NOT LISTED FOR SALE

74 Cottage Rd Carmel, NY 10512

Estimated Value: $430,000 - $474,219

3 Beds
1.5 Baths
1,248 Sq Ft
$362/Sq Ft Est. Value

Sale Details

Date Sold: December 10, 2024

Last sale price $430,000 $345 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,272 / mo

35 Days on Market

Highlights

  • Beach Access
  • Lake View
  • Cape Cod Architecture
  • Carmel High School Rated A-
  • Lake Privileges
  • Deck

About This Home

As of December 2024

A winning combo! Come for the vintage charm, buy for the value-adding upgrades. This dormered Cape Cod home with 3-4 BRs, 1.5 baths, a modern eat-in kitchen, laundry and full, largely finished basement sits on a quarter-acre+, corner lot overlooking Lake Carmel. Improved from top to bottom in past 9 years: roof reshingled; deck replaced; all exterior doors & first floor doors replaced; resilient flooring added; H/W on demand, whole-house water softener/filtration system, french drain, & sump pump added; well pump replaced; electrical upgraded to 200amp service; circuit breakers & generator outlet added. Gas BBQ, lawn tractor, two snow blowers & portable generator included in sale. Enjoy lake rights and views. Carmel Hamlet location provides easy access to local and big box shopping, MetroNorth commuter trains, easy I-84 access. Hard-to-beat value in a lovely and convenient lake-community setting. Additional Information: Amenities:Storage,HeatingFuel:Oil Above Ground,

Last Agent to Sell the Property

Allison Jaffe

Key Real Estate Services, LLC Brokerage Phone: 718-577-5284 License #49JA1093529 Listed on: 09/20/2024

Last Buyer's Agent

Dominick DiFilippo

Keller Williams Realty Partner License #10401290106

Keller Williams Realty Partner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,036

Year Built

  • Built in 1960

Lot Details

  • 11,748 Sq Ft Lot
  • Fenced
  • Corner Lot

Parking

  • Driveway

Home Design

  • Cape Cod Architecture
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,248 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Blinds
  • Window Screens
  • Lake Views
  • Partially Finished Basement
  • Walk-Out Basement

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Lake Privileges
  • Deck
  • Shed
  • Outbuilding
  • Outdoor Gas Grill

Schools

  • George Fischer Middle School
  • Carmel High School

Utilities

  • Central Air
  • Baseboard Heating
  • Hot Water Heating System
  • Heating System Uses Steam
  • Heating System Uses Oil
  • Radiant Heating System
  • Drilled Well
  • Tankless Water Heater
  • Water Conditioner is Owned
  • Septic Tank

Community Details

  • Cape Cod

Listing and Financial Details

  • Assessor Parcel Number 372200-033-043-0001-013-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,036

Year Built

Built in 1960

Lot Details

0.27 Acres

Listing Details

  • Property Type: Residential
  • Architectural Style: Cape Cod
  • Property SubType: Single Family Residence
  • Property Condition: Actual
  • Levels: Two
  • Year Built: 1960
  • Attribution Contact: 718-577-5284
  • Building Stories: 2
  • CurrentPrice: 430000.00
  • MlsMajorChangeType: Sold
  • CurrentPrice_By_LivingArea: 344.55128
  • ListPrice_By_LivingArea: 312.41987
  • ListPrice_By_OriginalListPrice: 1.00000
  • ListPrice_By_LotSizeAcres: 1445680.3856
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Tankless Water Heater, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Conditioner Owned
  • Interior Amenities: Ceiling Fan(s), First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen, Original Details, Walk-In Closet(s)
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Partially Finished, Walk-Out Access
  • Inclusions: Light Fixtures,Oven/Range
  • Total Bedrooms: 3
  • Living Area: 1248
  • Window Features: Screens, Blinds
  • Other Equipment: Lawn Maintenance Equipment, Satellite Dish
  • Basement YN: Yes
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Other Structures: Shed(s), Outbuilding
  • Construction Materials: Frame, Vinyl Siding
  • Waterfront Features: Beach Access, Lake Privileges
  • Fencing: Fenced
  • View: Lake
  • Exterior Features: Gas Grill
  • Patio and Porch Features: Deck
  • Waterfront: Yes

Garage/Parking

  • Parking Description: Driveway

Utilities

  • Cooling: Central Air
  • Heating: Oil, Baseboard, Hot Water, Radiant, Steam
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Utilities: Trash Collection Public
  • Water Source: Drilled Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle School: George Fischer Middle School

Lot Info

  • Lot Size Acres: 0.2697
  • Lot Size Sq Ft: 11748
  • Lot Features: Views, Corner Lot
  • Parcel Number: 372200-033-043-0001-013-000-0000
  • Property Attached: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 10036
  • Tax Year: 2024

MLS Schools

  • High School: Carmel High School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 20, 2024
Closed on
Dec 10, 2024
Sold by
Bought by
Seller's Agent
Allison Jaffe
Key Real Estate Services, LLC
Buyer's Agent
Dominick DiFilippo
Keller Williams Realty Partner
List Price
$389,900
Sold Price
$430,000
Premium/Discount to List
$40,100
10.28%
Views
46
Current Estimated Value
$452,305

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,305
Avg. Annual Appreciation
3.36%
Original Mortgage
$408,500
Outstanding Balance
$402,673
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$49,632
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$430,000 Stewart Title
$430,000 Stewart Title
$430,000 Stewart Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $408,500
Closed $408,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/10/2024 12/10/24 Sold $430,000 +10.3% $345 / Sq Ft
10/25/2024 10/25/24 Pending -- -- --
09/27/2024 09/27/24 Off Market $389,900 -- --
09/26/2024 09/26/24 Off Market $430,000 -- --
09/20/2024 09/20/24 For Sale $389,900 +60.1% $312 / Sq Ft
01/08/2016 01/08/16 Sold $243,500 -18.8% $195 / Sq Ft View Prior Sale
10/26/2015 10/26/15 Pending -- -- --
08/11/2015 08/11/15 For Sale $299,998 +46.3% $240 / Sq Ft
07/25/2012 07/25/12 Sold $205,000 -8.9% $164 / Sq Ft View Prior Sale
05/02/2012 05/02/12 Pending -- -- --
02/06/2012 02/06/12 For Sale $225,000 -- $180 / Sq Ft
Source: OneKey® MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,008 $420,000 $50,100 $369,900
2024 $10,568 $208,700 $15,000 $193,700
2023 $10,568 $208,700 $15,000 $193,700
2022 $9,324 $208,700 $15,000 $193,700
2021 $9,233 $208,700 $15,000 $193,700
2020 $9,310 $208,700 $15,000 $193,700
2019 $5,738 $208,700 $15,000 $193,700
2018 $8,825 $208,700 $15,000 $193,700
2017 $8,436 $191,500 $14,900 $176,600
2016 $8,468 $191,500 $14,900 $176,600
2015 -- $191,500 $14,900 $176,600
2014 -- $197,400 $14,900 $182,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: OneKey® MLS

MLS Number: H6328718

OneKey® MLS

APN: 372200-033-043-0001-013-000-0000

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