Seller's Agent in 2026
Denise Murphy
Keller Williams Realty
(423) 280-1077
125 Total Sales
7115 Elmbrook Ln Harrison, TN 37341
3
Beds
3
Baths
1,724
Sq Ft
0.39
Acres Lot
Highlights
- Deck
- Bonus Room
- Private Yard
- Main Floor Primary Bedroom
- Granite Countertops
- No HOA
About This Home
As of March 2026NEW flooring on the main level, the stairs and the basement as of January 16th 2026!! CALL NOW FOR DETAILS ON 100% LOAN WITH NO MORTGAGE INSURANCE 5.224% FOR THIS PROPERTY!!! This home qualifies for at least three 100% loans. The home sits on a partially wooded lot with good curb appeal and a private, partially fenced backyard. The street ends in a cul-de-sac so there is very little traffic. A large back deck provides additional outdoor living space. Enjoy peace of mind with newer VINYL windows throughout and a roof estimated at 10 years old. The exterior is low-maintenance with 9 year-old vinyl siding and vinyl soffits. The water heater was replaced in 2023.
This well maintained home has three bedrooms on the main level and three full bathrooms and a spacious basement that includes a large living area, laundry, and a full bathroom (the third bathroom)—ideal for use as a private master suite or guest quarters. The kitchen, updated within the last 9 years, features newer cabinets and premium granite countertops. Bathrooms have been recently updated very tastefully. Located on a quiet street, this home balances convenience and privacy—just 30 minutes from downtown Chattanooga, close to grocery stores and shopping, yet offering a country feel. Nature lovers will appreciate the proximity to Harrison Bay State Park, nearby lake access, and a local marina for boat storage. Since the home is located in the county and not the city, the taxes are much more affordable.
Last Agent to Sell the Property
Keller Williams Realty License #00288046 Listed on: 01/16/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $956
Year Built
- Built in 1979 | Remodeled
Lot Details
- 17,099 Sq Ft Lot
- Lot Dimensions are 96.46x177.26
- Property fronts a county road
- Partial crossed fence
- Chain Link Fence
- Level Lot
- Private Yard
- Back Yard
Parking
- 2 Car Attached Garage
- Basement Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Stone Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
- Stone
Interior Spaces
- 1,724 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Vinyl Clad Windows
- Living Room
- Formal Dining Room
- Bonus Room
- Lower Floor Utility Room
- Utility Room
- Finished Basement
- Laundry in Basement
- Fire and Smoke Detector
Kitchen
- Free-Standing Electric Oven
- Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Laminate
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- 3 Full Bathrooms
- Bathtub with Shower
- Separate Shower
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Outdoor Features
- Deck
- Rain Gutters
- Porch
Schools
- Snow Hill Elementary School
- Brown Middle School
- Central High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
- High Speed Internet
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Elmbrook Ests Subdivision
Listing and Financial Details
- Assessor Parcel Number 085m A 018
- $956 per year additional tax assessments
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 16, 2026
Closed on
Mar 18, 2026
Sold by
Beck Jeremy and Amanda Beck
Bought by
Curvin Briana
Seller's Agent
Denise Murphy
Keller Williams Realty
Buyer's Agent
Lori Montieth
Keller Williams Realty
List Price
$289,000
Sold Price
$280,000
Premium/Discount to List
-$9,000
-3.11%
Views
227
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.57%
Original Mortgage
$9,800
Outstanding Balance
$9,800
Interest Rate
6.11%
Mortgage Type
New Conventional
Estimated Equity
$276,712
Purchase Details
Listed on
Mar 19, 2016
Closed on
Jun 17, 2016
Sold by
Regen Properties Llc
Bought by
Beck Jeremy M and Beck Amanda
Seller's Agent
Cozett Dunn
Crye-Leike, REALTORS
Buyer's Agent
Denise Murphy
Keller Williams Realty
List Price
$147,900
Sold Price
$135,000
Premium/Discount to List
-$12,900
-8.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.76%
Original Mortgage
$109,890
Interest Rate
3.5%
Mortgage Type
FHA
Purchase Details
Listed on
Dec 7, 2015
Closed on
Jan 11, 2016
Sold by
Us Bank Na
Bought by
Regen Properties Llc
Seller's Agent
Mike Chauncey
RE/MAX Real Estate Center
Buyer's Agent
Cozett Dunn
Crye-Leike, REALTORS
List Price
$72,800
Sold Price
$69,000
Premium/Discount to List
-$3,800
-5.22%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
458.98%
Original Mortgage
$82,900
Interest Rate
3.99%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Nov 24, 2015
Sold by
Land Donald Ray and Land Diana
Bought by
Us Bank Na
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,900
Interest Rate
3.99%
Mortgage Type
Future Advance Clause Open End Mortgage
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $280,000 | Bridge City Title | |
| Warranty Deed | $135,000 | Equi Title Inc | |
| Special Warranty Deed | $69,000 | Title Insurance Co Of Dayton | |
| Trustee Deed | $75,476 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $9,800 | New Conventional | |
| Open | $274,928 | FHA | |
| Previous Owner | $109,890 | FHA | |
| Previous Owner | $82,900 | Future Advance Clause Open End Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/18/2026 03/18/26 | Sold | $280,000 | -3.1% | $162 / Sq Ft | |
| 02/19/2026 02/19/26 | Pending | -- | -- | -- | |
| 01/16/2026 01/16/26 | For Sale | $289,000 | +114.1% | $168 / Sq Ft | |
| 06/17/2016 06/17/16 | Sold | $135,000 | -8.7% | $79 / Sq Ft | View Prior Sale |
| 05/01/2016 05/01/16 | Pending | -- | -- | -- | |
| 03/19/2016 03/19/16 | For Sale | $147,900 | +114.3% | $86 / Sq Ft | |
| 01/27/2016 01/27/16 | Sold | $69,000 | -5.2% | $40 / Sq Ft | View Prior Sale |
| 12/23/2015 12/23/15 | Pending | -- | -- | -- | |
| 12/07/2015 12/07/15 | For Sale | $72,800 | -- | $42 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $979 | $64,575 | $0 | $0 |
| 2024 | $947 | $42,325 | $0 | $0 |
| 2023 | $956 | $42,325 | $0 | $0 |
| 2022 | $956 | $42,325 | $0 | $0 |
| 2021 | $956 | $42,325 | $0 | $0 |
| 2020 | $889 | $31,825 | $0 | $0 |
| 2019 | $889 | $31,825 | $0 | $0 |
| 2018 | $889 | $31,825 | $0 | $0 |
| 2017 | $889 | $31,825 | $0 | $0 |
| 2016 | $797 | $0 | $0 | $0 |
| 2015 | $797 | $28,500 | $0 | $0 |
| 2014 | $797 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Denise Murphy
-
Lori Montieth
Buyer's Agent in 2026
Lori Montieth
Keller Williams Realty
(423) 503-2450
1,288 Total Sales
-
C
Seller's Agent in 2016
Cozett Dunn
Crye-Leike, REALTORS
-
M
Seller's Agent in 2016
Mike Chauncey
RE/MAX Real Estate Center
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1526848
APN: 085M-A-018
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