NOT LISTED FOR SALE

712 Penny Dr Stevensville, MD 21666

Estimated Value: $847,000 - $1,448,375

3 Beds
2 Baths
2,688 Sq Ft
$425/Sq Ft Est. Value

Last Sold July 22, 2019

Last sale price $799,900 $298 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $7,219/month

30 Days on Market

Highlights

  • 172 Feet of Waterfront
  • 2 Dock Slips
  • Fishing Allowed
  • Matapeake Elementary School Rated A-
  • Pier
  • Gourmet Kitchen

About This Home

As of July 2019

Great waterfront value in highly desirable Cove Creek. This one story home offers an open floor plan with a warm fireplaces, vaulted ceilings, beautiful views of Cove Creek, screened porch, large deck. Very bright & charming setting. Mature landscaping, western exposure, private pier, oversized garage, Private gated community has so much to offer, marina, golf, tennis, club house.

Last Agent to Sell the Property

Brian Gearhart

(410) 310-5179 brian@chesapeakebayproperties.com Benson & Mangold, LLC License #510143 Listed on: 05/09/2019

Benson & Mangold, LLC

Last Buyer's Agent

David Orso

(443) 372-7171 david@davidorso.com Berkshire Hathaway HomeServices PenFed Realty License #631291

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,207

Year Built

  • Built in 1999

Lot Details

  • 3.3 Acre Lot
  • 172 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Property is zoned NC-1

HOA Fees

  • $438 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 2,688 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • Screen For Fireplace
  • Fireplace Mantel
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Den
  • Sun or Florida Room
  • Wood Flooring
  • Laundry Room

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • 2 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted

Utilities

  • Central Air
  • Heating System Powered By Leased Propane
  • Programmable Thermostat
  • 200+ Amp Service
  • Well
  • Bottled Gas Water Heater
  • Septic Equal To The Number Of Bedrooms
  • Septic Tank

Listing and Financial Details

  • Tax Lot 91
  • Assessor Parcel Number 04-089219

Community Details

Overview

  • Cove Creek Club Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,207

Year Built

Built in 1999

Lot Details

0

HOA Fees

$438 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1999
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Breakfast Area, Dining Area, Entry Level Bedroom, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Wood Floors
  • Fireplace Features: Screen, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Study, Sun/Florida Room, Laundry
  • Basement: No
  • Total Sq Ft: 2688
  • Living Area Sq Ft: 2688
  • Price Per Sq Ft: 297.58
  • Above Grade Finished Sq Ft: 2688
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Hardiplank Type
  • Roof: Architectural Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: Cove Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: No
  • Water Frontage In Feet: 172

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage Door Opener, Garage - Side Entry, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Propane - Leased
  • Heating Type: Programmable Thermostat
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: Septic Exists, Septic = # Of Br
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1315.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Lot Size Acres: 3.30
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 143748.00
  • Zoning: NC-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4525624
  • Tax Annual Amount: 8207.00
  • Assessor Parcel Number: 04-089219
  • Tax Lot: 91
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 9, 2019
Closed on
Jul 22, 2019
Sold by
Yeager George H
Bought by
Bosanko William J and Bosanko Heather S
Seller's Agent
Brian Gearhart
Benson & Mangold, LLC
Buyer's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
List Price
$799,900
Sold Price
$799,900
Current Estimated Value
$1,142,844

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$342,944
Avg. Annual Appreciation
5.75%
Original Mortgage
$639,920
Outstanding Balance
$560,627
Interest Rate
3.82%
Mortgage Type
New Conventional
Estimated Equity
$582,217

Purchase Details

Closed on
Dec 1, 2004
Sold by
Walker Thomas E and Lamoreaux Jan I
Bought by
Yeager George H

Purchase Details

Closed on
Nov 22, 2004
Sold by
Walker Thomas E and Lamoreaux Jan I
Bought by
Yeager George H

Purchase Details

Closed on
Dec 23, 1997
Sold by
Melesh John J and Melesh Winifred S
Bought by
Walker Thomas E and Lamoreaux Jan I

Purchase Details

Closed on
Nov 25, 1987
Sold by
Kettler Brothers, Inc
Bought by
Melesh John J and Melesh Winifred S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,080
Interest Rate
10.6%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bosanko William J $799,900 Homeland Title & Escrow Ltd
Yeager George H $795,000 --
Yeager George H $795,000 --
Walker Thomas E $100,000 --
Melesh John J $147,600 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bosanko William J $639,920
Previous Owner Melesh John J $118,080
Closed Walker Thomas E --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/22/2019 07/22/19 Sold $799,900 0.0% $298 / Sq Ft
06/08/2019 06/08/19 Pending -- -- --
05/09/2019 05/09/19 For Sale $799,900 -- $298 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,222 $1,054,333 $0 $0
2024 $8,736 $963,267 $0 $0
2023 $8,276 $872,200 $551,500 $320,700
2022 $8,276 $872,200 $551,500 $320,700
2021 $8,425 $872,200 $551,500 $320,700
2020 $8,777 $908,900 $651,500 $257,400
2019 $8,207 $855,667 $0 $0
2018 $7,696 $802,433 $0 $0
2017 $8,418 $749,200 $0 $0
2016 -- $871,400 $0 $0
2015 $4,460 $858,300 $0 $0
2014 $4,460 $845,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDQA139816

Bright MLS

APN: 04-089219