NOT LISTED FOR SALE

729 Mosaic Cir Oceanside, CA 92057

Ivey Ranch-Rancho Del Oro Neighborhood

Estimated Value: $910,000 - $954,000

4 Beds
2.5 Baths
1,957 Sq Ft
$472/Sq Ft Est. Value

Sale Details

Date Sold: July 22, 2025

Last sale price $930,000 $475 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $5,519 / mo

5 Days on Market

Highlights

  • Private Yard
  • Breakfast Area or Nook
  • Slab Porch or Patio
  • Alamosa Park Elementary School Rated A-
  • 3 Car Attached Garage
  • Community Playground

About This Home

As of July 2025

Beautifully updated home in a quiet, well-maintained neighborhood! Major system upgrades: new roof (2021), dual-pane windows (2020), fully redone plumbing & valves (2022), new water heater (2022), central AC (2020), and vinyl fencing (2021). Inside, enjoy tasteful updates throughout, including a gorgeous walk-in shower in the primary suite. The home is move-in ready, with the added bonus of allowing the buyer to choose their own paint colors to personalize it to their style. Two community playgrounds

Last Agent to Sell the Property

Sonja Stolzenberg

Keller Williams La Jolla License #01352684 Listed on: 06/12/2025

Keller Williams La Jolla

Last Buyer's Agent

PHUONG TRAN

BEVERLY AND COMPANY, INC License #01763825

BEVERLY AND COMPANY, INC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1991

Lot Details

  • 4,690 Sq Ft Lot
  • Property is Fully Fenced
  • Level Lot
  • Sprinkler System
  • Private Yard

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Clay Roof
  • Stucco Exterior

Interior Spaces

  • 1,957 Sq Ft Home
  • 2-Story Property
  • Family Room with Fireplace
  • Dining Area

Kitchen

  • Breakfast Area or Nook
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Linoleum
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Slab Porch or Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 161-690-44-00

Community Details

Overview

  • Association fees include common area maintenance
  • Rancho Del Oro Association, Phone Number (760) 634-4700

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Year Built

Built in 1991

Lot Details

4,690 Sq Ft Lot

HOA Fees

$142 per month

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: Coastal North
  • Cross Street: Masters Dr
  • Neighborhood: Rancho Del Oro Village
  • Estimated Living Space: 1,500 to 1,999 SqFt
  • LP / Sq Ft: 484.93
  • Price Per Sq Ft: 475.22
  • SP/ Sq Ft: 475.22
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 1991
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet, Linoleum/Vinyl, Tile
  • Equipment Available: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Fireplaces: 1
  • Fireplace: Fp In Family Room
  • Searchable Rooms: Breakfast Area, Dining Area
  • Total Bedrooms: 4
  • Bedrooms: 4
  • Master Bedroom Dimensions: 13x14
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 1957
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Stucco
  • Fencing: Full
  • Patio: Slab
  • Roof: Tile/Clay
  • Exclusive Use Yard: Yes

Garage/Parking

  • Garage Details: Attached, Garage
  • Garage Spaces: 3
  • Non Garage Parking: Driveway
  • Parking Spaces Total: 6

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Community: OCEANSIDE
  • Complex Features: Playground
  • Home Owner Association: Rancho Del Oro
  • Home Owner Association Fee Includes: Common Area Maintenance
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 142.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 760-634-4700

Lot Info

  • Irrigation: Sprinklers
  • Lot Size: 4,000-7,499 SF
  • Topography: Level
  • Assessor Parcel Number: 161-690-44-00
  • Estimated Lot Sq Ft: 4690

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Jun 25, 2025
Sold by
Zacharias Family Trust and Zacharias Ronald E
Bought by
Cu Oanh Thi Tu
Seller's Agent
Sonja Stolzenberg
Keller Williams La Jolla
Buyer's Agent
PHUONG TRAN
BEVERLY AND COMPANY, INC
List Price
$949,000
Sold Price
$930,000
Premium/Discount to List
-$19,000
-2%
Views
47
Current Estimated Value
$924,372

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,628
Avg. Annual Appreciation
-0.79%
Original Mortgage
$600,000
Outstanding Balance
$598,984
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$325,388

Purchase Details

Closed on
Sep 12, 2019
Sold by
Zacharias Ronald E and Zacharias Janet L
Bought by
The Zacharias Family Trust

Purchase Details

Closed on
May 20, 2019
Sold by
The Zacharias Family Trust
Bought by
Zacharias Ronald Ellsworth and Zacharias Janet Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$290,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 29, 2015
Sold by
Zacharias Ronald E and Zacharias Janet L
Bought by
The Zacharias Family Trust

