NOT LISTED FOR SALE

707 Ridge Rd Finksburg, MD 21048

Estimated Value: $631,000 - $755,436

5 Beds
3.5 Baths
4,572 Sq Ft
$151/Sq Ft Est. Value

Last Sold June 05, 2019

Last sale price $405,000 $89 Per Sq Ft

Est. 74% increase in value since last sale

Current estimated payment $4,317/month

3 Days on Market

Highlights

  • 2.5 Acre Lot
  • Open Floorplan
  • Contemporary Architecture
  • Sandymount Elementary School Rated A-
  • Deck
  • Private Lot

About This Home

As of June 2019

Over 4500 square feet of turnkey, bright and open space on 2.5 acres. Five bedrooms and 31/2 baths completely updated with 3 fireplaces. Great floorplan offers Large update kitchen with Granite and Stainless Steel Appliances connected to huge Family room with Pellet Stove and Sliders to large deck and spacious Sun Room to enjoy the outdoors year round.

Last Agent to Sell the Property

Kelley Dunn-Feliz

Long & Foster Real Estate, Inc. License #625572 Listed on: 05/01/2019

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Nicole Callender

Keller Williams Realty Delmarva License #597764

Keller Williams Realty Delmarva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,360

Year Built

  • Built in 1986 | Remodeled in 2006

Lot Details

  • 2.5 Acre Lot
  • Southwest Facing Home
  • Landscaped
  • Private Lot
  • Level Lot
  • Backs to Trees or Woods
  • Back and Front Yard
  • Property is in very good condition

Parking

  • 2 Car Direct Access Garage
  • 4 Open Parking Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Rambler Architecture
  • Composition Roof
  • Aluminum Siding
  • Active Radon Mitigation

Interior Spaces

  • Property has 2.5 Levels
  • Open Floorplan
  • Wet Bar
  • Two Story Ceilings
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 3 Fireplaces
  • Self Contained Fireplace Unit Or Insert
  • Double Pane Windows
  • Bay Window
  • Window Screens
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • Bonus Room
  • Garden Views
  • Basement Fills Entire Space Under The House

Kitchen

  • Double Oven
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Trash Compactor

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Home Security

  • Motion Detectors
  • Storm Windows
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed
  • Porch

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Baseboard Heater
  • Well
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 3
  • Assessor Parcel Number 0704037367

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,360

Year Built

Built in 1986 | Remodeled in 2006

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2019-05-04
  • Federal Flood Zone: No
  • Year Built: 1986
  • Year Renovated: 2006
  • Remarks Public: Over 4500 square feet of turnkey, bright and open space on 2.5 acres. Five bedrooms and 31/2 baths completely updated with 3 fireplaces. Great floorplan offers Large update kitchen with Granite and Stainless Steel Appliances connected to huge Family room with Pellet Stove and Sliders to large deck and spacious Sun Room to enjoy the outdoors year round.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Built-In Microwave, Dryer - Front Loading, Oven - Double, Oven/Range - Electric, Trash Compactor, Washer - Front Loading
  • Entry Floor: 1
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Laminated, Wood, Vinyl
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Skylight(s), Wet/Dry Bar, Wood Floors
  • Window Features: Bay/Bow, Double Pane, Screens, Skylights, Storm
  • Fireplace Features: Insert
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Door Features: Sliding Glass, French
  • Wall Ceiling Types: 2 Story Ceilings, Dry Wall
  • Foundation Details: Active Radon Mitigation
  • Levels Count: 2.5
  • Room Count: 5
  • Room List: Bonus Room
  • Basement: Yes
  • Basement Type: Full
  • Laundry Type: Main Floor
  • Total Sq Ft: 4788
  • Living Area Sq Ft: 4572
  • Price Per Sq Ft: 143.94
  • Above Grade Finished Sq Ft: 2772
  • Below Grade Finished Sq Ft: 1800
  • Below Grade Sq Ft: 216
  • Total Below Grade Sq Ft: 2016
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 707

