Seller's Agent in 2021
Sandra Klein
Long & Foster
(410) 459-0044
8 in this area
88 Total Sales
705 Ruddy Ct Havre de Grace, MD 21078
Estimated Value: $432,000 - $515,000
4
Beds
2.5
Baths
3,042
Sq Ft
$157/Sq Ft
Est. Value
Highlights
- View of Trees or Woods
- Deck
- Stream or River on Lot
- Colonial Architecture
- Recreation Room
- Wooded Lot
About This Home
As of January 2021Nicely Maintained Front Porch Colonial in Havre de Grace. The Two Story Foyer opens to a Powder Room and Main Level Laundry Room. There is both a Formal Living Room and Dining Room. The Spacious Kitchen has Atrium Doors from the Eating Area to the Deck. The Family Room off the Kitchen has Circle Top Windows and a Ceiling Fan. Upper Level includes a Primary Bedroom with Hardwood Floors, Ceiling Fan and Primary Bath. Three Additional Bedrooms and Hall Bath complete the Upstairs. The Finished Lower Level has a Rec Room with Slider Level Walkout to a Wooded Yard with a Creek running through it. The HVAC system has just been installed and Rec Room has fresh paint & New Carpet. THIS IS A MUST SEE FANNIE MAE HOMEPATH PROPERTY.
Last Agent to Sell the Property
(410) 459-0044 sandie.klein@longandfoster.com Long & Foster Real Estate, Inc. License #24423 Listed on: 12/08/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,950
Year Built
- Built in 1992
Lot Details
- 0.25 Acre Lot
- Cul-De-Sac
- Wooded Lot
- Backs to Trees or Woods
- Property is in good condition
- Property is zoned R1
HOA Fees
- $12 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
Property Views
- Woods
- Creek or Stream
Home Design
- Colonial Architecture
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Skylights
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Recreation Room
- Carpet
- Laundry on main level
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
Finished Basement
- Walk-Out Basement
- Exterior Basement Entry
Outdoor Features
- Stream or River on Lot
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- Conway Property Management HOA, Phone Number (410) 879-9655
- Grace Harbour Subdivision
Listing and Financial Details
- Tax Lot 125
- Assessor Parcel Number 1306046282
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 8, 2020
Closed on
Dec 28, 2020
Sold by
Federal National Mortgage Association
Bought by
Briscoe Donnell L and Briscoe Natalia S
Seller's Agent
Sandra Klein
Long & Foster Real Estate, Inc.
Buyer's Agent
Marcelle Hodges
Garceau Realty
List Price
$299,900
Sold Price
$310,000
Premium/Discount to List
$10,100
3.37%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$166,669
Avg. Annual Appreciation
9.26%
Original Mortgage
$310,000
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Closed on
May 6, 2020
Sold by
Cruz Wilfredo J and Cruz Francis M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Mar 8, 2017
Sold by
Cruz Wilfedo J and Cruz Francis M
Bought by
Cruz Wilfredo J
Purchase Details
Closed on
Jun 9, 2005
Sold by
Welch S Ra E
Bought by
Cruz Wilfredo J and Cruz Francis M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,000
Interest Rate
6.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Aug 13, 2001
Sold by
Mathews Michael K
Bought by
Welch Sandra E
Purchase Details
Closed on
Dec 4, 1998
Sold by
Mathews Michael K
Bought by
Mathews Michael K
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Briscoe Donnell L | $310,000 | Certified Title Corporartion | |
| Federal National Mortgage Association | -- | None Available | |
| Cruz Wilfredo J | -- | Powerhouse Title Group Llc | |
| Cruz Wilfredo J | $315,000 | -- | |
| Welch Sandra E | $178,000 | -- | |
| Mathews Michael K | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Briscoe Donnell L | $310,000 | |
| Previous Owner | Cruz Wilfredo J | $252,000 | |
| Previous Owner | Cruz Wilfredo J | $63,000 | |
| Closed | Welch Sandra E | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/28/2021 01/28/21 | Sold | $310,000 | 0.0% | $102 / Sq Ft |
| 12/21/2020 12/21/20 | Pending | -- | -- | -- |
| 12/14/2020 12/14/20 | Off Market | $310,000 | -- | -- |
| 12/08/2020 12/08/20 | For Sale | $299,900 | -- | $99 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,795 | $313,000 | $0 | $0 |
| 2024 | $2,795 | $293,200 | $90,300 | $202,900 |
| 2023 | $2,666 | $279,633 | $0 | $0 |
| 2022 | $2,536 | $266,067 | $0 | $0 |
| 2021 | $3,007 | $252,500 | $90,300 | $162,200 |
| 2020 | $2,530 | $251,533 | $0 | $0 |
| 2019 | $2,520 | $250,567 | $0 | $0 |
| 2018 | $0 | $249,600 | $94,000 | $155,600 |
| 2017 | $2,488 | $249,600 | $0 | $0 |
| 2016 | -- | $249,600 | $0 | $0 |
| 2015 | $2,565 | $252,400 | $0 | $0 |
| 2014 | $2,565 | $252,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Sandra Klein
-
Marcelle Hodges
Buyer's Agent in 2021
Marcelle Hodges
Garceau Realty
(443) 356-5602
2 in this area
31 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR254728
APN: 06-046282
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