Purchase Details

Listed on
Feb 8, 2015
Closed on
Apr 1, 2015
Sold by
Courtemanche Keith M and Courtemanche Lisa
Bought by
Zacharias Ronald E and Zacharias Janet L
Seller's Agent
Robbie Calderon-Hass
Hass Team Realty
Buyer's Agent
Thor Sorensen
Century 21 Affiliated
List Price
$480,000
Sold Price
$480,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.14%
Original Mortgage
$376,650
Interest Rate
3.64%
Mortgage Type
VA

Purchase Details

Closed on
Mar 8, 2012
Sold by
Courtemanche Keith M and Courtemanche Lisa
Bought by
Courtemanche Keith M and Courtemanche Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,700
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 29, 2006
Sold by
Courtemanche Keith M and Courtemanche Lisa
Bought by
Courtemanche Keith M and Courtemanche Lisa L

Purchase Details

Closed on
Feb 8, 2006
Sold by
Courtemanche Keith M
Bought by
Courtemanche Keith M and Courtemanche Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.19%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 7, 2004
Sold by
Stuart Marcia L
Bought by
Courtemanche Keith M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.27%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Jun 4, 1999
Sold by
Uwjt Tautges James L and Uwjt Vaughan M
Bought by
Stuart Marcia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,800
Interest Rate
7.05%

Purchase Details

Closed on
Aug 1, 1990
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cu Oanh Thi Tu $930,000 Lawyers Title Company
The Zacharias Family Trust -- None Available
Zacharias Ronald Ellsworth -- First American Title
The Zacharias Family Trust -- None Available
Zacharias Ronald E $480,000 Corinthian Title
Courtemanche Keith M -- Lawyers Title Sd
Courtemanche Keith M -- Lawyers Title Sd
Courtemanche Keith M -- None Available
Courtemanche Keith M -- Lsi Title Company
Courtemanche Keith M -- Ticor Title Company Fullerto
Stuart Marcia L $212,000 First American Title
-- $184,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cu Oanh Thi Tu $600,000
Previous Owner Zacharias Ronald Ellsworth $290,000
Previous Owner Zacharias Ronald E $376,650
Previous Owner Courtemanche Keith M $232,700
Previous Owner Courtemanche Keith M $100,000
Previous Owner Courtemanche Keith M $250,000
Previous Owner Stuart Marcia L $190,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/22/2025 07/22/25 Sold $930,000 -2.0% $475 / Sq Ft
06/18/2025 06/18/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $949,000 +97.7% $485 / Sq Ft
05/06/2015 05/06/15 Sold $480,000 0.0% $245 / Sq Ft View Prior Sale
03/30/2015 03/30/15 Pending -- -- --
02/08/2015 02/08/15 For Sale $480,000 -- $245 / Sq Ft
Source: San Diego MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,106 $576,879 $168,701 $408,178
2024 $6,106 $565,569 $165,394 $400,175
2023 $5,958 $554,480 $162,151 $392,329
2022 $5,941 $543,609 $158,972 $384,637
2021 $5,813 $532,951 $155,855 $377,096
2020 $5,793 $527,487 $154,257 $373,230
2019 $5,706 $517,145 $151,233 $365,912
2018 $5,428 $507,006 $148,268 $358,738
2017 $5,327 $497,065 $145,361 $351,704
2016 $5,199 $487,319 $142,511 $344,808
2015 $2,970 $276,523 $80,866 $195,657
2014 -- $271,107 $79,282 $191,825
Source: Public Records

Agents Affiliated with this Home

  • Sonja Stolzenberg

    Seller's Agent in 2025

    Sonja Stolzenberg

    Keller Williams La Jolla

    (619) 889-3274

    1 in this area

    69 Total Sales

    Sonja Stolzenberg
    Section Image
  • PHUONG TRAN

    Buyer's Agent in 2025

    PHUONG TRAN

    BEVERLY AND COMPANY, INC

    (818) 317-4698

    1 in this area

    21 Total Sales

    PHUONG TRAN
    Section Image

  • R

    Seller's Agent in 2015

    Robbie Calderon-Hass

    Hass Team Realty

    Section Image
  • Thor Sorensen

    Buyer's Agent in 2015

    Thor Sorensen

    Century 21 Affiliated

    (760) 815-5308

    3 in this area

    109 Total Sales

    Thor Sorensen
    Section Image
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Map

Source: San Diego MLS

MLS Number: 250030396

San Diego MLS

APN: 161-690-44

California San Diego County Oceanside 92057 Ivey Ranch-Rancho Del Oro

729 Mosaic Cir, Oceanside, CA

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