7044 N 1225 W Monticello, IN 47960
Estimated payment $1,325/month
Highlights
- 126 Feet of Waterfront
- Open Floorplan
- Partially Wooded Lot
- Private Beach
- Vaulted Ceiling
- Backs to Open Ground
About This Home
Discover this 2-bedroom, 2-bath home with over 1,400 sq ft of comfortable living space—perfect as a weekend getaway or a year-round residence. The bright, open layout is designed for easy living and entertaining, with a main-level bedroom and nearby guest bath for added convenience. With a durable metal roof and plenty of space, this home is ready for your personal updates and finishing touches. Outside, a 40x30 pole barn offers ample storage for vehicles, boats, or hobbies. Just across the street, enjoy direct river access—ideal for fishing, kayaking, or simply unwinding by the water. Nearby, Oakdale Restaurant features a lively patio with live music all summer long. Location is key: only 10 minutes to Monticello, 10 minutes to Delphi, and 30 minutes to Lafayette. Whether you’re seeking a full-time residence or a peaceful retreat, this Monticello gem combines charm, convenience, and the best of Tippecanoe River living.
Listing Agent
Shelby Hicks
Redfin Listed on: 09/24/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,025
Year Built
- Built in 1940
Lot Details
- 126 Feet of Waterfront
- Private Beach
- Backs to Open Ground
- Partially Wooded Lot
Parking
- 3 Car Detached Garage
- Heated Garage
- Garage Door Opener
Home Design
- Loft
- Metal Siding
Interior Spaces
- 1.5-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Water Views
- Pull Down Stairs to Attic
Kitchen
- Laminate Countertops
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathtub With Separate Shower Stall
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Home Security
Outdoor Features
- Covered Deck
- Porch
Schools
- Delphi Community Elementary And Middle School
- Delphi High School
Utilities
- Central Air
- Heating System Uses Gas
- The river is a source of water for the property
- Well
Listing and Financial Details
- Assessor Parcel Number 08-04-33-000-250.000-011
Community Details
Amenities
- Community Fire Pit
- Laundry Facilities
Security
- Storm Doors
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $594 | $149,100 | $10,700 | $138,400 |
| 2023 | $418 | $149,100 | $10,700 | $138,400 |
| 2022 | $418 | $113,400 | $10,700 | $102,700 |
| 2021 | $5 | $54,600 | $10,700 | $43,900 |
| 2020 | $0 | $52,800 | $8,900 | $43,900 |
| 2019 | $0 | $50,700 | $8,900 | $41,800 |
| 2018 | $0 | $50,700 | $8,900 | $41,800 |
| 2017 | $0 | $50,400 | $8,900 | $41,500 |
| 2016 | -- | $54,400 | $12,900 | $41,500 |
| 2014 | -- | $53,800 | $12,900 | $40,900 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/28/2025 10/28/25 | Pending | -- | -- | -- | |
| 10/13/2025 10/13/25 | Price Changed | $219,500 | -4.5% | $155 / Sq Ft | |
| 10/10/2025 10/10/25 | Price Changed | $229,900 | -4.2% | $162 / Sq Ft | |
| 09/24/2025 09/24/25 | For Sale | $240,000 | +14.3% | $169 / Sq Ft | |
| 06/18/2021 06/18/21 | Sold | $210,000 | +10.5% | $148 / Sq Ft | View Prior Sale |
| 06/01/2021 06/01/21 | Pending | -- | -- | -- | |
| 05/14/2021 05/14/21 | For Sale | $190,000 | -- | $134 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Columbia Title Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $39,900 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $189,000 | New Conventional | |
| Previous Owner | $105,000 | New Conventional |
Source: Indiana Regional MLS
MLS Number: 202538743
APN: 08-04-33-000-250.000-011
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