NOT LISTED FOR SALE

705 E Chicago St Elgin, IL 60120

Bluff City Neighborhood

Estimated Value: $272,000 - $303,215

3 Beds
2 Baths
1,356 Sq Ft
$211/Sq Ft Est. Value

Sale Details

Date Sold: April 4, 2025

Last sale price $269,900 $199 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,919 / mo

29 Days on Market

Highlights

  • Recreation Room
  • Formal Dining Room
  • 2 Car Detached Garage
  • Wood Flooring
  • Stainless Steel Appliances
  • Living Room

About This Home

As of April 2025

BEAUTIFUL, BUNGALOW ON ELGIN's EAST SIDE!! 3 BR, 2 BATH home has so much to offer! Nice size home in a great location! Updated kitchen with tons of cabinet space and stainless steel appliances! Gorgeous woodwork throughout the home! Partially finished basement with extra living space! Enjoy your front porch on those summer nights! Recently installed fully fenced-in yard! All of this is located near downtown Elgin, Lords Park, Route 20 and so much more! Walking distance to Lords Park. This property has endless possibilities. Hurry and schedule your showing today! Tenant occupied. Tenants will be moving out soon.

Last Agent to Sell the Property

Matt Lysien

Suburban Life Realty, Ltd License #471003181 Listed on: 01/15/2025

Last Buyer's Agent

Juan Tamayo

Better Homes and Gardens License #475205534

Better Homes and Gardens

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,802

Year Built

  • Built in 1956

Lot Details

  • 16,771 Sq Ft Lot
  • Lot Dimensions are 81x186
  • Fenced
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof

Interior Spaces

  • 1,356 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Laundry Room

Kitchen

  • Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Porcelain Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • Lords Park Elementary School
  • Ellis Middle School
  • Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,802

Year Built

Built in 1956

Lot Details

0.39 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1956
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Humidifier
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Hardwood Floors, Separate Dining Room
  • LivingArea: 1356
  • Other Equipment: Ceiling Fan(s), Sump Pump
  • Room Type: Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Fencing: Fenced
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, On Site, Garage Owned, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lords Park Elementary School
  • High School: Elgin High School
  • Middle/Junior School: Ellis Middle School

Lot Info

  • Lot Size Acres: 0.385
  • Lot Dimensions: 81X186
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4802.32
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 15, 2025
Closed on
Mar 7, 2025
Sold by
Villa Francisco
Bought by
Espinoza Veronica Vasquez and Diaz Veronica
Seller's Agent
Matt Lysien
Suburban Life Realty, Ltd
Buyer's Agent
Juan Tamayo
Better Homes and Gardens
List Price
$269,900
Sold Price
$269,900
Views
6044
Current Estimated Value
$286,304

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,404
Avg. Annual Appreciation
5.51%
Original Mortgage
$265,010
Outstanding Balance
$262,611
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
$23,693

Purchase Details

Listed on
Jan 11, 2013
Closed on
Jan 29, 2013
Sold by
Fannie Mae
Bought by
Villa Francisco
Seller's Agent
Kim DeVincentis
Capital Asset Group Inc.
Buyer's Agent
Matt Lysien
Suburban Life Realty, Ltd
List Price
$49,900
Sold Price
$45,200
Premium/Discount to List
-$4,700
-9.42%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.84%

Purchase Details

Closed on
Nov 20, 2012
Sold by
Garcia
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jan 26, 2012
Sold by
Garcia Teresa
Bought by
Colin Garcia Brenda J

Purchase Details

Closed on
Jul 2, 2007
Sold by
Ballschmiede Marilyn J
Bought by
Garcia Teresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
6.42%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Espinoza Veronica Vasquez $270,000 Fidelity National Title
Villa Francisco $45,500 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- None Available
Colin Garcia Brenda J -- None Available
Garcia Teresa $135,000 Attorneys Title Guaranty Fun
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Espinoza Veronica Vasquez $265,010
Previous Owner Garcia Teresa $128,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/04/2025 04/04/25 Sold $269,900 0.0% $199 / Sq Ft
02/13/2025 02/13/25 Pending -- -- --
01/15/2025 01/15/25 For Sale $269,900 +497.1% $199 / Sq Ft
02/13/2013 02/13/13 Sold $45,200 -9.4% $33 / Sq Ft View Prior Sale
01/18/2013 01/18/13 Pending -- -- --
01/11/2013 01/11/13 For Sale $49,900 -- $37 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,802 $23,000 $11,749 $11,251
2024 $4,802 $20,000 $6,714 $13,286
2023 $4,638 $20,000 $6,714 $13,286
2022 $4,638 $20,000 $6,714 $13,286
2021 $3,934 $14,746 $4,615 $10,131
2020 $3,987 $14,746 $4,615 $10,131
2019 $4,027 $16,569 $4,615 $11,954
2018 $3,420 $13,500 $4,196 $9,304
2017 $3,429 $13,500 $4,196 $9,304
2016 $3,506 $13,500 $4,196 $9,304
2015 $4,293 $14,843 $3,776 $11,067
2014 $5,051 $14,843 $3,776 $11,067
2013 $4,885 $14,843 $3,776 $11,067
Source: Public Records

Agents Affiliated with this Home

  • Matt Lysien

    Seller's Agent in 2025

    Matt Lysien

    Suburban Life Realty, Ltd

    (847) 309-6939

    6 in this area

    515 Total Sales

    Matt Lysien
    Section Image

  • J

    Buyer's Agent in 2025

    Juan Tamayo

    Better Homes and Gardens

    (708) 420-1030

    1 in this area

    67 Total Sales

    Juan Tamayo
    Section Image

  • K

    Seller's Agent in 2013

    Kim DeVincentis

    Capital Asset Group Inc.

    Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12270079

Midwest Real Estate Data (MRED)

APN: 06-18-301-031-0000

Illinois Cook County Elgin 60120 Bluff City

705 E Chicago St, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.