Seller's Agent in 2025
Ryan Widerberg
eXp Realty - Chicago North Ave
(847) 849-7748
3 in this area
112 Total Sales
721 Adams St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $377,998
3
Beds
3
Baths
1,478
Sq Ft
$256/Sq Ft
Est. Value
Highlights
- Second Kitchen
- Ranch Style House
- Home Office
- Deck
- Cathedral Ceiling
- Lower Floor Utility Room
About This Home
As of July 2025Welcome to Your Dream Home at 721 Adams - A Fully Renovated Ranch in the Heart of Elgin - Recently Crowned the #1 Safest & Most Affordable City in the United States! Meticulously Updated From Top to Bottom Showcasing Pride of Ownership w/ High End Finishes & Thoughtful Upgrades - Step Inside to Admire & Fully Appreciate ALL of the Recent Improvements! As You Enter, You're Greeted by a Freshly Painted Interior (2025) Complimented by Sleek New Lifeproof Luxury Vinyl Plank Flooring (2020) That Flows Seamlessly Throughout the Main Level! Anderson Windows Bathe the Home in Natural Light, Highlighting the Spacious Living Room w/ its Soaring Vaulted Ceiling (2011) and Cozy Woodburning Fireplace - the Perfect Centerpiece of Gatherings or Quiet Evenings at Home! Newly Installed Mastercraft French Doors (2024) Open to a Freshly Stained Private Deck (2025), Inviting You to Enjoy the Expansive, Fully Fenced Backyard - Complete w/ a Firepit for Summer Nights & a Storage Shedfor All Your Gardening Needs! The Heart of the Home is the Breathtaking Full Kitchen Remodel (2020), Designed for Both Style & Functionality! Featuring White Shaker Cabinets, a Chic Black Subway Tile Backsplash, Gleaming Quartz Countertops & a Convenient Breakfast Bar, This Kitchen is Sure to Inspire Your Culinary Creations! Newer GE Profile Appliances, Including a Brand New Stove w/ Double Oven (2024), Make Meal Prep a Simple Endeavor! Adjacent to the Kitchen, a Well-Appointed Dining Room Sets the Stage for Memorable Gatherings w/ Friends & Family! The Main Level Offers a Serene Master Bedroom Retreat w/ Full Ensuite Bathroom, Featuring a Newer Vanity (2020), a Luxurious Custom Stone Standing Shower (2016) & a Generous Walk-in Closet! Two Additional Bedrooms Offer Ample Space for Family, Guests or a Home Office, Accompanied by a Fully Renovated Second Full Bathroom (2020) Adorned w/ White Subway Tile, Silver Inlay Accents, and a Modern Lighting Fixture! For Added Convenience, a Mudroom w/ Washer & Dryer Leads Directly to the Attached Two Car Garage! Head Downstairs to the Incredible Basement Remodel (2020), a Versatile Space Designed for Endless Possibilities. Complete with a Kitchenette & Yet Another Fully Renovated Full Bathroom (2020), This Level Offers Rooms for a Potential 4th Bedroom, Home Office, Workout Area & Recreation Room! Ample Storage and a Utility Sink Ensure Practicality Meets Style! Elgin Has Plans to Construct a 10' High Concrete Wall at the Rear of the Lot in 2027, so Privacy Will Be Elevated Even Further! This Home is Just Minutes From Schools, Parks, Restaurants & Shopping! With Easy Access to Route 20 Highway & I-90, Commuting is a Breeze!
Last Agent to Sell the Property
eXp Realty - Chicago North Ave License #475121545 Listed on: 04/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,705
Year Built
- Built in 1985 | Remodeled in 2020
Lot Details
- 12,197 Sq Ft Lot
- Lot Dimensions are 70x174
- Fenced
- Paved or Partially Paved Lot
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,478 Sq Ft Home
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Family Room
- Living Room with Fireplace
- Combination Kitchen and Dining Room
- Home Office
- Lower Floor Utility Room
- Storage Room
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Second Kitchen
- Double Oven
- Range with Range Hood
- Microwave
- High End Refrigerator
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- In-Law or Guest Suite
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
- Fire Pit
- Shed
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Gas Water Heater
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 30, 2025
Closed on
Jul 24, 2025
Sold by
Bought by
Seller's Agent
Ryan Widerberg
eXp Realty - Chicago North Ave
Buyer's Agent
Mayra Gallardo
Realty of America, LLC
List Price
$375,000
Sold Price
$370,000
Premium/Discount to List
-$5,000
-1.33%
Views
257
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,998
Avg. Annual Appreciation
2.16%
Original Mortgage
$370,000
Outstanding Balance
$366,396
Interest Rate
6.75%
Mortgage Type
VA
Estimated Equity
$11,602
Purchase Details
Closed on
Apr 29, 2011
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,034
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 29, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,075
Interest Rate
7.95%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $370,000 | Chicago Title | ||
| $117,000 | Fidelity | ||
| $208,500 | Multiple |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $370,000 | ||
| Previous Owner | $244,200 | ||
| Previous Owner | $185,109 | ||
| Previous Owner | $187,220 | ||
| Previous Owner | $151,353 | ||
| Previous Owner | $114,034 | ||
| Previous Owner | $234,701 | ||
| Previous Owner | $231,233 | ||
| Previous Owner | $216,600 | ||
| Previous Owner | $198,075 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Sold | $370,000 | -1.3% | $250 / Sq Ft |
| 05/31/2025 05/31/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $375,000 | 0.0% | $254 / Sq Ft |
| 05/27/2025 05/27/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $375,000 | -- | $254 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,410 | $108,900 | $20,675 | $88,225 |
| 2023 | $7,705 | $98,383 | $18,678 | $79,705 |
| 2022 | $7,258 | $89,708 | $17,031 | $72,677 |
| 2021 | $6,947 | $83,871 | $15,923 | $67,948 |
| 2020 | $6,755 | $80,068 | $15,201 | $64,867 |
| 2019 | $6,563 | $76,270 | $14,480 | $61,790 |
| 2018 | $5,865 | $65,326 | $13,641 | $51,685 |
| 2017 | $5,735 | $61,757 | $12,896 | $48,861 |
| 2016 | $5,471 | $57,294 | $11,964 | $45,330 |
| 2015 | -- | $52,515 | $10,966 | $41,549 |
| 2014 | -- | $51,867 | $10,831 | $41,036 |
| 2013 | -- | $53,235 | $11,117 | $42,118 |
Source: Public Records
Agents Affiliated with this Home
-
Ryan Widerberg
-
Mayra Gallardo
Buyer's Agent in 2025
Mayra Gallardo
Realty of America, LLC
(847) 445-9114
3 in this area
193 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12334610
APN: 06-23-184-014
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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