Seller's Agent in 2022
Kaila Lindsey
EXP Realty LLC Ballantyne
(704) 559-9169
2 in this area
239 Total Sales
7324 Ridgefield Dr Charlotte, NC 28269
Highland Creek NeighborhoodEstimated Value: $490,498 - $533,000
5
Beds
2.5
Baths
2,744
Sq Ft
$188/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Spa
- Clubhouse
- Fitness Center
- Open Floorplan
- 4-minute walk to Harburn Forest Park
About This Home
As of September 2022Great home in the highly desirable Highland Creek. Community has multiple swimming pools, tennis courts, basketball courts, and an 18 hole championship golf course. Walking Trails, and beautiful well maintained common areas. This 5 bedroom, 2.5 bath is in a great location! Island kitchen with open floor plan, laundry room, formal dining and living rooms and family room complete the first floor. Upstairs you will find the master bedroom with large walk-in closet and master bathroom, as well as 4 additional bedrooms and guest bath. Backyard is shaded, fenced and a true sanctuary with a screened in porch, large deck, pergola and fire pit. Hot tub sold as is. Was functioning when purchased but seller has never used. Conveniently located to I-85, I-485, I-77. Community information can be found at www.highlandcreek.com.
Last Agent to Sell the Property
EXP Realty LLC Ballantyne Brokerage Email: kaila@thetrulanegroup.com License #285764 Listed on: 07/14/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,572
Year Built
- Built in 1996
Lot Details
- 10,454 Sq Ft Lot
- Fenced
- Private Lot
- Level Lot
- Wooded Lot
- Property is zoned R9PUD
HOA Fees
- $55 Monthly HOA Fees
Parking
- 2 Car Garage
- Workshop in Garage
- 4 Open Parking Spaces
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Family Room with Fireplace
- Home Security System
Kitchen
- Built-In Self-Cleaning Double Oven
- Electric Cooktop
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Accessible Home Design
- More Than Two Accessible Exits
Outdoor Features
- Spa
- Pond
- Deck
- Enclosed Patio or Porch
- Fire Pit
Schools
- Highland Creek Elementary School
- Ridge Road Middle School
- Mallard Creek High School
Utilities
- Central Heating
- Vented Exhaust Fan
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 029-485-09
Community Details
Overview
- Highland Creek Community Association, Phone Number (704) 377-0114
- Highland Creek Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- Golf Course Community
- Tennis Courts
- Recreation Facilities
- Community Playground
- Fitness Center
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 14, 2022
Closed on
Sep 12, 2022
Sold by
Shayla Barber
Bought by
Gaffney Shawn and Gaffney Kati
Seller's Agent
Kaila Lindsey
EXP Realty LLC Ballantyne
Buyer's Agent
Matthew Means
COMPASS
List Price
$485,000
Sold Price
$460,000
Premium/Discount to List
-$25,000
-5.15%
Views
4
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,125
Avg. Annual Appreciation
3.85%
Original Mortgage
$404,800
Outstanding Balance
$386,513
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$128,729
Purchase Details
Listed on
May 5, 2017
Closed on
Jun 14, 2017
Sold by
Mccutchen Jacalyn R
Bought by
Barber Shayla
Seller's Agent
Franklin Yancey
Yancey Realty, LLC
Buyer's Agent
Kaila Lindsey
EXP Realty LLC Ballantyne
List Price
$269,999
Sold Price
$270,000
Premium/Discount to List
$1
0.0%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.70%
Original Mortgage
$265,109
Interest Rate
4.02%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 19, 2014
Sold by
Mccutchen Timothy J and Mccutchen Jacalyn R
Bought by
Mccutchen Jacalyn R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,120
Interest Rate
3.6%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Oct 13, 2007
Sold by
Jenny Philip and Jenny Victoria
Bought by
Mccutchen Timothy J and Mccutchen Jacalyn R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,500
Interest Rate
5.65%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 24, 2004
Sold by
Reloaction
Bought by
Jenny Philip and Jenny Victoria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
4%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 23, 2004
Sold by
Cutcliff John E and Cutcliff Marie A
Bought by
Reloaction
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
4%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gaffney Shawn | $460,000 | Fortified Title | |
| Barber Shayla | $270,000 | Investors Title | |
| Mccutchen Jacalyn R | -- | None Available | |
| Mccutchen Timothy J | $258,500 | Lakecrest Title | |
| Jenny Philip | $235,000 | -- | |
| Reloaction | $235,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gaffney Shawn | $404,800 | |
| Previous Owner | Davidson David H | $363,636 | |
| Previous Owner | Barber Shayla | $265,109 | |
| Previous Owner | Mccutchen Jacalyn R | $185,120 | |
| Previous Owner | Mccutchen Timothy J | $195,200 | |
| Previous Owner | Mccutchen Timothy J | $218,500 | |
| Previous Owner | Jenny Philip W | $67,000 | |
| Previous Owner | Jenny Philip | $31,800 | |
| Previous Owner | Jenny Philip | $188,000 | |
| Previous Owner | Cutcliff John Edward | $184,000 | |
| Previous Owner | Cutcliff John E | $31,000 | |
| Closed | Jenny Philip | $35,250 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/12/2022 09/12/22 | Sold | $460,000 | -2.1% | $168 / Sq Ft |
| 08/15/2022 08/15/22 | Pending | -- | -- | -- |
| 08/04/2022 08/04/22 | Price Changed | $470,000 | -3.1% | $171 / Sq Ft |
| 07/14/2022 07/14/22 | For Sale | $485,000 | +79.6% | $177 / Sq Ft |
| 06/16/2017 06/16/17 | Sold | $270,000 | 0.0% | $98 / Sq Ft |
| 05/11/2017 05/11/17 | Pending | -- | -- | -- |
| 05/05/2017 05/05/17 | For Sale | $269,999 | -- | $98 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,572 | $451,400 | $105,000 | $346,400 |
| 2024 | $3,572 | $451,400 | $105,000 | $346,400 |
| 2023 | $3,414 | $446,500 | $105,000 | $341,500 |
| 2022 | $2,930 | $290,600 | $80,000 | $210,600 |
| 2021 | $2,919 | $290,600 | $80,000 | $210,600 |
| 2020 | $2,911 | $290,600 | $80,000 | $210,600 |
| 2019 | $2,896 | $290,600 | $80,000 | $210,600 |
| 2018 | $2,856 | $212,100 | $50,000 | $162,100 |
| 2017 | $2,808 | $212,100 | $50,000 | $162,100 |
| 2016 | $2,799 | $212,100 | $50,000 | $162,100 |
| 2015 | $2,787 | $212,100 | $50,000 | $162,100 |
| 2014 | $2,786 | $204,400 | $50,000 | $154,400 |
Source: Public Records
Agents Affiliated with this Home
-
Kaila Lindsey
-
Matthew Means
Buyer's Agent in 2022
Matthew Means
COMPASS
(704) 293-4449
2 in this area
231 Total Sales
-
Franklin Yancey
Seller's Agent in 2017
Franklin Yancey
Yancey Realty, LLC
(704) 577-9055
66 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 3800588
APN: 029-485-09
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