Seller's Agent in 2024
Nathan Lamp
The KW Collective
(301) 876-0037
84 Total Sales
731 Gephart Dr Cumberland, MD 21502
4
Beds
2
Baths
1,700
Sq Ft
2,877
Sq Ft Lot
Highlights
- View of Trees or Woods
- Backs to Trees or Woods
- Attic
- Traditional Architecture
- Wood Flooring
- Corner Lot
About This Home
As of December 2024Here is your chance to own a piece of the famous Maryland mountainside! This lovely 4-bedroom, 2-bathroom home is located on the West Side of Cumberland! Boasting a comfortable, spacious layout, this residence offers plenty of room for the whole family or for those who love to host! The main level features a large living area, a kitchen with ample counter space/cabinets, and a dining room perfect for gatherings. Upstairs you'll find that all four bedrooms are generously sized and convenient to the full bathroom. Exterior features include a front porch and a rear balcony, both ideal for supreme relaxation. This property also includes a private, rear driveway - a rare commodity for this neighborhood! All of this is conveniently located close to I-68, Frostburg State University, local amenities, parks, and so much more! In other words, this home offers the perfect balance of comfort and convenience! Schedule your showing today!
Last Agent to Sell the Property
(301) 876-0037 nlamp@kw.com The KW Collective License #WVS230302538 Listed on: 09/16/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,751
Year Built
- Built in 1926
Lot Details
- 2,877 Sq Ft Lot
- Corner Lot
- Backs to Trees or Woods
- Front Yard
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Plaster Walls
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 2 Levels
- Ceiling Fan
- Brick Fireplace
- Gas Fireplace
- Replacement Windows
- Window Treatments
- Window Screens
- French Doors
- Living Room
- Formal Dining Room
- Storage Room
- Views of Woods
- Storm Doors
- Electric Oven or Range
- Attic
Flooring
- Wood
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathtub with Shower
Laundry
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Rear Basement Entry
- Shelving
- Laundry in Basement
- Basement Windows
Parking
- 2 Parking Spaces
- 2 Driveway Spaces
- On-Street Parking
Outdoor Features
- Balcony
- Porch
Utilities
- Hot Water Baseboard Heater
- 100 Amp Service
- Natural Gas Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 41
- Assessor Parcel Number 0106007600
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 16, 2024
Closed on
Nov 16, 2024
Sold by
Denney James P
Bought by
Cameron John Paul
Seller's Agent
Nathan Lamp
The KW Collective
Buyer's Agent
Jennifer Jackson
Charis Realty Group
List Price
$114,777
Sold Price
$100,000
Premium/Discount to List
-$14,777
-12.87%
Views
108
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,449
Avg. Annual Appreciation
14.13%
Original Mortgage
$6,000
Outstanding Balance
$5,959
Interest Rate
6.84%
Estimated Equity
$105,490
Purchase Details
Closed on
Jul 13, 2012
Sold by
Rafferty Veryl F
Bought by
Bennett Steven K and Bennett Tara
Purchase Details
Closed on
Dec 9, 2010
Sold by
Rafferty Veryl F
Bought by
Rafferty Veryl F
Purchase Details
Closed on
May 8, 2008
Sold by
Carlomany Daniel P
Bought by
Denney James P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,250
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 30, 2008
Sold by
Carlomany Daniel P
Bought by
Denney James P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,250
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $100,000 | None Listed On Document | |
| Deed | $100,000 | None Listed On Document | |
| Deed | $7,000 | None Available | |
| Deed | -- | -- | |
| Deed | $82,500 | -- | |
| Deed | $82,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $6,000 | No Value Available | |
| Closed | $6,000 | No Value Available | |
| Previous Owner | $96,662 | FHA | |
| Previous Owner | $74,250 | Purchase Money Mortgage | |
| Previous Owner | $74,250 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/16/2024 12/16/24 | Sold | $100,000 | -4.6% | $59 / Sq Ft |
| 10/21/2024 10/21/24 | Pending | -- | -- | -- |
| 10/08/2024 10/08/24 | Price Changed | $104,777 | -8.7% | $62 / Sq Ft |
| 09/16/2024 09/16/24 | For Sale | $114,777 | -- | $68 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $822 | $94,267 | $0 | $0 |
| 2024 | $822 | $87,733 | $0 | $0 |
| 2023 | $755 | $81,200 | $6,000 | $75,200 |
| 2022 | $722 | $77,833 | $0 | $0 |
| 2021 | $696 | $74,467 | $0 | $0 |
| 2020 | $660 | $71,100 | $6,000 | $65,100 |
| 2019 | $664 | $71,100 | $6,000 | $65,100 |
| 2018 | $676 | $71,100 | $6,000 | $65,100 |
| 2017 | $681 | $72,100 | $0 | $0 |
| 2016 | $691 | $72,100 | $0 | $0 |
| 2015 | $704 | $72,100 | $0 | $0 |
| 2014 | $704 | $72,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Nathan Lamp
-
Jennifer Jackson
Buyer's Agent in 2024
Jennifer Jackson
Charis Realty Group
(301) 367-8300
126 Total Sales
Map
Source: Bright MLS
MLS Number: MDAL2009998
APN: 06-007600
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