NOT LISTED FOR SALE

732 Gephart Dr Cumberland, MD 21502

Estimated Value: $89,000 - $114,000

2 Beds
2 Baths
1,213 Sq Ft
$85/Sq Ft Est. Value

Last Sold April 20, 2022

Last sale price $72,000 $59 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $597/month

22 Days on Market

Highlights

  • Rambler Architecture
  • No HOA
  • Carpet
  • 1 Fireplace
  • Ceiling Fan
  • Hot Water Baseboard Heater

About This Home

As of April 2022

Adorable and affordable! Don’t miss this Rancher style home located on west side ! Move in ready with a Partially finished basement and lots of charm! Off street parking and a fenced in back yard!

Last Agent to Sell the Property

Destiny Hair

(240) 362-4717 DestinyHillRealtor@gmail.com Better Homes & Gardens Real Estate Old Line Group License #5002170 Listed on: 02/26/2022

Better Homes & Gardens Real Estate Old Line Group

Last Buyer's Agent

Pam Terry

(301) 697-1442 pamterry1971@gmail.com EXP Realty, LLC

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,294

Year Built

  • Built in 1927

Lot Details

  • 4,960 Sq Ft Lot

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Metal Roof

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Partially Finished Basement

Kitchen

  • Built-In Oven
  • Cooktop
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • On-Street Parking
  • Off-Street Parking

Schools

  • West Side Elementary School
  • Braddock Middle School
  • Allegany High School

Utilities

  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • West Side Subdivision

Listing and Financial Details

  • Tax Lot 29
  • Assessor Parcel Number 0106014917

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,294

Year Built

Built in 1927

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1927
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Cooktop, Dryer, Oven - Wall, Refrigerator, Washer
  • Flooring Type: Carpet, Laminated, Vinyl
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partially Finished
  • Total Sq Ft: 1946
  • Living Area Sq Ft: 1213
  • Price Per Sq Ft: 70.56
  • Above Grade Finished Sq Ft: 1063
  • Below Grade Finished Sq Ft: 150
  • Below Grade Sq Ft: 733
  • Total Below Grade Sq Ft: 883
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Metal
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Type Of Parking: Driveway, Off Street, On Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent
  • Elementary School: WEST SIDE
  • High School: ALLEGANY
  • Middle Or Junior School: BRADDOCK

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 61800.00
  • Land Assessed Value: 8600.00
  • Lot Size Acres: 0.11
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4960.00
  • Zoning: RES
  • In City Limits: Yes

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14912219
  • Tax Annual Amount: 1294.00
  • Assessor Parcel Number: 0106014917
  • Tax Lot: 29
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 13, 2007
Sold by
Mellotte Richard L and Mellotte Paula M
Bought by
Bolinger Ii Charles T and Wilt Laura L
Current Estimated Value
$102,963

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,000
Outstanding Balance
$47,791
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$55,172

Purchase Details

Closed on
Mar 9, 2007
Sold by
Mellotte Richard L and Mellotte Paula M
Bought by
Bolinger Ii Charles T and Wilt Laura L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,000
Outstanding Balance
$47,791
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$55,172

Purchase Details

Closed on
Jun 19, 1991
Sold by
Halliday Shaw-Margaret
Bought by
Mellotte Richard L Ii-Paula M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,000
Interest Rate
9.66%

Purchase Details

Closed on
Apr 5, 1989
Sold by
Feaga Phillip J
Bought by
Halliday Shaw-Margaret
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Bolinger Ii Charles T $79,000 --
Bolinger Ii Charles T $79,000 --
Mellotte Richard L Ii-Paula M $41,000 --
Halliday Shaw-Margaret $42,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bolinger Ii Charles T $79,000
Closed Bolinger Ii Charles T $79,000
Previous Owner Mellotte Richard L Ii-Paula M $41,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/20/2022 04/20/22 Sold $72,000 -4.0% $59 / Sq Ft
03/20/2022 03/20/22 Pending -- -- --
03/11/2022 03/11/22 For Sale $75,000 0.0% $62 / Sq Ft
03/09/2022 03/09/22 Pending -- -- --
02/26/2022 02/26/22 For Sale $75,000 -- $62 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $704 $76,867 $0 $0
2024 $690 $73,633 $0 $0
2023 $655 $70,400 $8,600 $61,800
2022 $626 $67,500 $0 $0
2021 $604 $64,600 $0 $0
2020 $573 $61,700 $8,600 $53,100
2019 $576 $61,700 $8,600 $53,100
2018 $586 $61,700 $8,600 $53,100
2017 $595 $63,000 $0 $0
2016 $0 $63,000 $0 $0
2015 $659 $63,000 $0 $0
2014 $659 $68,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2002474

Bright MLS

APN: 06-014917