NOT LISTED FOR SALE

74 Ruby Cir Mary Esther, FL 32569

Estimated Value: $335,100 - $350,000

3 Beds
2 Baths
1,393 Sq Ft
$245/Sq Ft Est. Value

Last Sold June 18, 2025

Last sale price $345,000 $248 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,921/month

10 Days on Market

Highlights

  • Contemporary Architecture
  • Fireplace
  • Interior Lot
  • Fort Walton Beach High School Rated A
  • 2 Car Attached Garage
  • Living Room

About This Home

As of June 2025

**Charming 3BR/2BA home in desirable Emerald Estates. **

Tucked away in the peaceful back corner of Emerald Estates, this beautifully updated homes offers 1393 sqft of cozy yet open living space. Featuring a spacious layout with a welcoming feel, this well maintained home boasts a modern kitchen, generous living area, & nice backyard. Enjoy the convenience of a 2 car garage and central location close to both bases, the white sand beaches, and shopping! This gem offers comfort, charm, and practicality. Motivated sellers -- Dont miss your opportunity to own this home.

Last Agent to Sell the Property

Megan Tate

Coldwell Banker Realty License #3470337 Listed on: 05/02/2025

Coldwell Banker Realty

Last Buyer's Agent

Michael Seymour

Coldwell Banker Realty License #3559870

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 86x48
  • Back Yard Fenced
  • Interior Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Dimensional Roof
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 1,393 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Living Room
  • Dining Area

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Schools

  • Mary Esther Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Emerald Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 16-2S-24-120A-0000-0290

Home Details

Home Type

Single Family

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 86x48
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD ESTATES
  • Directions: From HWY 98 turn right onto Mary Esther Cutoff, continue straight and turn left onto Page Bacon Rd. Emerald Estates in on the right, turn in and turn right to continue down to 74 Ruby Circle.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1996
  • Remarks Misc:Remarks: **Charming 3BR/2BA home in desirable Emerald Estates. ** Tucked away in the peaceful back corner of Emerald Estates, this beautifully updated homes offers 1393 sqft of cozy yet open living space. Featuring a spacious layout with a welcoming feel, this well maintained home boasts a modern kitchen, generous living area, & nice backyard. Enjoy the convenience of a 2 car garage and central location close to both bases, the white sand beaches, and shopping! This gem offers comfort, charm, and practicality. Motivated sellers -- Dont miss your opportunity to own this home.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Fireplace, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor Vinyl: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Interior
  • Construction Type: Frame, Siding Vinyl, Trim Vinyl
  • Exterior Features: Fenced Back Yard
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Fenced Back Yard: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Schools

  • Elementary School: Mary Esther
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 16-2S-24-120A-0000-0290
  • Zoning: Resid Single Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jun 18, 2025
Sold by
Isaacs Emily and Matthews James Jamarveo
Bought by
Hendrix Zackery Grant
Seller's Agent
Megan Tate
Coldwell Banker Realty
Buyer's Agent
Michael Seymour
Coldwell Banker Realty
List Price
$345,000
Sold Price
$345,000
Views
30
Current Estimated Value
$341,525

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,475
Avg. Annual Appreciation
-1.93%
Original Mortgage
$352,417
Outstanding Balance
$351,503
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
-$9,978

Purchase Details

Closed on
Feb 29, 2024
Sold by
Isaacs Emily
Bought by
Isaac Emily and Matthews James Jamarveo

Purchase Details

Listed on
Apr 4, 2018
Closed on
Apr 20, 2018
Sold by
U S Bank Na
Bought by
Isaacs Emily
Seller's Agent
Pat Gilbert
CRYSTAL SHORES 2 INC.
Buyer's Agent
Paul Lacourse
Exit Realty N F I
List Price
$169,900
Sold Price
$169,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.61%
Original Mortgage
$166,822
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 16, 2017
Sold by
Batyr Matuyyakubou
Bought by
Us Bankl Ntionlasociton

Purchase Details

Closed on
Aug 31, 2006
Sold by
Bower Margaret E
Bought by
Matyakubov Batyr and Matyakubov Francis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,800
Interest Rate
6.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2000
Sold by
Coogle John E and Coogle Sharon B
Bought by
Bower Margaret E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,470
Interest Rate
8.14%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hendrix Zackery Grant $345,000 Emerald Coast Title Services
Isaac Emily $100 None Listed On Document
Isaacs Emily $169,900 American Guardian Title
Us Bankl Ntionlasociton $124,400 Attorney
Matyakubov Batyr $211,000 Choctaw Title Inc
Bower Margaret E $98,500 West Florida Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hendrix Zackery Grant $352,417
Previous Owner Isaacs Emily $166,822
Previous Owner Matyakubov Batyr $168,800
Previous Owner Bower Margaret E $100,470
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/18/2025 06/18/25 Sold $345,000 0.0% $248 / Sq Ft
05/12/2025 05/12/25 Pending -- -- --
05/02/2025 05/02/25 For Sale $345,000 +103.1% $248 / Sq Ft
05/17/2018 05/17/18 Sold $169,900 0.0% $122 / Sq Ft View Prior Sale
04/13/2018 04/13/18 Pending -- -- --
04/04/2018 04/04/18 For Sale $169,900 -- $122 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,516 $150,401 -- --
2023 $1,516 $146,020 $0 $0
2022 $1,467 $141,767 $0 $0
2021 $1,448 $137,638 $0 $0
2020 $1,430 $135,738 $0 $0
2019 $1,403 $132,686 $42,663 $90,023
2018 $1,785 $123,465 $0 $0
2017 $1,772 $120,622 $0 $0
2016 $1,659 $116,318 $0 $0
2015 $1,584 $111,174 $0 $0
2014 $1,419 $104,717 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 975373

Emerald Coast Association of REALTORS®

APN: 16-2S-24-120A-0000-0290