$345,000
SOLD JUN 18, 2025

74 Ruby Cir Mary Esther, FL 32569

3 Beds
2 Baths
1,393 Sq Ft
1996 Built

Recently Sold

$248 Per Sq Ft

10 Days on Market

Highlights

  • Contemporary Architecture
  • Fireplace
  • Interior Lot
  • Fort Walton Beach High School Rated A
  • 2 Car Attached Garage
  • Living Room

About This Home

As of June 2025

**Charming 3BR/2BA home in desirable Emerald Estates. **Tucked away in the peaceful back corner of Emerald Estates, this beautifully updated homes offers 1393 sqft of cozy yet open living space. Featuring a spacious layout with a welcoming feel, this well maintained home boasts a modern kitchen, generous living area, & nice backyard. Enjoy the convenience of a 2 car garage and central location close to both bases, the white sand beaches, and shopping! This gem offers comfort, charm, and practicality. Motivated sellers -- Dont miss your opportunity to own this home.

Last Agent to Sell the Property

Megan Tate

Coldwell Banker Realty License #3470337 Listed on: 05/02/2025

Coldwell Banker Realty

Last Buyer's Agent

Michael Seymour

Coldwell Banker Realty License #3559870

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,516

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 86x48
  • Back Yard Fenced
  • Interior Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Dimensional Roof
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 1,393 Sq Ft Home
  • 1-Story Property
  • Fireplace
  • Living Room
  • Dining Area

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry Room
  • Exterior Washer Dryer Hookup

Schools

  • Mary Esther Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Emerald Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 16-2S-24-120A-0000-0290

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,516

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 86x48
  • Road Surface Type: Paved
  • Subdivision Name: EMERALD ESTATES
  • Directions: From HWY 98 turn right onto Mary Esther Cutoff, continue straight and turn left onto Page Bacon Rd. Emerald Estates in on the right, turn in and turn right to continue down to 74 Ruby Circle.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1996
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Dining Area: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Tile, Floor Vinyl
  • Interior Amenities: Fireplace, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor Vinyl: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Lot Features: Interior
  • Construction Type: Frame, Siding Vinyl, Trim Vinyl
  • Exterior Features: Fenced Back Yard
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Fenced Back Yard: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Schools

  • Elementary School: Mary Esther
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 16-2S-24-120A-0000-0290
  • Zoning: Resid Single Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jun 18, 2025
Sold by
Isaacs Emily and Matthews James Jamarveo
Bought by
Hendrix Zackery Grant
Seller's Agent
Megan Tate
Coldwell Banker Realty
Buyer's Agent
Michael Seymour
Coldwell Banker Realty
List Price
$345,000
Sold Price
$345,000
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-38.73%
Original Mortgage
$352,417
Outstanding Balance
$352,417
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
-$33,424

Purchase Details

Closed on
Feb 29, 2024
Sold by
Isaacs Emily
Bought by
Isaac Emily and Matthews James Jamarveo

Purchase Details

Listed on
Apr 5, 2018
Closed on
Apr 20, 2018
Sold by
U S Bank Na
Bought by
Isaacs Emily
Seller's Agent
Pat Gilbert
CRYSTAL SHORES 2 INC.
Buyer's Agent
Paul Lacourse
Exit Realty N F I
List Price
$169,900
Sold Price
$169,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.08%
Original Mortgage
$166,822
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 16, 2017
Sold by
Batyr Matuyyakubou
Bought by
Us Bankl Ntionlasociton

Purchase Details

Closed on
Aug 31, 2006
Sold by
Bower Margaret E
Bought by
Matyakubov Batyr and Matyakubov Francis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,800
Interest Rate
6.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 31, 2000
Sold by
Coogle John E and Coogle Sharon B
Bought by
Bower Margaret E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,470
Interest Rate
8.14%
Mortgage Type
VA
Source: Public Records

