$949,900
OPEN SUN 12PM - 3PM

Estimated payment $5,861/month

4 Beds
2.5 Baths
2,632 Sq Ft
$361 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • 2 Fireplaces
  • Front Porch
  • Main Floor Primary Bedroom
  • Skylights
  • Double Vanity

About This Home

Fantastic waterfront home—light-filled, freshly renovated, and move-in ready! This stunning home features 4 bedrooms, 2.5 baths, and panoramic views of Lake Monticello. From the moment you step through the front door, you’ll be captivated by the wall of windows overlooking Monroe Cove and Beach 3. The open floor plan, vaulted ceilings, renovated kitchen and baths, and all-new flooring, paint inside and out, and lighting create a bright, fresh, and inviting atmosphere throughout.The two-sided fireplace, shared by the great room and dining room, adds warmth and character, while a second fireplace on the terrace level provides an additional cozy gathering space. The spacious terrace level features a wonderful family room, three additional bedrooms, an impeccable full bath, kitchenette with sink, microwave, and mini-fridge, and laundry—offering plenty of space for family and guests. The terrace level also includes a 2nd garage - perfect for storing kayaks and water toys. Outside, enjoy the best of waterfront living with all-new decking and a brand-new dock, perfect for relaxing, entertaining, and taking in the beautiful lake views. Expect to be impressed—this exceptional Lake Monticello waterfront home is truly a must-see!

Listing Agent

JAY HURDLE

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE License #0225058163 Listed on: 08/31/2026

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

Open House Schedule

  • Sunday, September 6, 2026
    12:00 to 3:00 pm
    9/6/2026 12:00:00 PM +00:00
    9/6/2026 3:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,251

Year Built

  • Built in 1988 | Remodeled

Lot Details

  • 18,731 Sq Ft Lot

HOA Fees

  • $125 per month

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Rear-Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Stick Built Home
  • Cedar

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Insulated Windows
  • Window Screens
  • Entrance Foyer

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity

Outdoor Features

  • Wood Patio
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Baseboard Heating

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A-3-454

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,251

Year Built

Built in 1988 | Remodeled

Lot Details

0.43 Acres

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A-3-454
  • Property Sub Type: Detached
  • LotSizeAcres: 0.43
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1330.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: OpenHouse

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Interior Entry, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1302.0
  • Fireplace Features: Two, Wood Burning
  • Fireplaces: 2
  • Interior Amenities: Double Vanity, Primary Downstairs, Remodeled, Skylights, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Kitchen Island, Recessed Lighting, Vaulted Ceiling(s)
  • Living Area: 2632.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Stories: 1
  • Window Features: Insulated Windows, Screens, Skylight(s)

Exterior Features

  • Roof: Architectural
  • View: Panoramic, Water
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Cedar, Stick Built
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Patio, Porch, Wood
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Basement, Electricity, Garage Faces Front, Garage, Garage Door Opener, Garage Faces Rear

Utilities

  • Heating: Baseboard, Oil
  • Utilities: Fiber Optic Available, High Speed Internet Available
  • Sewer: Community/Coop Sewer
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Community/Coop

Condo/Co-op/Association

  • Association Fee: 1495.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Level, Waterfront
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R Residential

Building Info

  • Year Built: 1988

Tax Info

  • Year: 2026
  • Tax Annual Amount: 6251.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,251 $827,925 $190,000 $637,925
2025 $6,209 $827,925 $190,000 $637,925
2024 $50 $587,900 $190,000 $397,900
2023 $4,962 $587,900 $190,000 $397,900
2022 $4,655 $535,100 $182,500 $352,600
2021 $4,655 $535,100 $182,500 $352,600
2020 $4,773 $516,000 $182,500 $333,500
2019 $4,773 $516,000 $182,500 $333,500
2018 $4,598 $507,000 $182,500 $324,500
2017 $4,598 $507,000 $182,500 $324,500
2016 $4,414 $481,300 $162,500 $318,800
2015 $4,211 $481,300 $162,500 $318,800
2014 $4,211 $478,500 $162,500 $316,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/31/2026 08/31/26 For Sale $949,900 +11.9% $361 / Sq Ft
01/04/2024 01/04/24 Sold $849,000 0.0% $288 / Sq Ft View Prior Sale
01/04/2024 01/04/24 Pending -- -- --
01/04/2024 01/04/24 For Sale $849,000 -- $288 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $601,000 Chicago Title Insurance Compan
Deed $849,000 Sage Title
Gift Deed -- None Available
Source: Public Records

Source: Charlottesville area Association of Realtors®

MLS Number: 681340

Charlottesville area Association of Realtors®

APN: 18A-3-454

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