$405,000
SOLD AUG 14, 2025
4 Beds
1.5 Baths
2,123 Sq Ft
4,200 Sq Ft Lot

Recently Sold

$191 Per Sq Ft

10% Below List Price

57 Days on Market

Highlights

  • Home fronts navigable water
  • Colonial Architecture
  • Traditional Floor Plan
  • Water Access
  • Private Lot
  • Wood Flooring

About This Home

As of August 2025

Beautifully updated and preserved 1900s colonial with 4 bedrooms, 3 finished levels of living, and 2 off street parking spaces in Historic Downtown Havre De Grace. Located in the coveted Ontario Street neighborhood, this home has the perfect blend of character and charm with modern amenities throughout. Surround yourself with traditional features including original stained moldings, heart pine floors, pocket doors, a clawfoot tub, front and rear staircases, and more. Enjoy all the modern conveniences of an updated kitchen with farm sink and 42” cabinets, as well as a butler’s pantry, updated bathrooms, a laundry room with new washer and dryer, and central heat and air throughout. The upper level provides 3 bedrooms, a custom dressing room fit for a king or queen with built-ins, and a full hall bathroom with clawfoot tub. The upper most level offers a spacious 4th bedroom with hardwood floors and vaulted ceilings. Retreat outdoors to the charming, private rear yard with paver patio, built-in firepit, gardens, and potting shed. Unwind on the covered front porch or take a 5-minute stroll into town to enjoy the small town charm with restaurants and shopping, monthly First Fridays and the farmers’ market. Just three blocks from the nearest Marina and beautiful waterfront.

Last Agent to Sell the Property

Georgeanna Garceau

Garceau Realty Listed on: 05/19/2025

Last Buyer's Agent

Mickenzie Hyson

Compass License #5003555

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,295

Year Built

  • Built in 1900

Lot Details

  • 4,200 Sq Ft Lot
  • Home fronts navigable water
  • Downtown Location
  • South Facing Home
  • Board Fence
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Level Lot
  • Back Yard Fenced and Front Yard
  • Property is zoned R2

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Architectural Shingle Roof

Interior Spaces

  • Property has 3.5 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Chair Railings
  • Wainscoting
  • Ceiling Fan
  • Window Treatments
  • Wood Frame Window
  • Window Screens
  • Entrance Foyer
  • Formal Dining Room
  • Wood Flooring
  • Garden Views
  • Unfinished Basement
  • Interior Basement Entry
  • Storm Doors

Kitchen

  • Butlers Pantry
  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Gravel Driveway

Outdoor Features

  • Water Access
  • River Nearby
  • Shed

Utilities

  • 90% Forced Air Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Water Dispenser
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 184
  • Assessor Parcel Number 1306031455

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,295

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Exclusions: Porch swing, chest freezer, drapes and garden seat made from old steel bathtub
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Remarks Public: Beautifully updated and preserved 1900s colonial with 4 bedrooms, 3 finished levels of living, and 2 off street parking spaces in Historic Downtown Havre De Grace. Located in the coveted Ontario Street neighborhood, this home has the perfect blend of character and charm with modern amenities throughout. Surround yourself with traditional features including original stained moldings, heart pine floors, pocket doors, a clawfoot tub, front and rear staircases, and more. Enjoy all the modern conveniences of an updated kitchen with farm sink and 42” cabinets, as well as a butler’s pantry, updated bathrooms, a laundry room with new washer and dryer, and central heat and air throughout. The upper level provides 3 bedrooms, a custom dressing room fit for a king or queen with built-ins, and a full hall bathroom with clawfoot tub. The upper most level offers a spacious 4th bedroom with hardwood floors and vaulted ceilings. Retreat outdoors to the charming, private rear yard with paver patio, built-in firepit, gardens, and potting shed. Unwind on the covered front porch or take a 5-minute stroll into town to enjoy the small town charm with restaurants and shopping, monthly First Fridays and the farmers’ market. Just three blocks from the nearest Marina and beautiful waterfront.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Oven - Single, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Dispenser, Water Heater
  • Flooring Type: Wood
  • Interior Amenities: Bathroom - Tub Shower, Built-Ins, Butlers Pantry, Ceiling Fan(s), Chair Railings, Combination Dining/Living, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Island, Pantry, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Window Treatments, Wood Floors
  • Window Features: Wood Frame, Screens
  • Fireplace: No
  • Door Features: Storm
  • Foundation Details: Stone
  • Levels Count: 3.5
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Basement, Foyer, Laundry, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Unfinished, Interior Access
  • Laundry Type: Main Floor, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 2683
  • Living Area Sq Ft: 2123
  • Price Per Sq Ft: 195.48
  • Above Grade Finished Sq Ft: 2123
  • Below Grade Sq Ft: 560
  • Total Below Grade Sq Ft: 560
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 737

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Combination
  • Exterior Features: Extensive Hardscape
  • Roof: Architectural Shingle
  • Spa: No
  • View: Garden/Lawn, Street
  • Water Access: Yes
  • Water Body Name: Susquehanna River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Ductless/Mini-Split
  • Heating Fuel: Oil, Electric
  • Heating Type: 90% Forced Air, Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Fencing: Board, Rear
  • Land Use Code: R
  • Lot Features: Landscaping, Front Yard, Level, Private, Rear Yard
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4200.00
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3295.00
  • Assessor Parcel Number: 1306031455
  • Tax Lot: 184
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 08/14/2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 30, 2004
Sold by
Gamble Thomas E
Bought by
Pennypacker Eric B and Roos Loren

Purchase Details

Closed on
Sep 21, 1999
Sold by
Hiner Charles
Bought by
Gamble Thomas E and Gamble Stephanie N

Purchase Details

Closed on
Jul 19, 1995
Sold by
Crabbe Gaither L
Bought by
Hiner Charles

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,705
Interest Rate
7.49%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $264,000 --
Deed $126,900 --
Deed $70,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Future Advance Clause Open End Mortgage
Closed $184,431 New Conventional
Previous Owner $70,705 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 Sold $405,000 -2.4% $191 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
06/28/2025 06/28/25 Price Changed $415,000 -7.8% $195 / Sq Ft
05/19/2025 05/19/25 For Sale $449,900 -- $212 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,069 $226,767 $0 $0
2024 $2,069 $217,000 $61,400 $155,600
2023 $1,989 $208,667 $0 $0
2022 $1,910 $200,333 $0 $0
2021 $1,894 $192,000 $61,400 $130,600
2020 $1,894 $188,333 $0 $0
2019 $1,857 $184,667 $0 $0
2018 $1,804 $181,000 $71,400 $109,600
2017 $1,804 $181,000 $0 $0
2016 -- $181,000 $0 $0
2015 $1,947 $183,600 $0 $0
2014 $1,947 $183,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2043096

Bright MLS

APN: 06-031455