Similar Homes in Mary Esther, FL

  • 240 W Lorraine Dr, Mary Esther, FL 32569

    $385,000

    • 4 Beds
    • 2 Baths
    • 1,460 Sq Ft
    • 240 W Lorraine Dr
    • Mary Esther, FL

    OPEN HOUSE THIS SUNDAY (8/03/25) From 10am-3pm. So stop on by and see this awesome home! Welcome to 240 W Lorraine Drive — a beautifully maintained 4-bedroom, 2-bathroom home with the perfect size gunite pool in the back yard. It is nestled in the heart of Mary Esther, just minutes from Hurlburt Field, shopping, dining, and the white sandy beaches of the Emerald Coast. This move-in-ready

    JOSHUA SCOTT Blue Anchor Realty LLC

    Section Image
  • 32 Lakeview Dr, Mary Esther, FL 32569

    $410,000

    • 3 Beds
    • 2 Baths
    • 1,702 Sq Ft
    • 32 Lakeview Dr
    • Mary Esther, FL

    Charming Brick Home with Private Pool, Lake Views & Modern Upgrades!Welcome to this beautifully maintained 3-bedroom, 2-bath brick home in the heart of Mary Esther, offering the perfect blend of comfort, style, and Florida charm. Situated on a serene lakefront lot, this home features its own private pool and spacious backyard oasis - perfect for relaxing or entertaining.Step inside to

    Dane Aho RE/MAX Gulf Coast Realty

    Section Image
  • 5 Romana Ln, Mary Esther, FL 32569

    $410,000

    • 4 Beds
    • 2 Baths
    • 1,858 Sq Ft
    • 5 Romana Ln
    • Mary Esther, FL

    New Construction- Step into modern comfort and coastal charm with this stunning new construction home in Mary Esther, Florida. Featuring a sleek contemporary design, this 4-bedroom, 2-bath residence offers the perfect blend of style, function, and quality craftsmanship.The home's expansive open-concept layout is enhanced creating a bright and airy atmosphere ideal for entertaining or

    Albert Baeza RE/MAX Gulf Coast Realty

    Section Image
  • 650 Bryn Mawr Blvd, Mary Esther, FL 32569

    $279,000

    • 2 Beds
    • 1 Bath
    • 1,240 Sq Ft
    • 650 Bryn Mawr Blvd
    • Mary Esther, FL

    Are you looking for a move-in ready home? You found it! This beautifully renovated (2) two-bedroom, (1) one-bathroom house of 1,240 sqft is filled with natural light and features original, desirable terrazzo floors that add plenty of character, a completely upgraded bathroom, and a kitchen with stainless steel appliances.Located right on the border of Fort Walton Beach and Mary Esther,

    Marylin Handzus Century 21 AllPoints Realty

    Section Image
  • 345 Avon Ln, Mary Esther, FL 32569

    $334,000

    • 3 Beds
    • 2.5 Baths
    • 1,235 Sq Ft
    • 345 Avon Ln
    • Mary Esther, FL

    Freshly updated & move-in ready! This cozy 3-bedroom 2.5 bath home offers incredible value in a prime Mary Esther location. No HOA Recent renovations include new Whirlpool appliances, newer windows, stylish new kitchen cabinets, newer AC, metal roof with fresh interior & exterior paint—giving the entire home a clean, modern feel. The layout is inviting & efficient, good option for first-time

    Robert Ouellette Real Broker LLC

    Section Image
  • 451 Stonehenge Dr, Mary Esther, FL 32569

    $315,000

    • 4 Beds
    • 2 Baths
    • 1,209 Sq Ft
    • 451 Stonehenge Dr
    • Mary Esther, FL

    Welcome Home! This 4 bedroom 2 bath in the heart of Mary Esther has been fully renovated and is ready to go! Brand new roof, ac, water heater, windows, full house rewire. New paint and trim throughout, new LVP flooring, new kitchen and bathrooms. Access the home from both Hollywood Blvd and Mary Esther Cutoff. Right in the middle of town. Close to everything, both bases, including beaches only 15

