NOT LISTED FOR SALE

7045 Derby Trail Cumming, GA 30040

Estimated Value: $613,000 - $654,000

3 Beds
3 Baths
2,131 Sq Ft
$297/Sq Ft Est. Value

Last Sold March 25, 2021

Last sale price $415,000 $195 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $3,664/month

Highlights

  • 1.14 Acre Lot
  • Deck
  • Traditional Architecture
  • Midway Elementary School Rated A
  • Rural View
  • Wood Flooring

About This Home

As of March 2021

This home is like new, it has been so well maintained! Within the last few years so many updates have taken place in this one including, siding and stone work, hvac system, all new windows and doors! Large inviting living room, updated kitchen, formal dining, master on main all with new hardwood flooring. Master bath has had complete remodel, all new paint throughout ! Large bedrooms up and super size bonus room could be 4th bedroom. Corner, level lot with new covered deck, grill connected to gas remains with home. Sought after schools & location!

Last Agent to Sell the Property

Missy Taylor

Your NGA Team Realty License #243761 Listed on: 02/01/2021

Last Buyer's Agent

KEITH A CAMPBELL

NOT A VALID MEMBER License #289212

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $479

Year Built

  • Built in 1990

Lot Details

  • 1.14 Acre Lot
  • Property fronts a county road
  • Landscaped
  • Corner Lot
  • Level Lot
  • Back and Front Yard

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Pillar, Post or Pier Foundation
  • Composition Roof
  • Cement Siding
  • Stone Siding

Interior Spaces

  • 2,131 Sq Ft Home
  • 2-Story Property
  • Roommate Plan
  • Tray Ceiling
  • Ceiling Fan
  • Awning
  • Insulated Windows
  • Two Story Entrance Foyer
  • Family Room with Fireplace
  • Great Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Bonus Room
  • Rural Views
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Gas Cooktop
  • Dishwasher
  • Stone Countertops
  • Wood Stained Kitchen Cabinets

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry in Garage

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Outdoor Gas Grill

Schools

  • Midway - Forsyth Elementary School
  • Desana Middle School
  • Denmark High School

Utilities

  • Forced Air Heating and Cooling System
  • Septic Tank
  • High Speed Internet

Community Details

  • Belmont Downs Subdivision

Listing and Financial Details

  • Tax Lot 42
  • Assessor Parcel Number 038 021

Home Details

Home Type

Single Family

Est. Annual Taxes

$479

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Standard Status: Closed
  • Property Type: Residential
  • MLS Status: Closed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Condition: Resale
  • Year Built: 1990
  • Levels Stories: Two
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Ceramic Tile, Hardwood
  • Fireplace Features: Family Room, Great Room
  • Number Of Fireplaces: 1
  • Appliances: Double Oven, Dishwasher, Gas Cooktop
  • Interior Amenities: Entrance Foyer 2 Story, Double Vanity, High Speed Internet, Tray Ceiling(s)
  • Basement: Crawl Space
  • Kitchen Features: Breakfast Room, Cabinets Stain, Stone Counters, Eat-in Kitchen
  • Common Walls: No Common Walls
  • Additional Rooms: Bonus Room, Great Room - 2 Story
  • Dining Room Features: Separate Dining Room
  • Square Footage: 2131.00
  • Spa Features: None
  • Window Features: Insulated Windows

Beds/Baths

  • Total Bedrooms: 3
  • Bedroom Features: Master on Main, Roommate Floor Plan
  • Main Bedrooms: 1
  • Total Bathrooms: 3
  • Total Full Baths: 3
  • Main Full Bathrooms: 2
  • Master Bathroom Features: Double Vanity, Soaking Tub, Separate Tub/Shower

Exterior Features

  • Construction Materials: Cement Siding, Stone
  • Roof Type: Composition
  • Patio And Porch Features: Covered, Deck, Front Porch
  • Exterior Features: Awning(s), Gas Grill
  • View: Rural
  • Foundation: Pillar/Post/Pier

Garage/Parking

  • Number of Garage Spaces: 2
  • Parking Features: Attached, Garage

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Security: Fire Alarm, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central, Electric, Forced Air
  • Laundry Features: In Garage, Laundry Room
  • Electric: None

Condo/Co-op/Association

  • Subdivision Complex: Belmont Downs

Lot Info

  • Acres: 1.1400
  • Lot: 42
  • Section G M D: 1
  • Plat Book: 26
  • Plat Page: 272
  • Lot Features: Back Yard, Corner Lot, Level, Landscaped, Front Yard
  • Parcel Number: 038 021
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 479.00
  • Tax Year: 2019

MLS Schools

  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Midway - Forsyth
  • High School: Denmark High School
  • Middle School: DeSana

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 8, 2024
Sold by
Campbell Keith A
Bought by
Duncan David and Duncan Brittany
Current Estimated Value
$632,006

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$636,500
Outstanding Balance
$626,032
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$5,974

Purchase Details

Listed on
Feb 1, 2021
Closed on
Mar 25, 2021
Sold by
Stone Donald E
Bought by
Campbell Keith A
Seller's Agent
Missy Taylor
Your NGA Team Realty
Buyer's Agent
KEITH A CAMPBELL
NOT A VALID MEMBER
List Price
$419,900
Sold Price
$415,000
Premium/Discount to List
-$4,900
-1.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Duncan David $670,000 None Listed On Document
Campbell Keith A $415,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Duncan David $636,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/25/2021 03/25/21 Sold $415,000 -1.2% $195 / Sq Ft
02/08/2021 02/08/21 Pending -- -- --
02/05/2021 02/05/21 For Sale $419,900 +1.2% $197 / Sq Ft
02/05/2021 02/05/21 Off Market $415,000 -- --
02/01/2021 02/01/21 For Sale $419,900 -- $197 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,274 $269,300 $62,244 $207,056
2024 $4,274 $197,152 $54,720 $142,432
2023 $3,675 $183,548 $60,192 $123,356
2022 $3,969 $132,512 $45,600 $86,912
2021 $478 $132,512 $45,600 $86,912
2020 $464 $117,436 $34,200 $83,236
2019 $468 $116,876 $34,200 $82,676
2018 $477 $105,920 $34,200 $71,720
2017 $479 $99,576 $34,200 $65,376
2016 $459 $86,036 $27,360 $58,676
2015 $453 $81,476 $22,800 $58,676
2014 $413 $76,716 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: First Multiple Listing Service (FMLS)

MLS Number: 6835111

First Multiple Listing Service (FMLS)

APN: 038-021