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Aluminum Siding
  • Exterior Features: Exterior Lighting
  • Roof: Composite
  • Spa: No
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Open Parking Spaces Count: 4
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Inside Access, Additional Storage Area, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 273.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Zoned
  • Monthly Average Electric: 250
  • Previous Twelve Months Electric Expense: 3000.00
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Security: Carbon Monoxide Detector(s), Smoke Detector, Main Entrance Lock, Motion Detectors
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Utilities: Cable Tv
  • Water Source: Private, Filter, Well
  • Municipal Trash: No

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139051837
  • School District Source: 3rd Party
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 246800.00
  • Land Assessed Value: 148000.00
  • Land Use Code: 010
  • Lot Features: Backs To Trees, Front Yard, Landscaping, Level, Private, Rear Yard
  • Lot Size Acres: 2.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 108900.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2018
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11436733
  • Tax Annual Amount: 4360.00
  • Assessor Parcel Number: 0704037367
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 4572
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 06/05/2019

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2019
Closed on
Jun 5, 2019
Sold by
Spicher Frank A and Spicher Sharon M
Bought by
Ranocchia Bryan and Ranocchi Ashley N
Seller's Agent
Kelley Dunn-Feliz
Long & Foster Real Estate, Inc.
Buyer's Agent
Nicole Callender
Keller Williams Realty Delmarva
List Price
$399,000
Sold Price
$405,000
Premium/Discount to List
$6,000
1.5%
Current Estimated Value
$705,615

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$300,615
Avg. Annual Appreciation
8.95%
Original Mortgage
$397,664
Interest Rate
3.99%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 15, 2011
Closed on
Feb 27, 2012
Sold by
Dodge James Andrew and Dodge Lynn Elaine Gorman
Bought by
Spicher Frank A and Spicher Sharon M
Seller's Agent
Liz Dannettel
Long & Foster Real Estate, Inc.
Buyer's Agent
John Wildesen
Berkshire Hathaway HomeServices Homesale Realty
List Price
$365,000
Sold Price
$355,000
Premium/Discount to List
-$10,000
-2.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.83%
Original Mortgage
$335,000
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 26, 1985
Sold by
Dewco Homes Inc
Bought by
Dodge James Andrew
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ranocchia Bryan $405,000 Endeavor Title Llc
Spicher Frank A $355,000 Tower Title Services
Dodge James Andrew $23,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ranocchia Ashley N $389,493
Closed Ranocchia Ashley N $12,535
Closed Ranocchia Bryan $397,664
Previous Owner Spicher Frank A $43,000
Previous Owner Spicher Frank A $335,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/05/2019 06/05/19 Sold $405,000 +1.5% $89 / Sq Ft
05/06/2019 05/06/19 Pending -- -- --
05/02/2019 05/02/19 For Sale $399,000 -1.5% $87 / Sq Ft
05/01/2019 05/01/19 Off Market $405,000 -- --
02/27/2012 02/27/12 Sold $355,000 -2.7% $128 / Sq Ft
12/20/2011 12/20/11 Pending -- -- --
12/01/2011 12/01/11 For Sale $365,000 +2.8% $132 / Sq Ft
12/01/2011 12/01/11 Off Market $355,000 -- --
10/31/2011 10/31/11 Price Changed $365,000 -3.9% $132 / Sq Ft
09/10/2011 09/10/11 Price Changed $380,000 -1.3% $137 / Sq Ft
09/04/2011 09/04/11 For Sale $385,000 +8.5% $139 / Sq Ft
09/01/2011 09/01/11 Off Market $355,000 -- --
08/17/2011 08/17/11 Price Changed $385,000 -1.3% $139 / Sq Ft
08/01/2011 08/01/11 Price Changed $390,000 -2.5% $141 / Sq Ft
04/15/2011 04/15/11 For Sale $400,000 -- $144 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,453 $521,500 $167,000 $354,500
2024 $5,453 $481,567 $0 $0
2023 $5,005 $441,633 $0 $0
2022 $4,558 $401,700 $148,000 $253,700
2021 $9,266 $399,400 $0 $0
2020 $4,547 $397,100 $0 $0
2019 $4,019 $394,800 $148,000 $246,800
2018 $4,206 $380,600 $0 $0
2017 $4,004 $366,400 $0 $0
2016 -- $352,200 $0 $0
2015 -- $352,200 $0 $0
2014 -- $352,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR187550

Bright MLS

APN: 04-037367