Seller's Agent in 2024
Allison Jaffe
Key Real Estate Services, LLC
(718) 577-5284
2 in this area
21 Total Sales
74 Cottage Rd Carmel, NY 10512
Estimated Value: $431,000 - $538,000
3
Beds
1.5
Baths
1,248
Sq Ft
$370/Sq Ft
Est. Value
Highlights
- Beach Access
- Lake View
- Cape Cod Architecture
- Carmel High School Rated A-
- Lake Privileges
- Deck
About This Home
As of December 2024A winning combo! Come for the vintage charm, buy for the value-adding upgrades. This dormered Cape Cod home with 3-4 BRs, 1.5 baths, a modern eat-in kitchen, laundry and full, largely finished basement sits on a quarter-acre+, corner lot overlooking Lake Carmel. Improved from top to bottom in past 9 years: roof reshingled; deck replaced; all exterior doors & first floor doors replaced; resilient flooring added; H/W on demand, whole-house water softener/filtration system, french drain, & sump pump added; well pump replaced; electrical upgraded to 200amp service; circuit breakers & generator outlet added. Gas BBQ, lawn tractor, two snow blowers & portable generator included in sale. Enjoy lake rights and views. Carmel Hamlet location provides easy access to local and big box shopping, MetroNorth commuter trains, easy I-84 access. Hard-to-beat value in a lovely and convenient lake-community setting. Additional Information: Amenities:Storage,HeatingFuel:Oil Above Ground,
Last Agent to Sell the Property
Key Real Estate Services, LLC Brokerage Phone: 718-577-5284 License #49JA1093529 Listed on: 09/20/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,036
Year Built
- Built in 1960
Lot Details
- 0.27 Acre Lot
- Fenced
- Corner Lot
Parking
- Driveway
Home Design
- Cape Cod Architecture
- Frame Construction
- Vinyl Siding
Interior Spaces
- 1,248 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Blinds
- Window Screens
- Lake Views
- Partially Finished Basement
- Walk-Out Basement
Kitchen
- Eat-In Kitchen
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- Beach Access
- Lake Privileges
- Deck
- Shed
- Outbuilding
- Outdoor Gas Grill
Schools
- George Fischer Middle School
- Carmel High School
Utilities
- Central Air
- Baseboard Heating
- Hot Water Heating System
- Heating System Uses Steam
- Heating System Uses Oil
- Radiant Heating System
- Drilled Well
- Tankless Water Heater
- Water Conditioner is Owned
- Septic Tank
Community Details
- Cape Cod
Listing and Financial Details
- Assessor Parcel Number 372200-033-043-0001-013-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 20, 2024
Closed on
Dec 10, 2024
Sold by
Heath Sheldon Terrill and Molina-Heath Lisa
Bought by
Dela Cruz Eloisa
Seller's Agent
Allison Jaffe
Key Real Estate Services, LLC
Buyer's Agent
Dominick DiFilippo
Keller Williams Realty Partner
List Price
$389,900
Sold Price
$430,000
Premium/Discount to List
$40,100
10.28%
Views
46
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,021
Avg. Annual Appreciation
6.83%
Original Mortgage
$408,500
Outstanding Balance
$405,287
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$56,519
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dela Cruz Eloisa | $430,000 | Stewart Title | |
| Dela Cruz Eloisa | $430,000 | Stewart Title | |
| Dela Cruz Eloisa | $430,000 | Stewart Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Dela Cruz Eloisa | $408,500 | |
| Closed | Dela Cruz Eloisa | $408,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/10/2024 12/10/24 | Sold | $430,000 | +10.3% | $345 / Sq Ft | |
| 10/25/2024 10/25/24 | Pending | -- | -- | -- | |
| 09/27/2024 09/27/24 | Off Market | $389,900 | -- | -- | |
| 09/26/2024 09/26/24 | Off Market | $430,000 | -- | -- | |
| 09/20/2024 09/20/24 | For Sale | $389,900 | +60.1% | $312 / Sq Ft | |
| 01/08/2016 01/08/16 | Sold | $243,500 | -18.8% | $195 / Sq Ft | View Prior Sale |
| 10/26/2015 10/26/15 | Pending | -- | -- | -- | |
| 08/11/2015 08/11/15 | For Sale | $299,998 | +46.3% | $240 / Sq Ft | |
| 07/25/2012 07/25/12 | Sold | $205,000 | -8.9% | $164 / Sq Ft | View Prior Sale |
| 05/02/2012 05/02/12 | Pending | -- | -- | -- | |
| 02/06/2012 02/06/12 | For Sale | $225,000 | -- | $180 / Sq Ft |
Source: OneKey® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,568 | $208,700 | $15,000 | $193,700 |
| 2023 | $10,568 | $208,700 | $15,000 | $193,700 |
| 2022 | $9,324 | $208,700 | $15,000 | $193,700 |
| 2021 | $9,233 | $208,700 | $15,000 | $193,700 |
| 2020 | $9,310 | $208,700 | $15,000 | $193,700 |
| 2019 | $5,738 | $208,700 | $15,000 | $193,700 |
| 2018 | $8,825 | $208,700 | $15,000 | $193,700 |
| 2017 | $8,436 | $191,500 | $14,900 | $176,600 |
| 2016 | $8,468 | $191,500 | $14,900 | $176,600 |
| 2015 | -- | $191,500 | $14,900 | $176,600 |
| 2014 | -- | $197,400 | $14,900 | $182,500 |
Source: Public Records
Agents Affiliated with this Home
-
Allison Jaffe
-
Dominick DiFilippo
Buyer's Agent in 2024
Dominick DiFilippo
Keller Williams Realty Partner
(914) 450-1185
12 in this area
144 Total Sales
-
Samantha Cardillo
S
Buyer Co-Listing Agent in 2024
Samantha Cardillo
Keller Williams Realty Partner
2 in this area
16 Total Sales
-
Karen Fossli
K
Seller's Agent in 2016
Karen Fossli
Howard Hanna Rand Realty
(914) 954-6116
7 Total Sales
-
Sandra Smith
Buyer's Agent in 2016
Sandra Smith
Howard Hanna Rand Realty
(914) 906-8877
17 Total Sales
-
William Frattarola
Seller's Agent in 2012
William Frattarola
Houlihan Lawrence Inc.
(914) 962-4900
5 in this area
52 Total Sales
Map
Source: OneKey® MLS
MLS Number: H6328718
APN: 372200-033-043-0001-013-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2025 OneKey® MLS. All rights reserved.
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