Seller's Agent in 2025
Deric Beckett
BHHS PenFed (actual)
(443) 864-2799
1 in this area
203 Total Sales
706 Saint James Terrace Havre de Grace, MD 21078
3
Beds
1
Bath
1,026
Sq Ft
8,750
Sq Ft Lot
Highlights
- Traditional Floor Plan
- Wood Flooring
- Attic
- Rambler Architecture
- Main Floor Bedroom
- No HOA
About This Home
As of October 2025Single family rancher on a corner lot with a fenced backyard, large unfinished basement and a ton of potential. Needs work and sold as is but well worth the time and the effort. This gem is priced to sell. Check the comps. Located on a quiet street with only local traffic. This would make an excellent addition to a rental portfolio for the long term, a great opportunity to fix an flip for the short term and provide instant sweat equity for the owner occupant looking to build wealth. There is something for everyone here. Don't miss your opportunity.
Last Agent to Sell the Property
(443) 864-2799 ivegotadeal4you@yahoo.com Berkshire Hathaway HomeServices PenFed Realty License #531319 Listed on: 06/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,818
Year Built
- Built in 1962
Lot Details
- 8,750 Sq Ft Lot
- Property is in below average condition
- Property is zoned R1
Parking
- Off-Street Parking
Home Design
- Rambler Architecture
- Brick Foundation
- Asphalt Roof
- Aluminum Siding
- Brick Front
Interior Spaces
- Property has 1 Level
- Traditional Floor Plan
- Ceiling Fan
- Living Room
- Wood Flooring
- Storm Doors
- Country Kitchen
- Attic
- Basement
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 1 Full Bathroom
Outdoor Features
- Shed
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- St James Terrace Subdivision
Listing and Financial Details
- Tax Lot 1
- Assessor Parcel Number 1306033202
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 1, 2025
Closed on
Oct 1, 2025
Sold by
Metropolitan Life Insurance Company
Bought by
Padovani Antonio
Seller's Agent
Deric Beckett
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Tracy McCullough
Remax Vision
List Price
$254,900
Sold Price
$244,900
Premium/Discount to List
-$10,000
-3.92%
Views
348
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.57%
Original Mortgage
$237,553
Outstanding Balance
$237,332
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$11,857
Purchase Details
Closed on
May 29, 2025
Sold by
Blackstone Kyle
Bought by
Metropolitan Life Insurance Company
Purchase Details
Closed on
Jun 5, 2007
Sold by
Bosze Roger L
Bought by
Swartz David
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,314
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 30, 2007
Sold by
Bosze Roger L
Bought by
Swartz David
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,314
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 22, 1997
Sold by
Sica Frank J and Sica Wf
Bought by
Bosze Roger L and Bosze Linda S
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $244,900 | None Listed On Document | |
| Trustee Deed | $259,000 | None Listed On Document | |
| Trustee Deed | $259,000 | None Listed On Document | |
| Deed | $215,000 | -- | |
| Deed | $215,000 | -- | |
| Deed | $99,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $237,553 | New Conventional | |
| Previous Owner | $213,314 | Purchase Money Mortgage | |
| Previous Owner | $213,314 | Purchase Money Mortgage | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/17/2025 10/17/25 | Sold | $244,900 | 0.0% | $239 / Sq Ft |
| 09/17/2025 09/17/25 | Pending | -- | -- | -- |
| 09/13/2025 09/13/25 | Price Changed | $244,900 | -3.9% | $239 / Sq Ft |
| 08/28/2025 08/28/25 | For Sale | $254,900 | 0.0% | $248 / Sq Ft |
| 07/24/2025 07/24/25 | Pending | -- | -- | -- |
| 07/02/2025 07/02/25 | Price Changed | $254,900 | -3.8% | $248 / Sq Ft |
| 06/01/2025 06/01/25 | For Sale | $264,900 | -- | $258 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,769 | $195,000 | $0 | $0 |
| 2024 | $1,769 | $185,600 | $77,100 | $108,500 |
| 2023 | $1,694 | $177,733 | $0 | $0 |
| 2022 | $1,619 | $169,867 | $0 | $0 |
| 2021 | $1,629 | $162,000 | $77,100 | $84,900 |
| 2020 | $1,629 | $162,000 | $77,100 | $84,900 |
| 2019 | $1,629 | $162,000 | $77,100 | $84,900 |
| 2018 | $1,689 | $169,400 | $87,200 | $82,200 |
| 2017 | $1,689 | $169,400 | $0 | $0 |
| 2016 | -- | $169,400 | $0 | $0 |
| 2015 | $1,743 | $171,000 | $0 | $0 |
| 2014 | $1,743 | $171,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Deric Beckett
-
Tracy McCullough
Buyer's Agent in 2025
Tracy McCullough
RE/MAX
(443) 309-7405
5 in this area
194 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2043566
APN: 06-033202
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