$532,500
SOLD MAR 20, 2025

7050 Derby Trail Cumming, GA 30040

5 Beds
4 Baths
2,747 Sq Ft
1.01 Acres

Recently Sold

$194 Per Sq Ft

3% Below List Price

12 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • Solid Surface Countertops
  • Midway Elementary School Rated A
  • Loft
  • No HOA

About This Home

As of March 2025

Discover your dream home at 7050 Derby Trl, Cumming, GA 30040! This unique tri-level residence offers spacious living with 5 bedrooms, 2 full bathrooms, and 2 half bathrooms, perfect for growing families or those who love to entertain. Key Features: - Distinctive three-level floor plan - 5 bedrooms for ample space and privacy - 2 full bathrooms and 2 half bathrooms for convenience - Modern kitchen with stainless steel appliances and elegant granite countertops - Cozy fireplace in the living room, ideal for chilly evenings - Two inviting decks - one on the main level and another on the second level - perfect for outdoor relaxation and entertaining Nestled on a generous 1-acre lot, this home provides an abundance of outdoor space. Enjoy a sprawling front yard and a expansive backyard, offering endless possibilities for gardening, outdoor activities, or simply basking in nature. The thoughtful layout and premium features of this home create a perfect blend of comfort and style. Whether you're hosting gatherings on one of the two decks or enjoying quiet evenings by the fireplace, this home is designed for modern living at its finest. Don't miss the opportunity to make this exceptional property your new home. Schedule a viewing today and experience the charm of 7050 Derby Trl for yourself!

Last Agent to Sell the Property

Kennedi Washington

WM Realty LLC License #420143 Listed on: 01/22/2025

Last Buyer's Agent

Tracey Craft

Ansley RE|Christie's Int'l RE License #329145

Ansley RE|Christie's Int'l RE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,548

Year Built

  • Built in 1989

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,747 Sq Ft Home
  • 3-Story Property
  • Family Room with Fireplace
  • Formal Dining Room
  • Loft
  • Bonus Room

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on upper level

Schools

  • Midway Elementary School
  • Vickery Creek Middle School
  • West Forsyth High School

Utilities

  • Forced Air Heating and Cooling System
  • Septic Tank

Additional Features

  • Deck
  • 1.01 Acre Lot

Community Details

  • No Home Owners Association
  • Belmont Downs Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,548

Year Built

Built in 1989

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • Upper Level Half Bathroom: 1
  • Financing Type: Conventional
  • Levels: Three Or More
  • Lot Size Acres: 1.01
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2747
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 5
  • Dining Room Features: Separate Room
  • Basement: None
  • Total Finished Sq Ft: 2747
  • Above Grade Finished Sq Ft: 2747
  • Interior Amenities: Other
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Fireplace Features: Family Room
  • Flooring: Carpet, Vinyl
  • Kitchen Features: Pantry, Solid Surface Counters
  • Price Per Square Foot: 200.218

Beds/Baths

  • Upper Level Full Bathrooms: 2

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Vinyl Siding
  • Foundation Details: Slab
  • Lot Features: None
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Attached, Garage
  • ParkingTotal: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Laundry Features: In Hall, Upper Level
  • Sewer: Septic Tank
  • Utilities: None
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Midway
  • High School: West Forsyth
  • Middle School: Vickery Creek
  • Elementary School: Midway
  • Middle School: Vickery Creek
  • High School: West Forsyth

Lot Info

  • Deed Book: 9913
  • Deed Page: 187

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4548

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2025
Closed on
Mar 5, 2025
Sold by
Joint Co Ltd
Bought by
Brown Nicholas and Brown Abbey
Seller's Agent
Kennedi Washington
WM Realty LLC
Buyer's Agent
Tracey Craft
Ansley RE|Christie's Int'l RE
List Price
$550,000
Sold Price
$532,500
Premium/Discount to List
-$17,500
-3.18%
Views
37
Current Estimated Value
$545,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,441
Avg. Annual Appreciation
5.01%
Original Mortgage
$479,250
Outstanding Balance
$476,807
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$69,134

Purchase Details

Closed on
Jan 29, 2021
Sold by
Open House Atlanta Realty & Investments
Bought by
Joint Co Ltd

Purchase Details

Listed on
Aug 28, 2019
Closed on
Sep 27, 2019
Sold by
Srp Sub Llc
Bought by
Open House Atlanta Realty & Investments
Seller's Agent
THE KURZNER GROUP
Resideum Real Estate
Buyer's Agent
Joe Hockaday
Atlanta Communities
List Price
$324,900
Sold Price
$293,000
Premium/Discount to List
-$31,900
-9.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.95%

Purchase Details

Closed on
Feb 8, 2018
Sold by
2018 1 Ih Borrower Lp
Bought by
Srp Sub Llc

Purchase Details

Closed on
Jun 30, 2014
Sold by
Colfin Ai Ga 1 Llc
Bought by
Cah 2014 2 Borrower Llc

Purchase Details

Closed on
Mar 5, 2013
Sold by
Macias Midelvia
Bought by
Colfin Ai Ga 1 Llc

Purchase Details

Closed on
May 16, 2003
Sold by
Macias Arthur
Bought by
Macias Midelvia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
8.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 22, 1999
Sold by
Sherrill David M
Bought by
Macias Arthur and Macias Midelvia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
7.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 1998
Sold by
Quinn George F and Quinn Carroll M
Bought by
Sherrill David M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,200
Interest Rate
6.58%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 26, 1994
Sold by
Daniel Roger E and Daniel Ellen R
Bought by
Quinn George F and Quinn Carroll M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
8.24%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $532,500 None Listed On Document
Special Warranty Deed $532,500 None Listed On Document
Warranty Deed $395,000 --
Warranty Deed $293,000 --
Limited Warranty Deed -- --
Limited Warranty Deed -- --
Foreclosure Deed $187,300 --
Quit Claim Deed -- --
Deed $190,000 --
Deed $164,000 --
Deed $145,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $479,250 New Conventional
Closed $479,250 New Conventional
Previous Owner $207,000 Stand Alone Second
Previous Owner $180,000 New Conventional
Previous Owner $150,000 New Conventional
Previous Owner $131,200 New Conventional
Previous Owner $60,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/20/2025 03/20/25 Sold $532,500 -3.2% $194 / Sq Ft
02/03/2025 02/03/25 Pending -- -- --
01/22/2025 01/22/25 For Sale $550,000 0.0% $200 / Sq Ft
09/16/2021 09/16/21 Rented $2,100 0.0% --
09/16/2021 09/16/21 Under Contract -- -- --
09/09/2021 09/09/21 For Rent $2,100 0.0% --
09/27/2019 09/27/19 Sold $293,000 -9.8% $107 / Sq Ft
09/06/2019 09/06/19 Pending -- -- --
08/28/2019 08/28/19 For Sale $324,900 -- $118 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,548 $195,816 $55,148 $140,668
2024 $4,548 $185,472 $48,480 $136,992
2023 $4,074 $165,528 $53,328 $112,200
2022 $3,839 $112,084 $30,300 $81,784
2021 $3,095 $112,084 $30,300 $81,784
2020 $3,095 $112,084 $30,300 $81,784
2019 $3,100 $112,084 $30,300 $81,784
2018 $2,934 $106,112 $30,300 $75,812
2017 $2,674 $96,356 $30,300 $66,056
2016 $2,506 $90,296 $24,240 $66,056
2015 $2,398 $86,256 $20,200 $66,056
2014 $1,983 $79,636 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10444421

Georgia MLS

APN: 038-041