$1,090,000

7282 James Ct Denver, NC 28037

Estimated payment $6,059/month

Total Views 1,043
4 Beds
3 Baths
3,364 Sq Ft
$324 Price per Sq Ft

Highlights

  • Very Popular Property
  • Boat or Launch Ramp
  • Gated Community
  • Sherrills Ford Elementary School Rated A-
  • Access To Lake
  • Deck

About This Home

Tucked inside the gated Pebble Bay community, this custom-built home sits on over an acre and offers a rare combination of Lake Norman access, privacy, and flexibility. Residents enjoy gated access to a community boat ramp and gated vehicle storage (subject to availability), making lake life easy without the cost of full waterfront ownership. A truly unique feature of this property is the adjacent 22’x46’ fully insulated and conditioned building. With two separate rooms, individual entrances, two-zone heating and cooling, 240V electrical service, and its own security system, this space is ideal for a garage, office, workshop, studio, gym, hobby room, or climate-controlled storage—options rarely found in this area. Inside, the home is designed for comfortable everyday living with thoughtful upgrades throughout. The main level features wide solid oak flooring, a welcoming family room with built-in bookcases and a gas fireplace, and a separate formal sitting area ideal for quiet evenings or entertaining. The first-floor laundry room adds convenience, while stone flooring in the bathrooms and laundry enhances durability and style. The kitchen is a standout, equipped with custom cherry cabinetry, a large center island, pull-out shelving, a corner Lazy Susan, and a six-burner gas cooktop—perfect for both casual meals and hosting gatherings. Enjoy breakfast in the cozy nook or larger dinners in the formal dining room. The primary suite on the main level offers a peaceful retreat with two walk-in closets and a spa-style bath featuring a Jacuzzi type tub, with stone surround and a walk-in shower. A second main-level bedroom is conveniently located near a full bath, ideal for guests or multigenerational living. Upstairs, two additional bedrooms with generous closets, a third full bath and a flex room room provide flexible space for family, hobbies, or work-from-home needs. Outdoor living is easy with a maintenance-free 20’x24’ Trex deck overlooking level, landscaped grounds supported by an eight-zone in-ground irrigation system. The sealed crawl space and gutter guard system add long-term peace of mind. Additional highlights include 400-amp electrical service, wiring for a whole-house generator, in-ground propane tank, water softener with pre-filter, three electric garage door openers, ceiling fans in eight rooms, ceiling speakers with additional pre-wiring, a second gas fireplace and multiple walk-in and floored attic storage spaces. Homes offering this combination of acreage, community lake access, and a fully conditioned auxiliary building are rarely available in Pebble Bay.

Listing Agent

Frank Free

Lake Realty Brokerage Email: ffree@lakerealty.com License #139143 Listed on: 03/06/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2009

Lot Details

  • 1.16 Acre Lot
  • Lot Dimensions are 181x314x182x264
  • Cul-De-Sac
  • Level Lot
  • Irrigation
  • Property is zoned R-30

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Workshop in Garage

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • 2-Story Property
  • Wired For Data
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Crawl Space
  • Home Security System
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Convection Oven
  • Gas Cooktop
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Marble

Bedrooms and Bathrooms

  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Outdoor Features

  • Access To Lake
  • Boat or Launch Ramp
  • Deck

Schools

  • Sherrills Ford Elementary School
  • Mill Creek Middle School
  • Brandys High School

Utilities

  • Two cooling system units
  • Heat Pump System
  • Underground Utilities
  • Generator Hookup
  • Community Well
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 4606013516420000

Community Details

Overview

  • Pebble Bay HOA
  • Pebble Bay Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2009

Lot Details

1.16 Acres

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 2009
  • Restrictions: Architectural Review,Manufactured Home Not Allowed,Subdivision
  • Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 324.02
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: ffree@lakerealty.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Marble, Wood
  • Interior Amenities: Attic Other, Cable Prewire, Kitchen Island, Split Bedroom, Walk-In Closet(s), Whirlpool
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2277
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 1564
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 1564
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1087
  • Appliances: Convection Oven, Dishwasher, Disposal, Gas Cooktop
  • Other Equipment: Generator Hookup
  • Above Grade Finished Sq Ft: 3364
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Family Room, Gas Log, Living Room
  • Living Area: 3364
  • Bedroom Main: 2
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • Exterior Features: In-Ground Irrigation
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Pool Private: No
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Ramp, Boat Slip – Community
  • Construction Type: Brick Partial
  • Other Structures: Other - See Remarks
  • Patio And Porch Features: Deck

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Garage Faces Side, Garage Shop

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Main Level
  • Security: Security System
  • Cooling: Ceiling Fan(s), Dual, Heat Pump
  • Utilities: Cable Available, Electricity Connected, Underground Power Lines, Underground Utilities, Wired Internet Available
  • Water Source: Community Well

Condo/Co-op/Association

  • Community Features: Gated, Lake Access
  • Association Fee: 750
  • Association Fee Frequency: Semi-Annually
  • Complex Name: Pebble Bay
  • Senior Community: No
  • Association Name: Pebble Bay HOA
  • Association: Yes
  • Association Email: pb.atlarge.rep2019@gmail.com

Association/Amenities

  • Association Annual Expense: 1500.00

Schools

  • Middle Or Junior School: Mill Creek
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac, Level
  • Lot Size Units: Acres
  • Parcel Number: 4606013516420000
  • Development Status: Completed
  • Horse Amenities: None
  • Lot Size Acres: 1.16
  • Lot Size: 181x314x182x264
  • Additional Parcels: No
  • Zoning Specification: R-30

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Brandys

Floorplans

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,889 $789,600 $73,100 $716,500
2024 $3,889 $789,600 $73,100 $716,500
2023 $3,810 $553,400 $48,100 $505,300
2022 $3,901 $553,400 $48,100 $505,300
2021 $3,901 $553,400 $48,100 $505,300
2020 $3,901 $553,400 $48,100 $505,300
2019 $3,901 $553,400 $0 $0
2018 $3,254 $475,000 $36,800 $438,200
2017 $3,254 $0 $0 $0
2016 $2,909 $0 $0 $0
2015 $2,830 $424,630 $36,800 $387,830
2014 $2,830 $471,700 $56,500 $415,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/06/2026 03/06/26 For Sale $1,090,000 -- $324 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $425,000 Southlake Title
Warranty Deed $45,000 None Available
Warranty Deed $109,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 New Conventional
Previous Owner $87,200 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Frank Free

Lake Realty

(980) 983-6531

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Frank Free - Expert Real Estate Agent at Lake Realty
Connecting Hearts to Homes



Hello! I'm Frank Free, your dedicated and trustworthy real estate partner. With over 32 years of experience navigating the real estate market, I specialize in helping families and individuals find their dream homes. My deep knowledge of the market, commitment to my clients, and sharp negotiation skills mean that whether you are buying or selling, you'll be in the best hands.

Why Work With

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4353693

Canopy MLS (Canopy Realtor® Association)

APN: 4606013516420000

Your Personal Tour Guide

Ask me questions while you tour the home.