Seller's Agent in 2025
Travis McIntyre
Bellabay Realty (North)
(616) 450-5100
3 in this area
233 Total Sales
732 Ruby St Otsego, MI 49078
4
Beds
3
Baths
2,871
Sq Ft
0.37
Acres
Highlights
- Cathedral Ceiling
- Wood Flooring
- No HOA
- Otsego High School Rated 9+
- Pole Barn
- Covered Patio or Porch
About This Home
As of October 2025This impressive four-bedroom, three-bathroom home welcomes you with beautiful hardwood floors that set the tone for elegant living throughout. The main floor showcases three generously sized bedrooms, including a primary bedroom spacious enough to accommodate a king-size bed with room to spare. The primary bathroom feels like a personal retreat, featuring a built-in vanity, walk-in shower, double sinks, and a walk-in closet. The heart of the home centers around a living room with a cozy fireplace and cathedral ceilings that create an open, airy atmosphere. A convenient slider leads to your private outdoor oasis—a fenced backyard complete with a gorgeous covered patio. Practical features include main floor laundry and abundant storage solutions. The lower level surprises with a fourth bedroom and full bathroom featuring a walk-in tiled shower, plus a large room perfect for entertainment. A substantial storage room with built-in shelves keeps everything organized. Outdoor enthusiasts will appreciate the 10x15 shed for lawn equipment and the impressive 20x30 pole barn with workshop space and pass-through garage doors for seamless backyard access. Located in the desirable Otsego neighborhood, you're just minutes from shopping and schools, with convenient access to Highway 131. Nearby Brookside Park offers recreational opportunities, while Otsego High School serves the community's educational needs. This thoughtfully designed home delivers both functionality and comfort in an excellent location.
Last Agent to Sell the Property
Bellabay Realty (North) License #6501403146 Listed on: 09/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,916
Year Built
- Built in 1993
Lot Details
- 0.37 Acre Lot
- Lot Dimensions are 115 xx 140
- Shrub
- Back Yard Fenced
Parking
- 2 Car Attached Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Cathedral Ceiling
- Family Room with Fireplace
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Snack Bar or Counter
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- 1 Bedroom in Basement
Outdoor Features
- Covered Patio or Porch
- Pole Barn
- Shed
- Storage Shed
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Water Heater
- Water Softener is Owned
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 24, 2025
Closed on
Oct 31, 2025
Sold by
Head Diana and Lewis Russell
Bought by
Trumley Mark and Trumley Natalie J
Seller's Agent
Travis McIntyre
Bellabay Realty (North)
Buyer's Agent
Jason Cripe
Coldwell Banker Schmidt Realtors
List Price
$399,900
Sold Price
$394,000
Premium/Discount to List
-$5,900
-1.48%
Views
30
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.65%
Original Mortgage
$394,000
Outstanding Balance
$394,000
Interest Rate
6.34%
Mortgage Type
VA
Estimated Equity
-$1,871
Purchase Details
Listed on
Oct 21, 2020
Closed on
Nov 25, 2020
Sold by
Knowlton Steven L
Bought by
Head Diana and Lewis Russell
Seller's Agent
Michele Prill
Keller Williams GR North (Main)
Buyer's Agent
Travis McIntyre
Bellabay Realty (North)
List Price
$285,500
Sold Price
$285,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.75%
Original Mortgage
$271,225
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 3, 2008
Sold by
Baker Troy S and Baker Janet L
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Nov 27, 1996
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $394,000 | None Listed On Document | |
| Warranty Deed | $285,500 | Lighthouse Ttl Agcy Thornapp | |
| Sheriffs Deed | $140,993 | None Available | |
| Deed | $116,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $394,000 | VA | |
| Previous Owner | $271,225 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/31/2025 10/31/25 | Sold | $394,000 | -1.5% | $137 / Sq Ft | |
| 10/03/2025 10/03/25 | Pending | -- | -- | -- | |
| 09/24/2025 09/24/25 | For Sale | $399,900 | +40.1% | $139 / Sq Ft | |
| 11/25/2020 11/25/20 | Sold | $285,500 | 0.0% | $99 / Sq Ft | View Prior Sale |
| 10/21/2020 10/21/20 | Pending | -- | -- | -- | |
| 10/21/2020 10/21/20 | For Sale | $285,500 | -- | $99 / Sq Ft |
Source: MichRIC
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,835 | $154,300 | $17,500 | $136,800 |
| 2024 | $4,994 | $146,000 | $12,500 | $133,500 |
| 2023 | $5,564 | $130,100 | $10,000 | $120,100 |
| 2022 | $4,994 | $121,500 | $10,000 | $111,500 |
| 2021 | $4,976 | $114,400 | $10,000 | $104,400 |
| 2020 | $3,446 | $113,400 | $10,000 | $103,400 |
| 2019 | $3,353 | $102,100 | $10,000 | $92,100 |
| 2018 | $3,271 | $100,300 | $10,000 | $90,300 |
| 2017 | $0 | $96,800 | $8,000 | $88,800 |
| 2016 | $0 | $76,100 | $7,700 | $68,400 |
| 2015 | -- | $76,100 | $7,700 | $68,400 |
| 2014 | $2,511 | $66,500 | $15,000 | $51,500 |
| 2013 | $2,511 | $62,500 | $14,200 | $48,300 |
Source: Public Records
Agents Affiliated with this Home
-
Travis McIntyre
-
Jason Cripe
J
Buyer's Agent in 2025
Jason Cripe
Coldwell Banker Schmidt Realtors
(616) 318-4269
1 in this area
91 Total Sales
-
Michele Prill
Seller's Agent in 2020
Michele Prill
Keller Williams GR North (Main)
(616) 293-3104
60 Total Sales
Map
Source: MichRIC
MLS Number: 25049006
APN: 54-270-036-00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.
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