$365,000
SOLD JUL 9, 2025

7104 Finch Ln Fredericksburg, VA 22407

3 Beds
2.5 Baths
2,068 Sq Ft
$96/mo HOA Fee

Recently Sold

$176 Per Sq Ft

1% Below List Price

7 Days on Market

Highlights

  • Colonial Architecture
  • Wood Flooring
  • Family Room Off Kitchen
  • Traditional Floor Plan
  • Community Pool
  • 1 Car Attached Garage

About This Home

As of July 2025

This spacious 3-story property features new carpeting and freshly painted walls. The kitchen boasts an island, stainless steel appliances and an eat-in area. There is a deck off the kitchen for outdoor living. The Living Room and Kitchen has hardwood floors while the Bedrooms and Lower Level Recreational Room has new carpet and a 1/2 Bathroom. The Primary Bedroom has vaulted ceilings, a large bathroom, soaking tub and separate shower.
The home is located close to Route 3, shopping & I95. Neighborhood amenities include an outdoor pool, clubhouse, walking paths, and playgrounds.

Last Agent to Sell the Property

Karen Sauder

The Real Estate Store Inc. License #0225222073 Listed on: 06/11/2025

Last Buyer's Agent

Vanessa Sfreddo

CENTURY 21 New Millennium License #0225093230

CENTURY 21 New Millennium

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,489

Year Built

  • Built in 2003

Lot Details

  • 1,700 Sq Ft Lot

HOA Fees

  • $96 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,068 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Electric Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Garage Access
  • Rear Basement Entry
  • Natural lighting in basement

Schools

  • Smith Station Elementary School
  • Freedom Middle School
  • Chancellor High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 74
  • Assessor Parcel Number 22T22-74-

Community Details

Overview

  • Salem Fields HOA
  • Fairfield Subdivision

Recreation

  • Community Pool

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,489

Year Built

Built in 2003

Lot Details

0

HOA Fees

$96 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 6/14/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Remarks Public: This spacious 3-story property features new carpeting and freshly painted walls. The kitchen boasts an island, stainless steel appliances and an eat-in area. There is a deck off the kitchen for outdoor living. The Living Room and Kitchen has hardwood floors while the Bedrooms and Lower Level Recreational Room has new carpet and a 1/2 Bathroom. The Primary Bedroom has vaulted ceilings, a large bathroom, soaking tub and separate shower. The home is located close to Route 3, shopping & I95. Neighborhood amenities include an outdoor pool, clubhouse, walking paths, and playgrounds.
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Disposal, Dishwasher, Dryer - Electric, Exhaust Fan, Icemaker, Stove, Washer, Water Heater
  • Interior Amenities: Combination Kitchen/Dining, Kitchen - Island, Kitchen - Table Space, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Family Room Off Kitchen, Floor Plan - Traditional, Primary Bath(s), Wood Floors
  • Fireplace: No
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Rear Entrance, Daylight, Full, Fully Finished, Heated, Outside Entrance, Garage Access, Walkout Level
  • Total Sq Ft: 2068
  • Living Area Sq Ft: 2068
  • Price Per Sq Ft: 178.87
  • Above Grade Finished Sq Ft: 2068
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 7104

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 96.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Name: SALEM FIELDS HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
  • Elementary School: SMITH STATION
  • Middle School: FREEDOM
  • High School: CHANCELLOR
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139429416
  • School District Source: Listing Agent
  • Elementary School: SMITH STATION
  • High School: CHANCELLOR
  • Middle Or Junior School: FREEDOM

Lot Info

  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1700.00
  • Year Assessed: 2024
  • Zoning: P3*
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2489.00
  • Assessor Parcel Number: 22T22-74-
  • Tax Lot: 74
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/09/2025

MLS Schools

  • School District Name: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2025
Closed on
Jun 26, 2025
Sold by
Robert Augustine Reris Jr Family Trust and Reris Robert Augustine
Bought by
Cochran Samantha Brooke
Seller's Agent
Karen Sauder
The Real Estate Store Inc.
Buyer's Agent
Vanessa Sfreddo
CENTURY 21 New Millennium
List Price
$369,900
Sold Price
$365,000
Premium/Discount to List
-$4,900
-1.32%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%
Original Mortgage
$365,000
Outstanding Balance
$364,694
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
$6,207

