished Sq Ft: 1756
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025
  • Close Date: 07/25/2025

Multi Family

  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Jul 25, 2025
Sold by
Raymond W Sass Jr Revocable Trust and Sass Raymond W
Bought by
Kelly John H and Kelly Teresa H
Seller's Agent
Joie White
Northrop Realty
Buyer's Agent
Emily Marsh
Engel & Völkers Annapolis
List Price
$665,000
Sold Price
$680,000
Premium/Discount to List
$15,000
2.26%
Views
72

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-21.54%
Original Mortgage
$408,000
Outstanding Balance
$407,650
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$251,245

Purchase Details

Closed on
Nov 22, 2022
Sold by
Sass Raymond
Bought by
Raymond W Sass Jr Revocable Trust

Purchase Details

Listed on
May 15, 2018
Closed on
Jun 15, 2018
Sold by
Langdon Kevin Timothy and The Langdon Living Trust
Bought by
Cabot Barbara M
Seller's Agent
Dollie McKittrick
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Betty Jans
Berkshire Hathaway HomeServices PenFed Realty
Sold Price
$399,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.14%

Purchase Details

Closed on
Nov 24, 1996
Sold by
Langdon B Lewis
Bought by
Langdon Burton L and Langdon Doris A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $680,000 Eagle Title
Deed $680,000 Eagle Title
Deed -- --
Deed -- None Listed On Document
Deed $399,900 Capitol Title Ins Agency Inc
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $408,000 New Conventional
Closed $408,000 New Conventional
Previous Owner $365,000 New Conventional
Previous Owner $100,000 Unknown
Closed $0 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $680,000 +2.3% $354 / Sq Ft
06/19/2025 06/19/25 For Sale $665,000 +22.9% $346 / Sq Ft
04/22/2022 04/22/22 Sold $541,000 +5.0% $308 / Sq Ft
04/07/2022 04/07/22 For Sale $515,000 +28.8% $293 / Sq Ft
06/15/2018 06/15/18 Sold $399,900 0.0% $228 / Sq Ft
05/16/2018 05/16/18 Pending -- -- --
05/15/2018 05/15/18 Off Market $399,900 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,176 $494,033 -- --
2024 $5,176 $454,667 $0 $0
2023 $5,009 $415,300 $204,000 $211,300
2022 $4,770 $415,300 $204,000 $211,300
2021 $9,348 $415,300 $204,000 $211,300
2020 $4,570 $423,300 $214,000 $209,300
2019 $8,746 $402,467 $0 $0
2018 $3,870 $381,633 $0 $0
2017 $3,342 $360,800 $0 $0
2016 -- $350,467 $0 $0
2015 -- $340,133 $0 $0
2014 -- $329,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2118108

Bright MLS

APN: 02-892-90054394