NOT LISTED FOR SALE

715 N Water St South Elgin, IL 60177

Estimated Value: $263,000 - $290,446

3 Beds
2 Baths
1,238 Sq Ft
$224/Sq Ft Est. Value

Last Sold July 30, 2021

Last sale price $243,500 $197 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,046/month

4 Days on Market

Highlights

  • Boat Slip
  • River Front
  • Deck
  • South Elgin High School Rated A-
  • Cape Cod Architecture
  • Main Floor Bedroom

About This Home

As of July 2021

Stunning views and resort-like living best describe this 3 bedroom/2 bath home located on a double lot on the Fox River. Dock your boat or other water toys along your private pier and enjoy having the ability to cruise the river anytime! Sit on the deck overlooking the spacious, fenced yard and take in the breathtaking view of the river or enjoy the Riverfest fireworks from the privacy of your own pier. You will love spending cool evenings roasting smores over the backyard firepit with family and friends. The 800 square foot 2-story office/workshop is heated, cooled and fully wired with 200 amp service. What a perfect spot for your home business or hobby? The 2nd level offers an additional 800 square feet for storage! The cozy home offers a 1st floor master with attached bath, large living room, 2nd full bath, kitchen with island, laundry room and dining area overlooking the river! 2 additional bedrooms upstairs with bonus room for added flex space. Room for all your guests to park....5 private spaces out front and an additional 4 spaces in the driveway. Wood burning fireplace completely rebuilt in 2020. Roof 2011, fridge and stove 2020 and AC 2020. The crawl space is heated, preventing pipe freezing. Shed for storing yard equipment. Home being sold "AS IS".

Last Agent to Sell the Property

Cheryl Adams

Coldwell Banker Real Estate Group License #475160402 Listed on: 06/15/2021

Coldwell Banker Real Estate Group

Last Buyer's Agent

Patricia Marchert

Keller Williams Infinity License #475176360

Keller Williams Infinity

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,802

Year Built

  • Built in 1920

Lot Details

  • 5,314 Sq Ft Lot
  • River Front
  • Fenced Yard
  • Paved or Partially Paved Lot
  • Additional Parcels

Home Design

  • Cape Cod Architecture
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,238 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Breakfast Room
  • Bonus Room
  • Laminate Flooring
  • Crawl Space

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Parking

  • 9 Parking Spaces
  • Gravel Driveway
  • Additional Parking
  • Uncovered Parking
  • Parking Included in Price

Outdoor Features

  • Tideland Water Rights
  • Boat Slip
  • Deck
  • Fire Pit
  • Separate Outdoor Workshop

Schools

  • Willard Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • One Cooling System Mounted To A Wall/Window
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • Fox River Beach Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,802

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Subdivision Name: Fox River Beach
  • Year Built: 1920
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: Commuter Train,Interstate Access,Flood Zone
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Wood Laminate Floors, 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath
  • LivingArea: 1238
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s)
  • Room Type: Breakfast Room, Bonus Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1238
  • Basement Description: Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0

Exterior Features

  • ExteriorFeatures: Deck, Boat Slip, Storms/Screens, Fire Pit, Workshop
  • Foundation Details: Concrete Perimeter
  • List Price: 242000
  • Lot Features: Fenced Yard, River Front
  • Waterfront: Yes
  • Exterior Building Type: Aluminum Siding,Cedar

Garage/Parking

  • Parking Features: Driveway, Additional Parking, Other
  • ParkingTotal: 9
  • Number of Cars: 9
  • Driveway: Gravel
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, 1 (Window/Wall Unit)
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Water Rights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Willard Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: Yes
  • Lot Size Acres: 0.122
  • Lot Dimensions: 5320
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5802.18
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2021
Closed on
Jul 19, 2021
Sold by
Cummins Carter and Cummins Deborah
Bought by
Wakeley Michael A
Seller's Agent
Cheryl Adams
Coldwell Banker Real Estate Group
Buyer's Agent
Patricia Marchert
Keller Williams Infinity
List Price
$242,000
Sold Price
$243,500
Premium/Discount to List
$1,500
0.62%
Current Estimated Value
$276,252

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,752
Avg. Annual Appreciation
3.27%
Original Mortgage
$231,325
Outstanding Balance
$211,472
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
$65,890

Purchase Details

Closed on
Aug 19, 2005
Sold by
Sporleder Leo E and Acerrano Judy V
Bought by
Cummins Carter and Cummins Deborah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,117
Interest Rate
5.82%
Mortgage Type
VA

Purchase Details

Closed on
Apr 1, 2002
Sold by
Sporleder Leo E
Bought by
Sporleder Leo E and Acerrano Judy

Purchase Details

Closed on
Oct 31, 1997
Sold by
Henderson John M
Bought by
Sporleder Leo E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
7.42%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wakeley Michael A $243,500 Ata Gmt Title Agency
Cummins Carter $238,000 Atg
Sporleder Leo E -- --
Sporleder Leo E $96,666 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wakeley Michael A $231,325
Previous Owner Cummins Carter $243,117
Previous Owner Sporleder Leo E $100,000
Previous Owner Sporleder Leo E $90,441
Previous Owner Sporleder Leo E $44,570
Previous Owner Sporleder Leo E $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2021 07/30/21 Sold $243,500 +0.6% $197 / Sq Ft
06/20/2021 06/20/21 Pending -- -- --
06/15/2021 06/15/21 For Sale $242,000 -- $195 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,400 $89,106 $13,693 $75,413
2023 $6,083 $80,501 $12,371 $68,130
2022 $5,800 $73,403 $11,280 $62,123
2021 $5,454 $68,627 $10,546 $58,081
2020 $5,284 $65,515 $10,068 $55,447
2019 $5,083 $62,407 $9,590 $52,817
2018 $4,976 $58,791 $9,034 $49,757
2017 $4,721 $55,578 $8,540 $47,038
2016 $4,485 $51,562 $7,923 $43,639
2015 -- $47,261 $7,262 $39,999
2014 -- $46,677 $7,172 $39,505
2013 -- $47,908 $7,361 $40,547
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11124036

Midwest Real Estate Data (MRED)

APN: 06-26-379-014