$244,900

706 Saint James Terrace Havre de Grace, MD 21078

Estimated payment $1,540/month

Total Views 12,540
3 Beds
1 Bath
1,026 Sq Ft
$239 Price per Sq Ft

Highlights

  • Traditional Floor Plan
  • Wood Flooring
  • Attic
  • Rambler Architecture
  • Main Floor Bedroom
  • No HOA

About This Home

Single family rancher on a corner lot with a fenced backyard, large unfinished basement and a ton of potential. Needs work and sold as is but well worth the time and the effort. This gem is priced to sell. Check the comps. Located on a quiet street with only local traffic. This would make an excellent addition to a rental portfolio for the long term, a great opportunity to fix an flip for the short term and provide instant sweat equity for the owner occupant looking to build wealth. There is something for everyone here. Don't miss your opportunity.

Listing Agent

Deric Beckett

(443) 864-2799 ivegotadeal4you@yahoo.com Berkshire Hathaway HomeServices PenFed Realty License #531319 Listed on: 06/01/2025

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,818

Year Built

  • Built in 1962

Lot Details

  • 8,750 Sq Ft Lot
  • Property is in below average condition
  • Property is zoned R1

Parking

  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Brick Foundation
  • Asphalt Roof
  • Aluminum Siding
  • Brick Front

Interior Spaces

  • Property has 1 Level
  • Traditional Floor Plan
  • Ceiling Fan
  • Living Room
  • Wood Flooring
  • Storm Doors
  • Country Kitchen
  • Attic
  • Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • St James Terrace Subdivision

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1306033202

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,818

Year Built

Built in 1962

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1962
  • Building Winterized: Yes
  • Remarks Public: Single family rancher on a corner lot with a fenced backyard, large unfinished basement and a ton of potential. Needs work and sold as is but well worth the time and the effort. This gem is priced to sell. Check the comps. Located on a quiet street with only local traffic. This would make an excellent addition to a rental portfolio for the long term, a great opportunity to fix an flip for the short term and provide instant sweat equity for the owner occupant looking to build wealth. There is something for everyone here. Don't miss your opportunity.
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Attic, Kitchen - Country, Entry Level Bedroom, Wood Floors, Floor Plan - Traditional
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Brick/Mortar
  • Levels Count: 1
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Attic
  • Basement: Yes
  • Total Sq Ft: 2052
  • Living Area Sq Ft: 1026
  • Price Per Sq Ft: 238.69
  • Above Grade Finished Sq Ft: 1026
  • Below Grade Sq Ft: 1026
  • Total Below Grade Sq Ft: 1026
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 706

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding, Brick Front
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Central, Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Land Use Code: R
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8750.00
  • Property Condition: Below Average
  • Year Assessed: 2025
  • Zoning: R1
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2818.00
  • Assessor Parcel Number: 1306033202
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 1026
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,769 $195,000 $0 $0
2024 $1,769 $185,600 $77,100 $108,500
2023 $1,694 $177,733 $0 $0
2022 $1,619 $169,867 $0 $0
2021 $1,629 $162,000 $77,100 $84,900
2020 $1,629 $162,000 $77,100 $84,900
2019 $1,629 $162,000 $77,100 $84,900
2018 $1,689 $169,400 $87,200 $82,200
2017 $1,689 $169,400 $0 $0
2016 -- $169,400 $0 $0
2015 $1,743 $171,000 $0 $0
2014 $1,743 $171,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/13/2025 09/13/25 Price Changed $244,900 -3.9% $239 / Sq Ft
08/28/2025 08/28/25 For Sale $254,900 0.0% $248 / Sq Ft
07/24/2025 07/24/25 Pending -- -- --
07/02/2025 07/02/25 Price Changed $254,900 -3.8% $248 / Sq Ft
06/01/2025 06/01/25 For Sale $264,900 -- $258 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Trustee Deed $259,000 None Listed On Document
Trustee Deed $259,000 None Listed On Document
Deed $215,000 --
Deed $215,000 --
Deed $99,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $230,056 FHA
Previous Owner $215,708 Stand Alone Refi Refinance Of Original Loan
Previous Owner $213,314 Purchase Money Mortgage
Previous Owner $213,314 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDHR2043566

Bright MLS

APN: 06-033202