Purchase Details

Listed on
Nov 13, 2017
Closed on
Oct 23, 2017
Sold by
Salih Mohamed M and Al-Omari Hibah
Bought by
Reris Robert A
Seller's Agent
Janet Holden
CENTURY 21 New Millennium
Buyer's Agent
LeAnn Black
1st Choice Better Homes & Land, LC
Sold Price
$1,400

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.97%
Original Mortgage
$172,000
Interest Rate
3.78%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 24, 2016
Closed on
Aug 24, 2016
Sold by
Sava Corneliu
Bought by
Salih Mohamed A and Al-Omari Hibah
Seller's Agent
Magda Buzeiche
Fairfax Realty 50/66 LLC
Buyer's Agent
Rene Sessions
Keller Williams Capital Properties
List Price
$219,900
Sold Price
$215,000
Premium/Discount to List
-$4,900
-2.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.79%
Original Mortgage
$211,105
Interest Rate
3.42%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 7, 2016
Sold by
Stephen K Christenson Pc Substituted Tru
Bought by
Sava Corneliu

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,196
Interest Rate
3.62%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 18, 2008
Sold by
Deutsche Bank Nt
Bought by
Walls Tonda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,900
Interest Rate
6.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 28, 2006
Sold by
Montalvo Rafael
Bought by
Adomako Adjel Seth Y

Purchase Details

Closed on
Jan 31, 2003
Sold by
Nvr Inc
Bought by
Montalvo Rafael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,711
Interest Rate
6.09%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 16, 2002
Sold by
Salem Ltd Prtnrshp
Bought by
Nvr Inc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $365,000 First American Title
Warranty Deed $217,000 First Title Inc
Warranty Deed $215,000 1St Guardian Title & Escr Lc
Trustee Deed $167,225 None Available
Warranty Deed $195,000 --
Warranty Deed $300,000 --
Deed $179,140 --
Deed $125,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $365,000 VA
Previous Owner $219,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $172,000 FHA
Previous Owner $211,105 FHA
Previous Owner $164,196 FHA
Previous Owner $198,900 New Conventional
Previous Owner $176,711 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2025 07/09/25 Sold $365,000 -1.3% $176 / Sq Ft
06/18/2025 06/18/25 Pending -- -- --
06/11/2025 06/11/25 For Sale $369,900 0.0% $179 / Sq Ft
12/11/2017 12/11/17 Rented $1,400 0.0% --
12/02/2017 12/02/17 Under Contract -- -- --
11/13/2017 11/13/17 For Rent $1,400 0.0% --
10/23/2017 10/23/17 Sold $217,000 -4.8% $105 / Sq Ft
09/08/2017 09/08/17 Pending -- -- --
08/25/2017 08/25/17 Price Changed $228,000 -3.0% $110 / Sq Ft
07/12/2017 07/12/17 For Sale $235,000 +9.3% $114 / Sq Ft
08/19/2016 08/19/16 Sold $215,000 0.0% $143 / Sq Ft
07/13/2016 07/13/16 Pending -- -- --
07/11/2016 07/11/16 Price Changed $215,000 -2.2% $143 / Sq Ft
06/24/2016 06/24/16 For Sale $219,900 -- $146 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,489 $339,000 $100,000 $239,000
2024 $2,489 $339,000 $100,000 $239,000
2023 $2,031 $263,200 $70,000 $193,200
2022 $1,942 $263,200 $70,000 $193,200
2021 $1,763 $217,800 $50,000 $167,800
2020 $1,763 $217,800 $50,000 $167,800
2019 $1,647 $194,400 $40,000 $154,400
2018 $1,619 $194,400 $40,000 $154,400
2017 $1,489 $175,200 $35,000 $140,200
2016 $746 $168,200 $35,000 $133,200
2015 -- $158,900 $45,000 $113,900
2014 -- $158,900 $45,000 $113,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VASP2033572

Bright MLS

APN: 22T-22-74