$535,000
SOLD SEP 4, 2026

7277 Cardinal St Clay, MI 48001

Algonac Area
3 Beds
2.5 Baths
2,265 Sq Ft
7,841 Sq Ft Lot

Sale Details

Date Sold: September 4, 2026

$236 Per Sq Ft

25 Days on Market

Highlights

  • 65 Feet of Waterfront
  • Balcony
  • Ceiling Fan
  • Spa
  • Forced Air Heating and Cooling System
  • Garage

About This Home

As of September 2026

Long live Summer! Own water front and always feel like your on vacation!

From the moment you arrive, it’s clear this brick canal home has been lovingly cared for and thoughtfully updated. Inside, durable life-proof flooring flows through the main living areas, freshly carpeted stairs add a welcoming touch, and both the full and half baths on the main floor were beautifully renovated in 2025—blending modern style with everyday convenience. The spacious primary suite offers a private retreat with a jetted tub and sauna, the perfect place to unwind and warm up after a classic Michigan winter day. Ample storage throughout, plus attic and dormer space and a spotless crawl space, ensure everything has its place.

Step outside and the lifestyle truly begins. A deep, wide canal sets the stage for boating, relaxing, and entertaining with ease. Enjoy a 12-foot platform dock, 50-amp boat hoist to hold up 10k capacity, hot tub, and a dedicated gas line ready for grilling—ideal for summer gatherings or quiet evenings by the water. Peace of mind comes with solid major updates, including a 13-year roof, 8-year HVAC system, and a 200-amp electrical panel with a generator hook up. Best of all, there’s no HOA.

This is more than a home—it’s a waterfront experience, meticulously maintained and ready for its next chapter. House was appraised November of 2025 for $600,000 you will instantly have equity. Make it yours and start creating memories on the water.

Last Agent to Sell the Property

Kelly Smith

Smith Street License #6502409211 Listed on: 07/16/2026

Last Buyer's Agent

Dawn Bowser

KW Platinum License #6501415324

KW Platinum

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1995 | Remodeled in 2025

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 65 x 120
  • 65 Feet of Waterfront
  • Home fronts a canal

Parking

  • Garage

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2,265 Sq Ft Home
  • Ceiling Fan
  • Family Room with Fireplace
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Spa
  • Seawall
  • Balcony

Location

  • Ground Level

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater

Community Details

  • Blue Water Isles 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 74141990035000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,051

Year Built

Built in 1995 | Remodeled in 2025

Lot Details

7,841 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1995
  • State Equalized Value: 259500.00
  • Year Renovated: 2025
  • Entry Location: GroundLevelwSteps
  • Property Sub Type: SingleFamilyResidence
  • LotSizeAcres: 0.18
  • Water Body Name: Lake St. Clair
  • Co List Office Mls Id: 409517
  • Above Grade Finished Sq Ft: 2265.00
  • Living Area: 2265.00
  • ClassName: Residential
  • ThirdPartyApprovalRequiredYN: No
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Basement: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: FamilyRoom

Exterior Features

  • Waterfront: Yes
  • Foundation Details: CrawlSpace
  • Construction Materials: Brick
  • Exterior Features: Balcony, SpaHottub
  • Road Frontage Type: Paved
  • Water Frontage Feet: 65.00
  • Disclosures: NoRestrictions, TaxesHomesteadExempt
  • Home Warranty: No

Garage/Parking

  • Garage: Yes

Utilities

  • Cooling: CeilingFans, CentralAir, WallUnits
  • Heating: Electric, ForcedAir, NaturalGas
  • Sewer: PublicSewer
  • Water Heater Fuel: NaturalGas
  • Water Source: Public

Schools

  • Junior High Dist: Algonac

Lot Info

  • Lot Dimensions: 65 x 120
  • Parcel Number: 74141990035000

Tax Info

  • Tax Amount Summer: 2871.00
  • Tax Amount Winter: 2180.00
  • Tax Annual Amount: 5051.00

Multi Family

  • Waterfront Features: CanalFront, Seawall
  • Above Grade Finished Area Units: SquareFeet

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2013
Closed on
May 20, 2013
Sold by
Casper Gunter and Casper Susan
Bought by
Seller's Agent
Brian Powers
RE/MAX First
Buyer's Agent
Richard Kolb
Real Estate One Chesterfield
List Price
$249,900
Sold Price
$235,000
Premium/Discount to List
-$14,900
-5.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.56%
Original Mortgage
$211,500
Interest Rate
3.39%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Clay, MI

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $235,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $75,000 Credit Line Revolving
Open $297,000 New Conventional
Closed $50,000 Credit Line Revolving
Closed $237,840 FHA
Closed $211,500 New Conventional
Previous Owner $330,000 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/04/2026 09/04/26 Sold $535,000 0.0% $236 / Sq Ft
08/10/2026 08/10/26 Pending -- -- --
07/16/2026 07/16/26 For Sale $535,000 -- $236 / Sq Ft
Source: Realcomp

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,052 $255,300 $0 $0
2025 $2,871 $259,500 $0 $0
2024 $2,817 $240,100 $0 $0
2023 $2,714 $215,400 $0 $0
2022 $4,538 $206,700 $0 $0
2020 $4,249 $178,000 $178,000 $0
2019 $4,183 $165,900 $0 $0
2018 $4,111 $154,500 $0 $0
2017 $3,756 $142,900 $0 $0
2016 $2,229 $142,900 $0 $0
2015 -- $125,000 $125,000 $0
2014 -- $114,900 $114,900 $0
2013 -- $116,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realcomp

MLS Number: 20261055141

Realcomp

APN: 14-199-0035-000

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