7277 Cardinal St Clay, MI 48001
Algonac AreaEstimated payment $3,358/month
Highlights
- 65 Feet of Waterfront
- Balcony
- Ceiling Fan
- Spa
- Forced Air Heating and Cooling System
- Garage
About This Home
Long live Summer! Own water front and always feel like your on vacation! From the moment you arrive, it’s clear this brick canal home has been lovingly cared for and thoughtfully updated. Inside, durable life-proof flooring flows through the main living areas, freshly carpeted stairs add a welcoming touch, and both the full and half baths on the main floor were beautifully renovated in 2025—blending modern style with everyday convenience. The spacious primary suite offers a private retreat with a jetted tub and sauna, the perfect place to unwind and warm up after a classic Michigan winter day. Ample storage throughout, plus attic and dormer space and a spotless crawl space, ensure everything has its place. Step outside and the lifestyle truly begins. A deep, wide canal sets the stage for boating, relaxing, and entertaining with ease. Enjoy a 12-foot platform dock, 50-amp boat hoist to hold up 10k capacity, hot tub, and a dedicated gas line ready for grilling—ideal for summer gatherings or quiet evenings by the water. Peace of mind comes with solid major updates, including a 13-year roof, 8-year HVAC system, and a 200-amp electrical panel with a generator hook up. Best of all, there’s no HOA. This is more than a home—it’s a waterfront experience, meticulously maintained and ready for its next chapter. House was appraised November of 2025 for $600,000 you will instantly have equity. Make it yours and start creating memories on the water.
Home Details
Home Type
- Single Family
Est. Annual Taxes
Year Built
- Built in 1995 | Remodeled in 2025
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 65 x 120
- 65 Feet of Waterfront
- Home fronts a canal
Parking
- Garage
Home Design
- Brick Exterior Construction
Interior Spaces
- 2,265 Sq Ft Home
- Ceiling Fan
- Family Room with Fireplace
- Crawl Space
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Spa
- Seawall
- Balcony
Location
- Ground Level
Utilities
- Forced Air Heating and Cooling System
- Cooling System Mounted In Outer Wall Opening
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Community Details
- Blue Water Isles 2 Subdivision
Listing and Financial Details
- Assessor Parcel Number 74141990035000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,871 | $259,500 | $0 | $0 |
| 2024 | $2,817 | $240,100 | $0 | $0 |
| 2023 | $2,714 | $215,400 | $0 | $0 |
| 2022 | $4,538 | $206,700 | $0 | $0 |
| 2020 | $4,249 | $178,000 | $178,000 | $0 |
| 2019 | $4,183 | $165,900 | $0 | $0 |
| 2018 | $4,111 | $154,500 | $0 | $0 |
| 2017 | $3,756 | $142,900 | $0 | $0 |
| 2016 | $2,229 | $142,900 | $0 | $0 |
| 2015 | -- | $125,000 | $125,000 | $0 |
| 2014 | -- | $114,900 | $114,900 | $0 |
| 2013 | -- | $116,700 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/16/2026 07/16/26 | For Sale | $535,000 | +127.7% | $236 / Sq Ft | |
| 05/21/2013 05/21/13 | Sold | $235,000 | -6.0% | $112 / Sq Ft | View Prior Sale |
| 04/06/2013 04/06/13 | Pending | -- | -- | -- | |
| 01/24/2013 01/24/13 | For Sale | $249,900 | -- | $119 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $235,000 | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $75,000 | Credit Line Revolving | |
| Open | $297,000 | New Conventional | |
| Closed | $50,000 | Credit Line Revolving | |
| Closed | $237,840 | FHA | |
| Closed | $211,500 | New Conventional | |
| Previous Owner | $330,000 | Reverse Mortgage Home Equity Conversion Mortgage |
Source: Realcomp
MLS Number: 20261055141
APN: 14-199-0035-000
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Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393
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Ask me questions while you tour the home.