NOT LISTED FOR SALE

709 Montgomery Ave Cumberland, MD 21502

Estimated Value: $119,000 - $127,000

2 Beds
1 Bath
1,308 Sq Ft
$94/Sq Ft Est. Value

Last Sold July 21, 2023

Last sale price $102,000 $78 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $726/month

120 Days on Market

Highlights

  • Cape Cod Architecture
  • 2 Fireplaces
  • Awning
  • Wood Flooring
  • No HOA
  • Forced Air Heating and Cooling System

About This Home

As of July 2023

You can be the proud owner of a brick Cape Cod in Johnson Heights—one of Cumberland's most popular neighborhoods— for less than a rent payment!
Main floor—a spacious living room with hardwood floor, fireplace, mantel and built in bookshelves, entryway coat closet, kitchen with gas stove, and separate dining room. Upstairs has 2 nice bedrooms with hardwood floors, and full ceramic bath. The full basement adds a retro rec room and the utility/laundry area with plenty of storage space. The charm of 1940's style is on display in the living room, the bathroom and the arched doorways. Modern comforts include Central air and newer gas furnace. Vinyl replacement windows. A clear termite report is on file. This quiet neighborhood is very convenient to Fort Hill High School, Washington Middle School and UPMC. With just a few weekends of TLC, you will be proud to call this home your own!

Last Agent to Sell the Property

Cynthia Barron

Better Homes & Gardens Real Estate Old Line Group License #RS278326 Listed on: 02/08/2023

Last Buyer's Agent

Mandi Floyd

Coldwell Banker Premier License #WVS250303853

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,630

Year Built

  • Built in 1940

Lot Details

  • 4,550 Sq Ft Lot
  • Property is in average condition

Parking

  • On-Street Parking

Home Design

  • Cape Cod Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • 2 Fireplaces
  • Awning
  • Replacement Windows
  • Vinyl Clad Windows
  • Wood Flooring
  • Gas Oven or Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Laundry in Basement

Schools

  • South Penn Elementary School
  • Washington Middle School
  • Fort Hill High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • Johnson Heights Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0104014308

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,630

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1940
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Oven/Range - Gas
  • Flooring Type: Hardwood
  • Window Features: Replacement, Vinyl Clad
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Full, Interior Access, Outside Entrance
  • Laundry Type: Basement
  • Total Sq Ft: 1680
  • Living Area Sq Ft: 1308
  • Price Per Sq Ft: 107.04
  • Above Grade Finished Sq Ft: 1008
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 372
  • Total Below Grade Sq Ft: 672
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 709

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Awning(s), Sidewalks
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: SOUTH PENN
  • Middle School: WASHINGTON
  • High School: FORT HILL
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • Elementary School: SOUTH PENN
  • High School: FORT HILL
  • Middle Or Junior School: WASHINGTON

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: R
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4550.00
  • Property Condition: Average
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1630.00
  • Assessor Parcel Number: 0104014308
  • Tax Total Finished Sq Ft: 1308
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023
  • Close Date: 07/21/2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2023
Closed on
Jul 21, 2023
Sold by
Mallow Robert
Bought by
Carey Terris L
Seller's Agent
Cynthia Barron
Better Homes & Gardens Real Estate Old Line Group
Buyer's Agent
Mandi Floyd
Coldwell Banker Premier
List Price
$112,000
Sold Price
$102,000
Premium/Discount to List
-$10,000
-8.93%
Views
634
Current Estimated Value
$122,917

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,917
Avg. Annual Appreciation
9.02%
Original Mortgage
$12,500
Outstanding Balance
$12,239
Interest Rate
6.81%
Estimated Equity
$110,678

Purchase Details

Closed on
Nov 8, 2022
Sold by
Dubose Marianne
Bought by
Mallow Robert

Purchase Details

Closed on
Dec 16, 1998
Sold by
Day James E
Bought by
Dubose Marianne and Pullias Maureen
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Carey Terris L $102,000 None Listed On Document
Carey Terris L $102,000 None Listed On Document
Mallow Robert $66,000 --
Mallow Robert $66,000 None Listed On Document
Dubose Marianne -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Carey Terris L $12,500
Previous Owner Carey Terris L $92,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2023 07/21/23 Sold $102,000 -5.5% $78 / Sq Ft
06/02/2023 06/02/23 Price Changed $107,900 -1.0% $82 / Sq Ft
04/28/2023 04/28/23 Price Changed $109,000 -2.7% $83 / Sq Ft
02/08/2023 02/08/23 For Sale $112,000 -- $86 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $848 $97,467 $0 $0
2024 $848 $90,533 $0 $0
2023 $778 $83,600 $9,100 $74,500
2022 $761 $82,000 $0 $0
2021 $752 $80,400 $0 $0
2020 $732 $78,800 $7,900 $70,900
2019 $736 $78,800 $7,900 $70,900
2018 $749 $78,800 $7,900 $70,900
2017 $759 $80,400 $0 $0
2016 -- $80,400 $0 $0
2015 -- $80,400 $0 $0
2014 -- $85,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2005336

Bright MLS

APN: 04-014308