$605,000
SOLD JUL 31, 2025

728 E Windsor Dr Gilbert, AZ 85296

Heritage District Neighborhood
5 Beds
3 Baths
2,571 Sq Ft
5,497 Sq Ft Lot

Recently Sold

$235 Per Sq Ft

1% Below List Price

10 Days on Market

Highlights

  • Private Pool
  • Vaulted Ceiling
  • Spanish Architecture
  • Settlers Point Elementary School Rated A-
  • Wood Flooring
  • Granite Countertops

About This Home

As of July 2025

Welcome to your dream home in Settler's Meadow! This beautiful 2-level offers over 2,500 sq ft with 5 spacious bedrooms and plenty of room to grow. Enjoy great curb appeal and a 2-car garage in a family-friendly neighborhood! Inside, you'll find vaulted ceilings, wood-look flooring, and tons of natural light. The upgraded kitchen shines with shaker cabinets, beautiful upgrades, and a large island perfect for entertaining. Relax in an oversized primary bedroom with spa like en suite and spacious closet. Outside, relax or play in the sparkling backyard pool, manicured yard and covered porch. Don't miss this one!

Last Agent to Sell the Property

Cheramy Mayfield

HomeSmart License #SA676289000 Listed on: 06/11/2025

HomeSmart

Last Buyer's Agent

Lisa Cheng

DeLex Realty License #SA650781000

DeLex Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,950

Year Built

  • Built in 1996

Lot Details

  • 5,497 Sq Ft Lot
  • Desert faces the front of the property
  • Block Wall Fence
  • Artificial Turf

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener

Home Design

  • Spanish Architecture
  • Wood Frame Construction
  • Tile Roof
  • Stucco

Interior Spaces

  • 2,571 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Solar Screens
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Microwave
  • Kitchen Island
  • Granite Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bathroom is a Full Bathroom
  • 3 Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Easy To Use Faucet Levers
  • Bathtub With Separate Shower Stall

Outdoor Features

  • Private Pool
  • Covered Patio or Porch
  • Outdoor Storage

Schools

  • Settlers Point Elementary School
  • Mesquite Jr High Middle School
  • Mesquite High School

Utilities

  • Central Air
  • Heating Available
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Doors with lever handles
  • Property is near bus stop

Listing and Financial Details

  • Tax Lot 276
  • Assessor Parcel Number 304-24-446

Community Details

Overview

  • Association fees include ground maintenance
  • Rcp Association, Phone Number (480) 813-6788
  • Built by RYLAND HOMES
  • Settler's Meadow Subdivision

Recreation

  • Community Playground
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,950

Year Built

Built in 1996

Lot Details

0

HOA Fees

$49 per month

Parking

2

Listing Details

  • Cross Street: Ray Rd & Gilbert Rd
  • Legal Info Range: 6E
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 49.0
  • Basement: N
  • Cooling HVAC SEER Rating: 16
  • Parking Spaces Slab Parking Spaces: 2.0
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: N
  • Year Built: 1996
  • Tax Year: 2024
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.13
  • Subdivision Name: SETTLER'S MEADOW
  • Architectural Style: Spanish
  • Property Attached Yn: No
  • General Property Description:PriceSqFt: 235.31
  • Association Fees:HOA Fee2: 49.0
  • Dining Area:Breakfast Bar: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Technology:Cable TV Avail: Yes
  • Cooling:Central Air: Yes
  • Windows:Solar Screens: Yes
  • Water Source City Water: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: None

Interior Features

  • Flooring: Wood
  • Basement YN: No
  • Possible Use: None
  • Spa Features: None
  • Accessibility Features: Lever Handles, Bath Lever Faucets
  • Total Bedrooms: 5
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: High Speed Internet, Granite Counters, Double Vanity, See Remarks, Upstairs, Eat-in Kitchen, Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Full Bth Master Bdrm, Separate Shwr & Tub
  • Living Area: 2571.0
  • Stories: 2
  • Window Features: Solar Screens
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Master Bathroom:Double Sinks: Yes
  • Community Features:BikingWalking Path: Yes
  • Other Rooms:Great Room: Yes
  • Other Rooms:Family Room: Yes
  • Community Features:Children_squote_s Playgrnd: Yes
  • Community Features:Near Bus Stop: Yes
  • KitchenFeatures:Refrigerator: Yes
  • Community Features:See Remarks2: Yes
  • Kitchen Features:Granite Counters: Yes

