Seller's Agent in 2025
Belinda Fratto
Howard Hanna
(315) 521-7413
48 in this area
360 Total Sales
73 E River St Waterloo, NY 13165
3
Beds
1
Bath
1,880
Sq Ft
9,583
Sq Ft Lot
Highlights
- Main Floor Bedroom
- 1 Car Attached Garage
- Laundry Room
- Separate Formal Living Room
- Eat-In Kitchen
- Storage Room
About This Home
As of September 2025This 3-bedroom, 1-bath home offers a solid layout with plenty of potential and some recent updates already completed. Step onto the open front porch and into a spacious living room, with an enclosed east side porch that could serve as a den, office, or fourth bedroom. The eat-in kitchen has been updated with white cabinetry and plenty of cabinet space. A large rear room with newer vinyl flooring and fresh paint leads directly to the attached 1-car garage. Upstairs you’ll find two bedrooms with closets, plus hallway access to crawlspace storage. The deep backyard offers room for gardening, entertaining, or expansion. Updates include a new furnace, hot water heater, roof, full flooring replacement, and new kitchen in 2022, with vinyl windows added in 2025 (some earlier). Home could use some TLC and is conveniently located near schools, banks, hospital, and shopping—making it a great option for investors or buyers looking to add their personal touch.
Last Agent to Sell the Property
Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 06/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,552
Year Built
- Built in 1885
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 72x138
- Rectangular Lot
- Historic Home
Parking
- 1 Car Attached Garage
- Parking Storage or Cabinetry
- Gravel Driveway
Home Design
- Block Foundation
- Stone Foundation
- Wood Siding
- Vinyl Siding
- Copper Plumbing
Interior Spaces
- 1,880 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Separate Formal Living Room
- Storage Room
Kitchen
- Eat-In Kitchen
- Gas Oven
- Gas Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
Basement
- Walk-Out Basement
- Partial Basement
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 5
- Assessor Parcel Number 452201-017-000-0001-005-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 16, 2025
Closed on
Sep 12, 2025
Sold by
Pinnacle Prop Flx Llc
Bought by
Stillwater Amira R and Mortenson Larry D
Seller's Agent
Belinda Fratto
Howard Hanna
Buyer's Agent
Daniel Covert
Hunt Real Estate ERA/Columbus
List Price
$155,000
Sold Price
$139,000
Premium/Discount to List
-$16,000
-10.32%
Views
196
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,844
Avg. Annual Appreciation
-12.31%
Original Mortgage
$136,482
Outstanding Balance
$136,241
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
-$2,085
Purchase Details
Closed on
Nov 26, 2021
Sold by
Walker Robert
Bought by
Chapin Sean K and Chapin Kelliann S
Purchase Details
Closed on
Jun 7, 2001
Sold by
Adams Carol
Bought by
Walker Robert
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $139,000 | -- | |
| Warranty Deed | $5,000 | None Available | |
| Warranty Deed | $5,000 | None Available | |
| Deed | $38,500 | -- | |
| Deed | $38,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $136,482 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/17/2025 09/17/25 | Sold | $139,000 | 0.0% | $74 / Sq Ft |
| 08/06/2025 08/06/25 | Pending | -- | -- | -- |
| 06/23/2025 06/23/25 | Price Changed | $139,000 | -10.3% | $74 / Sq Ft |
| 06/16/2025 06/16/25 | For Sale | $155,000 | -- | $82 / Sq Ft |
Source: Upstate New York Real Estate Information Services (UNYREIS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,593 | $52,300 | $13,900 | $38,400 |
| 2023 | $2,478 | $52,300 | $13,900 | $38,400 |
| 2022 | $2,296 | $52,300 | $13,900 | $38,400 |
| 2021 | $2,216 | $52,300 | $13,900 | $38,400 |
| 2020 | $1,701 | $52,300 | $13,900 | $38,400 |
| 2019 | $944 | $52,300 | $13,900 | $38,400 |
| 2018 | $1,464 | $52,300 | $13,900 | $38,400 |
| 2017 | $1,495 | $38,700 | $10,200 | $28,500 |
| 2016 | $2,331 | $38,700 | $10,200 | $28,500 |
| 2015 | -- | $38,700 | $10,200 | $28,500 |
| 2014 | -- | $38,700 | $10,200 | $28,500 |
Source: Public Records
Agents Affiliated with this Home
-
Belinda Fratto
-
Daniel Covert
D
Buyer's Agent in 2025
Daniel Covert
Hunt Real Estate
(585) 576-8012
1 in this area
100 Total Sales
Map
Source: Upstate New York Real Estate Information Services (UNYREIS)
MLS Number: R1611944
APN: 452201-017-000-0001-005-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Homes.com, LLC are marked with the IDX logo and include the Listing Broker’s Firm Name.
Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties
are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Homes.com, LLC shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
© 2025 CNYIS, UNYREIS, WNYREIS. All rights reserved.
Nearby Homes