$558,000
SOLD NOV 10, 2025

72 Cliff Dr Oakland, MD 21550

3 Beds
2 Baths
2,176 Sq Ft
1.48 Acres

Recently Sold

$256 Per Sq Ft

5% Below List Price

32 Days on Market

Highlights

  • 1 Dock Slip
  • Private Water Access
  • 1.48 Acre Lot
  • Home fronts navigable water
  • Fishing Allowed
  • Chalet

About This Home

As of November 2025

Don't miss this incredible opportunity to own a 3-bedroom, 2-bath home nestled on a spacious, wooded lot. Located in the serene lake-access community of Paradise Gardens, this property includes a dedicated dock slip, making it perfect for boating enthusiasts and lake lovers alike. Enjoy the great outdoors with expansive decks ideal for entertaining, relaxing, or taking in the tranquil wooded surroundings. Gather around the fire pit on cool evenings and create lasting memories with friends and family. Inside, cozy up tothe wood burning fireplace after a day summer or winter time fun . Downstairs the unfinished basement offers a blank canvas for future expansion — whether you're dreaming of a game room, guest suite, or home gym. There's also extra storage space to keep things organized. Whether you're looking for a year-round residence or weekend retreat, this home checks all the boxes. Schedule your showing today and take the first step toward lake living!

Last Agent to Sell the Property

Larry Smith

(301) 501-5564 lsmith@railey.com Railey Realty, Inc. Listed on: 09/12/2025

Railey Realty, Inc.

Last Buyer's Agent

Sheila Howell

(240) 321-2138 sheila@lakehomes.com Lake Homes Realty, LLC

Lake Homes Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,428

Year Built

  • Built in 1988

Lot Details

  • 1.48 Acre Lot
  • Home fronts navigable water

Home Design

  • Chalet
  • Contemporary Architecture
  • Block Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,176 Sq Ft Home
  • Property has 3 Levels
  • Traditional Floor Plan
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Insulated Windows
  • Sliding Doors
  • Insulated Doors
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Doors

Kitchen

  • Galley Kitchen
  • Electric Oven or Range
  • Range Hood
  • Microwave

Flooring

  • Carpet
  • Tile or Brick
  • Vinyl

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces
  • Circular Driveway
  • Gravel Driveway

Outdoor Features

  • Private Water Access
  • Property is near a lake
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • Powered Boats Permitted

Utilities

  • Vented Exhaust Fan
  • Electric Baseboard Heater
  • 200+ Amp Service
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1218039435

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include pier/dock maintenance
  • Paradise Gardens Subdivision

Recreation

  • Boat Dock
  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,428

Year Built

Built in 1988

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet, Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1988
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater
  • Flooring Type: Carpet, Vinyl, Tile/Brick
  • Interior Amenities: Carpet, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Galley
  • Window Features: Insulated
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Storm, Sliding Glass
  • Wall Ceiling Types: Beamed Ceilings, Cathedral Ceilings, Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full, Unfinished
  • Total Sq Ft: 2176
  • Living Area Sq Ft: 2176
  • Price Per Sq Ft: 268.84
  • Above Grade Finished Sq Ft: 2176
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Frame
  • Roof: Shingle
  • Water Access Features: Fishing Allowed, Private Access, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Circular Driveway, Gravel Driveway
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Other
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 1.48
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 64468.00
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3428.00
  • Assessor Parcel Number: 1218039435
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 21, 1982
Sold by
Full David E and Full Norma L
Bought by
Wist Gary A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,000
Interest Rate
13.63%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $14,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $11,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/10/2025 11/10/25 Sold $558,000 -4.6% $256 / Sq Ft
09/12/2025 09/12/25 For Sale $585,000 -- $269 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,907 $330,500 $120,100 $210,400
2024 $3,604 $293,500 $0 $0
2023 $3,175 $256,500 $0 $0
2022 $2,564 $219,500 $90,100 $129,400
2021 $2,697 $216,933 $0 $0
2020 $2,697 $214,367 $0 $0
2019 $2,664 $211,800 $90,100 $121,700
2018 $2,524 $211,800 $90,100 $121,700
2017 $2,520 $211,800 $0 $0
2016 -- $214,200 $0 $0
2015 -- $214,200 $0 $0
2014 -- $214,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2010408

Bright MLS

APN: 18-039435