NOT LISTED FOR SALE

709 White Oak Trail Monroe, GA 30655

Social Circle Area

Estimated Value: $248,000 - $254,011

3.74 Acres
$66,846 Price per Acre
162,914 Sq Ft Lot

Sale Details

Date Sold: December 15, 2025

Last sale price $250,000

Current estimated payment $1,607 / mo

31 Days on Market

Highlights

  • Lake Front
  • Community Lake
  • Wooded Lot
  • 3.74 Acre Lot
  • Dock Rights

About This Lot

As of December 2025

Beautiful 3.74 acre lot with frontage to both lakes. You can spend your weekend having fun and entertaining in the 12 x 16 pavillion with fireplace. This lot to build your forever home on. Lot includes dock into Big lake.

Last Agent to Sell the Property

Bonnie Cato

RE/MAX Center License #172087 Listed on: 09/18/2025

RE/MAX Center

Last Buyer's Agent

Joy Gilliam

Coldwell Banker Realty License #318193

Coldwell Banker Realty

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Property Details

Property Type

  • Land

Lot Details

  • 3.74 Acre Lot
  • Lake Front
  • Wooded Lot

HOA Fees

  • $44 Monthly HOA Fees

Property Views

  • Lake Views

Schools

  • Harmony Elementary School
  • Carver Middle School
  • Monroe Area High School

Utilities

  • Septic Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 21

Community Details

Overview

  • Alcovy Lakes Subdivision
  • Community Lake

Recreation

  • Access To Lake
  • Dock Rights
  • Outbuilding

Property Details

Property Type

Land

Lot Details

3.74 Acres

HOA Fees

$44 per month

Listing Details

  • Property Type: Land
  • Financing Type: Conventional
  • Lot Size Acres: 3.74
  • Other Sturctures: Outbuilding
  • Property Sub-Type: Residential Lot
  • Road Frontage Type: Other
  • Road Surface Type: Paved
  • Land Use Restrictions: No
  • Special Features: None
  • Property Sub Type: LotsLands

Interior Features

  • Possible Use: Residential

Exterior Features

  • Lot Features: Other
  • View: Lake
  • Waterfront Features: Dock Rights, Lake, Lake Access

Utilities

  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 525
  • Association: Yes
  • Community Features: Lake

Schools

  • Elementary School: Harmony
  • High School: Monroe Area
  • High School Bus: No
  • Middle School: Carver
  • Middle School Bus: No

Lot Info

  • Land Lot: 31
  • Lot: 21
  • CurrentUse: Other

Tax Info

  • Year: 2025
  • Tax Annual Amount: 1

MLS Schools

  • Elementary Bus Line: No

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2025
Closed on
Dec 15, 2025
Sold by
Bought by
Seller's Agent
Bonnie Cato
RE/MAX Center
Buyer's Agent
Joy Gilliam
Coldwell Banker Realty
List Price
$274,000
Sold Price
$250,000
Premium/Discount to List
-$24,000
-8.76%
Views
13
Current Estimated Value
$250,004

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4
Avg. Annual Appreciation
0.00%
Original Mortgage
$187,500
Outstanding Balance
$183,414
Interest Rate
5.49%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$66,590

Purchase Details

Listed on
Jul 2, 2018
Closed on
Aug 15, 2018
Sold by
Bought by
Seller's Agent
George Baker
Baker Real Estate Services Group, LLC.
Buyer's Agent
George Baker
Baker Real Estate Services Group, LLC.
List Price
$85,000
Sold Price
$75,000
Premium/Discount to List
-$10,000
-11.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.82%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Monroe, GA

  • Felisa Osment Real Estate Agent - Self Property Advisors

    Felisa Osment

    Self Property Advisors

    (470) 570-6890

    46 Total Sales

    7 in Social Circle

    $250K - $427K Price Range

    Felisa Osment
     Section Image
  • Mary Berblinger Real Estate Agent - Exit Grassroots Realty

    Mary Berblinger

    Exit Grassroots Realty

    (844) 624-2806

    19 Total Sales

    2 in Social Circle

    $193,000 Price Range

    Mary Berblinger
     Section Image
  • Virginia Davis Real Estate Agent - Dwelli Inc.

    Virginia Davis

    Dwelli Inc.

    (770) 762-6740

    57 Total Sales

    2 in Social Circle

    $350,000 Price Range

    Virginia Davis
     Section Image
  • Kristin Brooks Real Estate Agent - Keller Williams Realty Atl. Partners

    Kristin Brooks

    Keller Williams Realty Atl. Partners

    (678) 562-8873

    50 Total Sales

    8 in Social Circle

    $222K - $405K Price Range

    Kristin Brooks
     Section Image
  • Sandy Dillard Real Estate Agent - Keller Williams Lake Oconee

    Sandy Dillard

    Keller Williams Lake Oconee

    (762) 220-4716

    123 Total Sales

    1 in Social Circle

    $539,000 Price

    Sandy Dillard
     Section Image
  • Erica Miles Real Estate Agent - Keller Williams Realty Atl. Partners

    Erica Miles

    Responds Quickly

    Keller Williams Realty Atl. Partners

    (470) 318-3927

    73 Total Sales

    12 in Social Circle

    $201K - $700K Price Range

    Erica Miles
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$250,000 --
$75,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $187,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/15/2025 12/15/25 Sold $250,000 -8.8% --
10/19/2025 10/19/25 Pending -- -- --
09/18/2025 09/18/25 For Sale $274,000 +265.3% --
08/15/2018 08/15/18 Sold $75,000 -11.8% -- View Prior Sale
08/02/2018 08/02/18 Pending -- -- --
07/02/2018 07/02/18 For Sale $85,000 -- --
Source: Georgia MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,288 $72,800 $72,800 $0
2024 $2,206 $72,800 $72,800 $0
2023 $1,091 $34,000 $34,000 $0
2022 $1,135 $34,000 $34,000 $0
2021 $1,168 $34,000 $34,000 $0
2020 $1,196 $34,000 $34,000 $0
2019 $1,044 $34,000 $34,000 $0
2018 $1,187 $34,000 $34,000 $0
2017 $1,171 $34,000 $34,000 $0
2016 $1,666 $47,600 $47,600 $0
2015 $1,692 $47,600 $47,600 $0
2014 $1,395 $38,000 $38,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Bonnie Cato Real Estate Agent - RE/MAX

    Seller's Agent in 2025

    Bonnie Cato

    RE/MAX

    (770) 601-0829

    39 Total Sales

    Bonnie Cato
    Section Image
  • Joy Gilliam Real Estate Agent - Coldwell Banker Realty

    Buyer's Agent in 2025

    Joy Gilliam

    Coldwell Banker Realty

    (770) 310-9620

    45 Total Sales

    Joy Gilliam
    Section Image
  • George Baker Real Estate Agent - Baker Real Estate Services Group, LLC.

    Seller's Agent in 2018

    George Baker

    Baker Real Estate Services Group, LLC.

    (770) 883-5541

    53 Total Sales

    George Baker
    Section Image
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Map

Source: Georgia MLS

MLS Number: 10607546

Georgia MLS

APN: N103B00000021000

Georgia Walton County Monroe 30655

709 White Oak Trail, Monroe, GA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Georgia MLS The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.

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