    Scott Sapp Lokation

    Section Image
  • 431 Stonehenge Dr, Mary Esther, FL 32569

    $312,000

    • 4 Beds
    • 2 Baths
    • 1,200 Sq Ft
    • 431 Stonehenge Dr
    • Mary Esther, FL

    Florida vibes! This sunny Florida home checks all the boxes: 2021 ROOF, new 2024 HVAC to keep things cool, a 2023 water heater ready for hot showers, and impact windows for peace of mind. Boasting 4 bedrooms, it's the perfect blend of comfort and convenience—just minutes from military bases, beach days, A+ schools, outdoor adventures, and retail therapy. LVP flooring throughout and an upgraded

    Melissa Allegretto Coldwell Banker Realty

    Section Image
  • 360 Bryn Mawr Blvd, Mary Esther, FL 32569

    $360,000

    • 3 Beds
    • 2 Baths
    • 1,669 Sq Ft
    • 360 Bryn Mawr Blvd
    • Mary Esther, FL

    ***All permits and inspections have been finalized and closed through the city and county*** This fully updated home features a brand-new roof, AC, and hot water heater, along with updated copper wiring and brand-new plumbing (drains and supply lines). Inside, you'll find fresh interior and exterior paint, new LVP flooring throughout, fully renovated bathrooms, and a stunning modern kitchen with

    Amanda Hagy LPT Realty LLC

    Section Image
  • 139 Bryn Mawr Blvd, Mary Esther, FL 32569

    $367,500

    • 4 Beds
    • 2 Baths
    • 1,980 Sq Ft
    • 139 Bryn Mawr Blvd
    • Mary Esther, FL

    Location, location, location! Welcome to this charming, 4-bedroom, 2-bathroom brick home, situated just minutes to popular restaurants, shopping centers, parks, military bases, fitness facilities, and some of the Emerald Coast's most stunning white sandy beaches and crystal-clear water. ATTENTION VA BUYERS - A 5.75% VA Loan assumption option available for qualified VA Buyers with with

    MARIE MCCLURE Keller Williams Realty FWB

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $345,000 Emerald Coast Title Services
Quit Claim Deed $100 None Listed On Document
Special Warranty Deed $169,900 American Guardian Title
Trustee Deed $124,400 Attorney
Warranty Deed $211,000 Choctaw Title Inc
Warranty Deed $98,500 West Florida Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $352,417 New Conventional
Previous Owner $163,986 FHA
Previous Owner $166,822 FHA
Previous Owner $168,800 New Conventional
Previous Owner $42,200 Stand Alone Second
Previous Owner $75,000 Credit Line Revolving
Previous Owner $97,233 VA
Previous Owner $100,470 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/18/2025 06/18/25 Sold $345,000 0.0% $248 / Sq Ft
05/12/2025 05/12/25 Pending -- -- --
05/02/2025 05/02/25 For Sale $345,000 +103.1% $248 / Sq Ft
06/23/2019 06/23/19 Off Market $169,900 -- --
05/17/2018 05/17/18 Sold $169,900 0.0% $122 / Sq Ft
04/13/2018 04/13/18 Pending -- -- --
04/05/2018 04/05/18 For Sale $169,900 -- $122 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,516 $150,401 -- --
2023 $1,516 $146,020 $0 $0
2022 $1,467 $141,767 $0 $0
2021 $1,448 $137,638 $0 $0
2020 $1,430 $135,738 $0 $0
2019 $1,403 $132,686 $42,663 $90,023
2018 $1,785 $123,465 $0 $0
2017 $1,772 $120,622 $0 $0
2016 $1,659 $116,318 $0 $0
2015 $1,584 $111,174 $0 $0
2014 $1,419 $104,717 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 975373

Emerald Coast Association of REALTORS®

APN: 16-2S-24-120A-0000-0290