Exterior Features

  • Fencing: Block
  • Exterior Features: Storage
  • Lot Features: Desert Front, Gravel/Stone Front, Synthetic Grass Back
  • Pool Private: Yes
  • Disclosures: Agency Discl Req, Seller Discl Avail
  • Construction Type: Stucco, Wood Frame, Painted
  • Patio And Porch Features: Covered Patio(s), Patio
  • Roof: Tile
  • Construction:Frame - Wood: Yes
  • Exterior Features:Covered Patio(s): Yes
  • Exterior Features:Patio: Yes
  • Exterior Features:Storage: Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Garage Door Opener, Direct Access
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Direct Access: Yes

Utilities

  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Community Features: Near Bus Stop, Playground, Biking/Walking Path
  • Association Fee: 49.0
  • Association Fee Frequency: Monthly
  • Association Name: Settler's Meadow
  • Phone: 480-813-6788
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: No
  • Association Fees:HOA Transfer Fee2: 175.0
  • Association Fees:HOA Paid Frequency: Monthly
  • Association Fees:HOA Name4: Settler's Meadow
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fees:Prepaid Association Fees HOA: 98.0
  • Association Fees:Disclosure Fees HOA: 225.0
  • Association Fee Incl:Common Area Maint3: Yes
  • Association Fees:HOA Management Company: RCP
  • Association Fees:HOA Management Phone: 480-813-6788

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Settlers Point Elementary
  • High School: Mesquite High School
  • Junior High Dist: Gilbert Unified District
  • Middle Or Junior School: Mesquite Jr High School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 5497.0
  • Parcel #: 304-24-446

Building Info

  • Builder Name: RYLAND HOMES

Tax Info

  • Tax Annual Amount: 1950.0
  • Tax Book Number: 304.00
  • Tax Lot: 276
  • Tax Map Number: 24.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2025
Closed on
Jun 24, 2025
Sold by
Michael J Naragon And Debra L Naragon Tr and Naragon Michael J
Bought by
Ji Wenli and Wang Juan
Seller's Agent
Cheramy Mayfield
HomeSmart
Buyer's Agent
Lisa Cheng
DeLex Realty
List Price
$609,900
Sold Price
$605,000
Premium/Discount to List
-$4,900
-0.8%
Views
15
Current Estimated Value
$606,764

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,764
Avg. Annual Appreciation
0.68%
Original Mortgage
$423,500
Outstanding Balance
$422,413
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$184,351

Purchase Details

Closed on
Apr 26, 2023
Sold by
Naragon Michael John and Naragon Debra L
Bought by
Michael J Naragon And Debra L Naragon Trust

Purchase Details

Closed on
Aug 12, 1996
Sold by
Ryland Homes Of Arizona Inc
Bought by
Naragon Michael John and Naragon Debra L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,900
Interest Rate
8.42%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $605,000 Great American Title Agency
Grant Deed -- None Listed On Document
Joint Tenancy Deed $142,148 Security Title Agency
Cash Sale Deed $114,457 Security Title Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $423,500 New Conventional
Previous Owner $127,900 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Sold $605,000 -0.8% $235 / Sq Ft
06/21/2025 06/21/25 Pending -- -- --
06/11/2025 06/11/25 For Sale $609,900 -- $237 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,028 $26,490 -- --
2024 $1,963 $25,229 -- --
2023 $1,963 $41,430 $8,280 $33,150
2022 $1,901 $31,400 $6,280 $25,120
2021 $2,005 $29,530 $5,900 $23,630
2020 $1,974 $27,460 $5,490 $21,970
2019 $1,820 $25,460 $5,090 $20,370
2018 $1,772 $24,030 $4,800 $19,230
2017 $1,711 $22,880 $4,570 $18,310
2016 $1,764 $22,110 $4,420 $17,690
2015 $1,593 $21,430 $4,280 $17,150
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2025

    Cheramy Mayfield

    HomeSmart

    (480) 250-4177

    2 in this area

    16 Total Sales

    Cheramy Mayfield
    Section Image
  • Lisa Cheng

    Buyer's Agent in 2025

    Lisa Cheng

    DeLex Realty

    (602) 487-3394

    1 in this area

    65 Total Sales

    Lisa Cheng
    Section Image
See All Agents

Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6878912

Arizona Regional Multiple Listing Service (ARMLS)

APN: 304-24-446

Arizona Maricopa County Gilbert 85296 Heritage District

728 E Windsor Dr, Gilbert, AZ

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Arizona Regional Multiple Listing Service (ARMLS) All information should be verified by the recipient and none is guaranteed as accurate by ARMLS

Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393

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