$450,000

728 Santa Maria Dr Winter Haven, FL 33884

Cypress Gardens Neighborhood

Estimated payment $2,622/month

3 Beds
3.5 Baths
2,104 Sq Ft
$214 Price per Sq Ft

Highlights

  • Screened Pool
  • Living Room with Fireplace
  • Florida Architecture
  • Private Lot
  • Vaulted Ceiling
  • Mature Landscaping

About This Home

COMING SOON! Spacious pool home in Overlook Estates East featuring an open split layout, formal living & dining rooms, family room, vaulted ceilings, and generous bedroom sizes. Enjoy a screened inground pool area, large covered lanai, fenced back yard, and oversized lot. Primary suite includes walk-in closet and pool access. Kitchen offers ample cabinet space and a breakfast area. Low HOA, established neighborhood, and close to shopping, schools, and the Chain of Lakes.

Listing Agent

Harold Baker

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3065860 Listed on: 11/22/2025

KELLER WILLIAMS REALTY SMART 1

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,391

Year Built

  • Built in 1991

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 80x124
  • East Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Private Lot
  • Irrigation Equipment

HOA Fees

  • $46 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Rear-Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,104 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Living Room with Fireplace
  • Tile Flooring
  • Laundry in unit

Kitchen

  • Breakfast Area or Nook
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Pool

  • Screened Pool
  • In Ground Pool
  • Fence Around Pool
  • In Ground Spa

Outdoor Features

  • Screened Patio
  • Exterior Lighting
  • Private Mailbox

Schools

  • Elbert Elementary School
  • Denison Middle School
  • Winter Haven Senior High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

Listing and Financial Details

  • Tax Lot 21
  • Assessor Parcel Number 26-28-35-662930-000210

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,391

Year Built

Built in 1991

Lot Details

0

HOA Fees

$46 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2104
  • Lot Size Acres: 0.26
  • New Construction: No
  • Year Built: 1991
  • Building Area Total: 2942
  • Lot Size Sq Ft: 11182
  • Status: Active
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 273.32
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Avenue G SW
  • Floor Number: 1
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 213.88
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-508-3000
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Living Room
  • Living Area Units: Square Feet
  • Flooring: Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment, Private Yard
  • Spa Features: In Ground
  • Stories: 1
  • Living Area Meters: 195.47

Exterior Features

  • Direction Faces: East
  • Pool Features: In Ground, Screen Enclosure
  • Exterior Features: Lighting, Private Mailbox, Private Yard, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Patio, Screened
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0368G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Rear

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 550
  • Association Fee Frequency: Annually
  • Association Name: Matt Davis
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Condo Land Included YN: 0
  • Association Email: Treasurer@OverlookEstatesEast.com
  • Association URL: OverlookEstatesEast.com

Fee Information

  • Total Annual Fees: 550.00
  • Total Monthly Fees: 45.83
  • Monthly HOA Amount: 45.83

Schools

  • Elementary School: Elbert Elem
  • High School: Winter Haven Senior
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 26-28-35-662930-000210
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Paved, Private
  • Lot Dimensions: 80x124
  • Property Attached Yn: Yes
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: contact HOA for details

Tax Info

  • Tax Annual Amount: 2390.67
  • Tax Book Number: 87-46
  • Tax Lot: 21

Multi Family

  • Approval Process: contact HOA for details

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,391 $167,504 -- --
2024 $2,261 $162,783 -- --
2023 $2,261 $158,042 $0 $0
2022 $2,131 $153,439 $0 $0
2021 $2,081 $148,970 $0 $0
2020 $2,044 $146,913 $0 $0
2018 $2,012 $140,932 $0 $0
2017 $1,959 $138,033 $0 $0
2016 $1,902 $135,194 $0 $0
2015 $1,495 $134,254 $0 $0
2014 $1,824 $133,188 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/22/2025 11/22/25 For Sale $450,000 -- $214 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $282,300 Polk Professional Title Insu
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,600 Fannie Mae Freddie Mac
Source: Public Records

Source: Stellar MLS

MLS Number: P4937118

Stellar MLS

APN: 26-28-35-662930-000210

Florida Polk County Winter Haven 33884 Cypress Gardens

728 Santa Maria Dr, Winter Haven, FL

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Harold Baker
Listing Agent
Harold Baker
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KELLER WILLIAMS REALTY SMART 1
(863) 341-6750