NOT LISTED FOR SALE

732 Ruby St Otsego, MI 49078

Estimated Value: $363,000 - $392,521

4 Beds
3 Baths
2,871 Sq Ft
$133/Sq Ft Est. Value

Last Sold November 25, 2020

Last sale price $285,500 $99 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $2,496/month

Highlights

  • Wood Flooring
  • Pole Barn
  • 2 Car Attached Garage
  • Otsego High School Rated 9+
  • Corner Lot: Yes
  • Patio

About This Home

As of November 2020

Welcome to this AMAZING OPEN CONCEPT HOME! Beautiful hardwood floors, 3 very spacious bedrooms on the main floor, Master is large enough for a king size bed, master bath with built-in vanity, walk-in shower, double sinks and walk-in closet! Main floor laundry! Living room with fireplace, cathedral ceilings, slider to fenced in backyard, gorgeous covered patio, shed for lawn equipment, pole barn with workshop and pass thru garage doors for easy access to the backyard! The lower level has additional 4th bedroom with full bathroom and walk-in tiled shower! The lower level also has a very large family room, large storage room with built in shelves! This home is located close to shopping, schools and easy access to 131! New Shingles and New Siding Summer 2020! MOVE IN AND ENJOY!!!

Last Agent to Sell the Property

Michele Prill

Keller Williams GR North (Main) License #6501264835 Listed on: 10/21/2020

Keller Williams GR North (Main)

Last Buyer's Agent

Travis McIntyre

Bellabay Realty (North) License #6501403146

Bellabay Realty (North)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,400

Year Built

  • Built in 1993

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 115 x 140
  • Corner Lot: Yes
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Laundry on main level

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement

Outdoor Features

  • Patio
  • Pole Barn

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,400

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1993
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 115 x 140
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2871.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3400.0
  • Tax Info:Zoning3: Residential
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Corner Lot: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • General Property Info:SqFt Above Grade: 1619.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Ceramic Floor: Yes
  • Other Structures:Pole Barn: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2871.0
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 1252.0
  • Basement Rooms:Total Basement SQFT: 1596.0
  • Appliances:Oven: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Family: Yes
  • Below Grade Sq Ft: 1252.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back
  • List Price: 285500.0
  • Lot Features: Corner Lot
  • Other Structures: Pole Barn
  • Patio and Porch Features: Patio
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.37
  • Lot Size Area: 0.37
  • Lot Dimensions: 115 x 140
  • Lot Size Sq Ft: 16100.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3400.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 21, 2020
Closed on
Nov 25, 2020
Sold by
Knowlton Steven L
Bought by
Head Diana and Lewis Russell
Seller's Agent
Michele Prill
Keller Williams GR North (Main)
Buyer's Agent
Travis McIntyre
Bellabay Realty (North)
List Price
$285,500
Sold Price
$285,500
Current Estimated Value
$380,630

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,130
Avg. Annual Appreciation
5.98%
Original Mortgage
$271,225
Outstanding Balance
$220,777
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$156,977

Purchase Details

Closed on
Apr 3, 2008
Sold by
Baker Troy S and Baker Janet L
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Nov 27, 1996
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Head Diana $285,500 Lighthouse Ttl Agcy Thornapp
Federal Home Loan Mortgage Corp $140,993 None Available
-- $116,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lewis Russel $271,225
Closed Head Diana $271,225
Previous Owner Knowlton Steven L $70,000
Previous Owner Knowlton Steven L $72,000
Previous Owner Baker Troy S $135,607
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/25/2020 11/25/20 Sold $285,500 0.0% $99 / Sq Ft
10/21/2020 10/21/20 Pending -- -- --
10/21/2020 10/21/20 For Sale $285,500 -- $99 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,835 $154,300 $17,500 $136,800
2024 $4,994 $146,000 $12,500 $133,500
2023 $5,564 $130,100 $10,000 $120,100
2022 $4,994 $121,500 $10,000 $111,500
2021 $4,976 $114,400 $10,000 $104,400
2020 $3,446 $113,400 $10,000 $103,400
2019 $3,353 $102,100 $10,000 $92,100
2018 $3,271 $100,300 $10,000 $90,300
2017 $0 $96,800 $8,000 $88,800
2016 $0 $76,100 $7,700 $68,400
2015 -- $76,100 $7,700 $68,400
2014 $2,511 $66,500 $15,000 $51,500
2013 $2,511 $62,500 $14,200 $48,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20044266

Southwestern Michigan Association of REALTORS®

APN: 54-270-036-00