$274,900
SOLD JUL 2, 2025
Last list price

740 Lake Cottage Ct Villa Ridge, MO 63089

2 Beds
2 Baths
1,237 Sq Ft
1 Acres

Recently Sold

$222 Per Sq Ft

4 Days on Market

Highlights

  • Lake Front
  • Lake Privileges
  • Cul-De-Sac
  • New Construction
  • Community Lake
  • 2 Car Attached Garage

About This Home

As of July 2025

740 Lake Cottage Court in Villa Ridge, MO, is a charming Villa-style property that offers a serene lakeside living experience. This beautiful, standalone home features 2 spacious bedrooms and 2 modern bathrooms, making it ideal for comfortable living. Built just 4 years ago, the property boasts contemporary design and energy-efficient amenities. This is like moving into a brand new home. The open concept between the living room, kitchen and dining allows for easy flow and great entertaining. Garage enters onto a hall that takes you directly to the kitchen and dining room for ease in unloading of groceries.

While the home is situated on the lake, a hill obstructs the view, but you will enjoy direct access to the water from the backyard. This allows for a variety of outdoor activities, whether it’s fishing, kayaking, or simply enjoying the tranquility of lakeside living.

The home's convenient 2-car garage, offering ample storage and parking space, plus the separate laundry room gives added storage and convenience. With its combination of modern amenities, beautiful surroundings, and a welcoming community, 740 Lake Cottage Court is perfect for anyone seeking a peaceful lifestyle near the water.

Last Agent to Sell the Property

Holly Gerchen

Epique Realty License #2012008377 Listed on: 05/29/2025

Epique Realty

Last Buyer's Agent

Kim Sebaugh

Coldwell Banker Realty - Gundaker License #2010035995

Coldwell Banker Realty - Gundaker

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,753

Year Built

  • Built in 2021 | New Construction

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 50x174x99x126
  • Lake Front
  • Cul-De-Sac
  • Back Yard

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Additional Parking

Home Design

  • Villa
  • Architectural Shingle Roof

Interior Spaces

  • 1,237 Sq Ft Home
  • 1-Story Property
  • Blinds

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Schools

  • Coleman Elem. Elementary School
  • Riverbend Middle School
  • Pacific High School

Additional Features

  • Lake Privileges
  • Forced Air Heating and Cooling System

Community Details

  • Association fees include common area maintenance, management, snow removal
  • Bridgewater Estates Association
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 18-5-220-0-022-003320

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,753

Year Built

Built in 2021 | New Construction

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Cross Street: Bridgewater Chase Lane
  • Year Built: 2021
  • Directions: GPS Friendly
  • Property Sub-Type: Villa
  • ResoLotFeatures: Adjoins Common Ground, Back Yard, Cul-De-Sac, Front Yard, Landscaped, Sloped, Waterfront
  • Lot Size Acres: 1
  • ResoSecurityFeatures: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Reso Association Amenities: Association Management, Common Ground, Lake
  • Co List Office Phone: 888-893-3537
  • MLS Status: Closed
  • Subdivision Name: Bridgewater Estates
  • Above Grade Finished Sq Ft: 1237
  • Architectural Style: Bungalow, Ranch
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyCondition: New Construction
  • Reso Structure Type: Villa
  • Reso Window Features: Blinds, Double Pane Windows, Insulated Windows
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1237.00
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 0.00
  • MIS_EfficiencyYN: 0
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Chandelier, Custom Cabinetry, High Ceilings, High Speed Internet, Open Floorplan, Shower, Tub, Walk-In Closet(s)
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Ice Maker, Microwave, Built-In Electric Range, Free-Standing Refrigerator, Electric Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Main Level Bedrooms: 2
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Architectural Shingle
  • Waterfront Features: Lake, Lake Front, Lake Privileges
  • Waterfront: Yes
  • Disclosures: Flood Plain No
  • Home Warranty: No
  • Construction Type: Unknown

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Additional Parking, Attached, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Oversized, Private, Side By Side

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Electric, Forced Air
  • Green Building Features: None
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 450
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Bridgewater Estates

Fee Information

  • Association Fee Includes: Common Area Maintenance, Management, Snow Removal

Schools

  • Elementary School: Coleman Elem.
  • Junior High Dist: Meramec Valley R-III
  • High School: Pacific High
  • Middle Or Junior School: Riverbend School

Lot Info

  • Development Status: Completed
  • Lot Dimensions: 50x174x99x126
  • Parcel Number: 18-5-220-0-022-003320

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2753

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2020
Closed on
May 20, 2021
Sold by
Bridgewater Estates Inc
Bought by
Kempen Debbie A Wright
Seller's Agent
Judy Davis
Route 66, REALTORS
Buyer's Agent
Sharon Patton
STL 1 REALTY
List Price
$209,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.25%
Original Mortgage
$217,070
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Chesterfield Title Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,700 New Conventional
Closed $217,070 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 Sold -- -- --
06/02/2025 06/02/25 Pending -- -- --
05/29/2025 05/29/25 For Sale $274,900 +25.0% $222 / Sq Ft
05/21/2021 05/21/21 Sold -- -- --
04/15/2021 04/15/21 Price Changed $219,900 +4.8% $178 / Sq Ft
01/04/2021 01/04/21 For Sale $209,900 0.0% $170 / Sq Ft
01/02/2021 01/02/21 Off Market -- -- --
10/16/2020 10/16/20 For Sale $209,900 -- $170 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,753 $37,042 $0 $0
2023 $2,753 $37,042 $0 $0
2022 $2,127 $32,874 $0 $0
2021 $1 $11 $0 $0
2020 $1 $11 $0 $0
2019 $1 $11 $0 $0
2018 $1 $11 $0 $0
2017 $0 $11 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25036078

MARIS MLS

APN: 18-5-22.0-0-022-003.320