NOT LISTED FOR SALE

728 Ripple Brook Ln Unit 91 Elgin, IL 60120

Cobblers Crossing Neighborhood

Estimated Value: $227,000 - $247,000

2 Beds
1 Bath
-- Sq Ft
$145/mo HOA Fee

Last Sold February 24, 2016

Last sale price $115,000

Est. 104% increase in value since last sale

Current estimated payment $1,631/month

21 Days on Market

Highlights

  • Lake Front
  • End Unit
  • Patio
  • Main Floor Bedroom
  • Attached Garage
  • Bathroom on Main Level

About This Home

As of February 2016

Great end unit ranch town home now available in desirable Cobblers Crossing! Loads of sunlight fills this thoughtfully laid out home. New stainless steel appliances in the kitchen with breakfast bar, master has it's own private dressing and vanity. Lots of storage in the laundry room and even has a large attic for your use above the attached garage. All appliances included. Awesome location, situated directly across from the lake with its own private side entrance and patio. Super LOW taxes. HWA Home Warranty Offered. ***Home buyers may qualify for an incredible state run program which gives a $7500 grant to be used towards down payment and closing cost assistance. Ask your lender / realtor for details or search 'Getting an IHDA loan' and click on '1stHomeIllinois'*** Investors Welcome.

Last Agent to Sell the Property

Shannon Bremner

Keller Williams Success Realty License #475155622 Listed on: 10/18/2015

Keller Williams Success Realty

Last Buyer's Agent

Shannon Bremner

Keller Williams Success Realty License #475155622 Listed on: 10/18/2015

Keller Williams Success Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,885

Year Built

  • 1990

Lot Details

  • Lake Front
  • End Unit

HOA Fees

  • $145 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Bathroom on Main Level
  • Dual Sinks

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Water Views
  • Patio

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Pet Policy

  • Pets Allowed

Security

  • Storm Screens

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,885

Year Built

1990

Lot Details

0

HOA Fees

$145 per month

Parking

1

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Disability Access: Yes
  • Disability Access Details: Main Level Entry, No Interior Steps
  • Unit Floor Level: 1
  • Age: 21-25 Years
  • Full Bathrooms: 1
  • Ownership: Condo
  • Total Full or Half Bathrooms: 1
  • Estimated Year Built: 1990
  • Tax Exemptions: Homeowner
  • Type Attached: Townhouse-Ranch
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1
  • Year Built: 1990

Interior Features

  • Interior Property Features: 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath, Laundry Hook-Up in Unit
  • Number Of Rooms: 5
  • Living Room: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer
  • Equipment: CO Detectors, Ceiling Fan
  • Basement: Slab
  • Bedrooms All Levels: 2
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 7X5, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 8X7, On Level: Main Level, Flooring: Carpet, Windows: None
  • Kitchen Type: Dimensions: 11X9, On Level: Main Level, Flooring: Vinyl, Windows: Blinds
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 13X12, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 2: Dimensions: 12X11, On Level: Main Level, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Aluminum Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens, End Unit

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Management: Manager Off-site
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal
  • Assessment Association Fees: 145
  • Management Contact Name: Manager
  • Management Phone: 847-517-4400

Fee Information

  • Management Company: ALMA PROPERTY MANAGEMENT

Schools

  • School District: 46
  • Elementary School: LINCOLN ELEMENTARY SCHOOL
  • Middle School: LARSEN MIDDLE SCHOOL
  • High School: ELGIN HIGH SCHOOL
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: COMMON
  • Lot Description: Lake Front, Water View
  • Parcel Identification Number: 06074000121049

Multi Family

  • Total Number Unitsin Building: 4
  • Number Stories: 1

Tax Info

  • Taxes: 1689.36

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 7, 2017
Sold by
Jacobs Tanner
Bought by
Ibarra Jose I
Current Estimated Value
$235,007

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,250
Outstanding Balance
$100,603
Interest Rate
4.19%
Mortgage Type
New Conventional
Estimated Equity
$134,404

Purchase Details

Listed on
Oct 18, 2015
Closed on
Feb 24, 2016
Sold by
Rife Susan M and Sullivan Susan M
Bought by
Jacobs Tanner
Seller's Agent
Shannon Bremner
Keller Williams Success Realty
Buyer's Agent
Shannon Bremner
Keller Williams Success Realty
List Price
$120,000
Sold Price
$115,000
Premium/Discount to List
-$5,000
-4.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.72%
Original Mortgage
$105,800
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2005
Sold by
Reque Mildred A
Bought by
Sullivan Susan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,800
Interest Rate
5.93%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 29, 1995
Sold by
Painter Michael S and Painter Tina L
Bought by
Reque Mildred A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ibarra Jose I $125,000 Attorney
Jacobs Tanner $115,000 First American Title
Sullivan Susan M $153,500 Atgf Inc
Reque Mildred A $91,000 Attorneys Natl Title Network
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ibarra Jose I $121,250
Previous Owner Jacobs Tanner $105,800
Previous Owner Sullivan Susan M $122,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/24/2016 02/24/16 Sold $115,000 0.0% --
11/08/2015 11/08/15 Pending -- -- --
11/03/2015 11/03/15 Price Changed $115,000 -4.2% --
10/18/2015 10/18/15 For Sale $120,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,885 $13,339 $2,001 $11,338
2023 $2,774 $13,339 $2,001 $11,338
2022 $2,774 $13,339 $2,001 $11,338
2021 $2,094 $9,407 $1,286 $8,121
2020 $2,159 $9,407 $1,286 $8,121
2019 $2,165 $10,494 $1,286 $9,208
2018 $1,744 $8,569 $1,143 $7,426
2017 $2,902 $8,569 $1,143 $7,426
2016 $1,935 $8,569 $1,143 $7,426
2015 $1,725 $7,533 $1,000 $6,533
2014 $1,689 $7,533 $1,000 $6,533
2013 $1,614 $7,533 $1,000 $6,533
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09066605

Midwest Real Estate Data (MRED)

APN: 06-07-400-012-1049